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Viewing profile - sula_nebouxi

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sula_nebouxi
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Joined: Fri Jan 23, 2009 4:28 pm
Last visited: Thu Dec 31, 2015 2:00 pm
Total posts: 144
[0.16% of all posts / 0.05 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 115 Posts / 79.86% of user’s posts ]
Most active topic: Fixing old mistakes, student neck deep in $100k of debt
[ 111 Posts / 77.08% of user’s posts ]

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Location: Cali
Occupation: 3d Artist
Interests: Drawing, comics, movies, games, paychecks.
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sula_nebouxi Posts

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 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Fri Dec 25, 2015 2:29 pm 

Replies: 217
Views: 727600


717,000 views on this thread? My financial life is in the spotlight. Good god. I had no idea D: Ok, here comes the traditional year end review. Things are alright, just chugging along. I've been very conservative with savings lately. I probably have a good year's worth of emergency savings if I were...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Mon Sep 14, 2015 12:07 am 

Replies: 217
Views: 727600


Boy it sure has been a long time since my last post. 8 months in fact. I'm sorry! I'm still out there plugging away! Things have gotten a little bit better this year. I moved to LA and I freelanced for about 4 months, working on this superhero movie, but hit an unexpected loss of work soon afterward...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Mon Jan 05, 2015 11:38 pm 

Replies: 217
Views: 727600


2014 Year end recap time again! 2014 marked the highest income of all my years so far. I fully funded my emergency fund to 6 months, saved a huge deal of money and paid down my loan principle by another $5k or so. That seems a bit low for my income but I'm keeping a great deal of my money liquid for...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Mon Oct 27, 2014 8:40 pm 

Replies: 217
Views: 727600


Hey Btaim, thanks for reading! I'm glad you believe that there are more things to consider than just money. You sacrifice a LOT when you just focus on the money portion. For some it might work but, for others, you need to strike a balance because what's the point of that money if you don't? There's ...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Thu Oct 23, 2014 11:43 am 

Replies: 217
Views: 727600


I did ask that, literally. Out of incredulity. It wasn't a cry for help but more of a "Well if you can find a place for $400 a month, I'll show you an existence that would be unconscionable". I could very easily live out of my car or camp here. There's actually a large homeless community d...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Mon Oct 20, 2014 11:13 pm 

Replies: 217
Views: 727600


Hey LeRainDrop, thanks for the kind words :). The more I think about it, the more I think plank is just trolling. I'm done with that. It's time to move on.

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Mon Oct 20, 2014 8:22 pm 

Replies: 217
Views: 727600


And again, I don't see what you mean when you say "complain". Please point out where I have lamented about my life and decided I had no other choice. I haven't made any post edits. I've been *actively* working towards paying off these loans and changing my life for the past 5 years. I quit...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Mon Oct 20, 2014 11:05 am 

Replies: 217
Views: 727600


So I read through that dude's story. To sum up for everyone, he lived in the SF Bay area, bought an RV and rented a parking spot for it on a per month basis. Ignoring the fact that he split costs with a wife, the cost was about $550 or so on rent per month. He also grew his own food to some degree a...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Wed Oct 15, 2014 11:06 pm 

Replies: 217
Views: 727600


Heya plank. Not sure if you read the first 13 pages but I've been working on these loans for about 5 years now, diligently making each and every payment. I've never been late once nor do I intend to be. I'm actually confused as to why you think I'm living an extravagant lifestyle or that you believe...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Sat Oct 04, 2014 10:47 pm 

Replies: 217
Views: 727600


My student loan debt still sits at around $80,000. The rough loan amounts are: AES: 18.2k Consolidated Direct Loan: 31.2k Discover 1: 16.7k Discover 2: 13.7k My plan for a while now was to pay off Discover #2 in full. It's interest rate is like 3.5% but would save me $170/month in payments. It's the...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Fri Oct 03, 2014 10:58 pm 

Replies: 217
Views: 727600


I wish I had enough material to post more often! It's been more of the same, unfortunately. Personal Finance isn't the most exciting thing to read about as it happens. It takes such a long time to recognize the progress you've made. The gist of it for the past 5 months is basically this: Job blows, ...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Sun May 11, 2014 7:19 pm 

Replies: 217
Views: 727600


Well, it's been about 2 months since I started my new job and I figure I should do an update. Things are pretty...meh. I know that this isn't something I can see myself doing for much longer. Something's wrong when every Sunday night, you're already ready for the next weekend. It brings in a very la...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Thu Feb 27, 2014 8:00 pm 

Replies: 217
Views: 727600


Thanks fantasma, I'll try my best to keep focused on the positives and what's in front of me right now :). I think and worry too much about the future...I guess I just like knowing what comes next so I can prepare for it. I haven't started working yet. I start next week on Wednesday and there won't ...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

Posted: Sat Feb 22, 2014 10:05 pm 

Replies: 217
Views: 727600


Thanks fantasma, I'll do my best :). Life is kinda funny, I'll toast to that. I realized that my first job barely made the bills and I started and ended that job in the same timeframe as my current low paying job. Mildly interesting I suppose haha. I realize it may be insensitive of me to complain a...
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