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Viewing profile - srowl

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srowl
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Joined: Mon Apr 30, 2007 8:01 am
Last visited: Wed Apr 02, 2014 6:56 am
Total posts: 21
[0.02% of all posts / 0.01 posts per day]
Search user’s posts
Most active forum: Personal Finance
[ 16 Posts / 76.19% of user’s posts ]
Most active topic: 6.25% on Checking -- Too Good to Be True?
[ 3 Posts / 14.29% of user’s posts ]

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Location: North Liberty, IA
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srowl Posts

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 Forum: General Discussion   Topic: What's for dinner tonight?

Posted: Tue Jan 15, 2008 9:11 am 

Replies: 39
Views: 17463


Bacon Quiche. Should be good!

 Forum: Personal Finance   Topic: Budgeting Help

Posted: Thu Jan 10, 2008 11:51 am 

Replies: 11
Views: 4450


Those are pretty much the categories I use, plus medical and house expenses and gifts. I also add in savings as well. That way I can have multiple savings goals (IRA, emergency, vacation, etc.) that are easy to track in my budget. And any excess in other categories at the end of the year get stuffed...

 Forum: Personal Finance   Topic: Net Worth for Married Couples?

Posted: Tue Jan 08, 2008 10:06 am 

Replies: 31
Views: 18274


I have a hypothetical question for those with separate finances.... What happens if one spouse does really well saving for retirement and the other fails to save much? Does the well-off spouse go touring the world while the other stays home and works at Wal-Mart? If goals and plans aren't communicat...

 Forum: Personal Finance   Topic: 6.25% on Checking -- Too Good to Be True?

Posted: Fri Jan 04, 2008 11:00 am 

Replies: 19
Views: 7966


I found a good article at Bankrate.com about rewards checking....

<b><a href="http://www.bankrate.com/brm/news/chk/20071105_reward_checking_a1.asp">Rewards checking pays high yields</a></b>

 Forum: Personal Finance   Topic: 6.25% on Checking -- Too Good to Be True?

Posted: Thu Jan 03, 2008 1:58 pm 

Replies: 19
Views: 7966


At my credit union, if you don't meet all of the requirements then the account acts like a regular checking account and you earn something like 0.1% and don't get any ATM fees refunded. And there are still no fees.

 Forum: Personal Finance   Topic: 6.25% on Checking -- Too Good to Be True?

Posted: Thu Jan 03, 2008 11:34 am 

Replies: 19
Views: 7966


My credit union started offering a rewards checking like this a month ago with 6% apy. Since I already belonged all I had to do was tell them I wanted to switch my regular checking to the rewards and that was that. They also have the 12 debit card uses per month requirement along with e-statements, ...

 Forum: Personal Finance   Topic: How do you pay for every day purchases?

Posted: Thu Dec 06, 2007 1:31 pm 

Replies: 22
Views: 9493


I used to only use my credit card, but just this month my credit union created a new rewards savings account with 6% interest. One of the stipulations is you must use your debit card w/o entering your pin at least 12 times a month. Therefore I'm having to change my strategy. The other stipulations a...

 Forum: Personal Finance   Topic: What tool do you use to manage finances?

Posted: Tue Dec 04, 2007 9:36 am 

Replies: 15
Views: 7835


Self-made spreadsheet for my monthly budget. jGnash for net worth.

 Forum: Personal Finance   Topic: Did your Net Worth increase for November?

Posted: Tue Dec 04, 2007 9:34 am 

Replies: 25
Views: 9748


I too am a numbers guy and enjoy tracking it. I track every penny in and out using jGnash, an open-source financial package. Then at the end of the month I can run the net-worth report. Not much too it. True, I have to spend the time tracking everything, but it helps me stay on top of my finances.

 Forum: Personal Finance   Topic: Annual Living Expenses

Posted: Mon Dec 03, 2007 9:14 am 

Replies: 36
Views: 24961


Ouch, sorry for those rents. :( Here's our breakdown (2 adults plus an 8 month old):
PITI + Utilities: $13.5K
Insurance: $1.5K
Vacation: $0.5K
Other: $17K

 Forum: Personal Finance   Topic: Question about Monthly Budget

Posted: Thu Nov 29, 2007 9:31 am 

Replies: 8
Views: 7504


I budget for an entire year, so any excess at the end of the month continues to roll over until the end of the year. This way I can effectively budget for non-regular items such as insurance premiums, car repairs, donations, entertainment, etc. At the end of my "fiscal year" I transfer any...

 Forum: Personal Finance   Topic: Homeowners insurance suggestions for the new home buyer?

Posted: Thu Nov 08, 2007 2:54 pm 

Replies: 10
Views: 5922


I went through a local independent agent in my area that works with many of the big name companies(Allied, Progressive, AAA, Farmers Mutual). They run the numbers for all of them and give me the best deal. I also combined my auto insurance with them for even more savings.

 Forum: News & Announcements   Topic: login/unread posts weird?

Posted: Wed Sep 26, 2007 10:11 am 

Replies: 28
Views: 23970


It actually seems to be working now. This is quite strange.

 Forum: News & Announcements   Topic: login/unread posts weird?

Posted: Wed Sep 26, 2007 8:43 am 

Replies: 28
Views: 23970


This same thing happens every time I visit the forums. When I first arrive at the forums (http://forums.getrichslowly.org/index.php) the forums with new posts are highlighted in orange. I click on any given forum and it lists all threads, with the threads with new posts again being highlighted. I th...
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