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A place for Get Rich Slowly readers to ask questions
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It is currently Fri Sep 30, 2016 9:56 am

Viewing profile - B Simple

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B Simple
Joined: Sun Jan 25, 2009 1:50 pm
Last visited: Sun Aug 09, 2009 6:29 pm
Total posts: 15
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 10 Posts / 66.67% of user’s posts ]
Most active topic: Emergency Fund or Retirement IRA?
[ 1 Post / 6.67% of user’s posts ]



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B Simple Posts

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 Forum: Tips, Tricks, Links, Pointers   Topic: How have you simpilifed your personal finances?

Posted: Sat May 30, 2009 8:39 pm 

Replies: 28
Views: 18491

In order to simplify my personal finances, I have automated my monthly bills. Instead of receiving paper bills, I receive my bills by email. Instead of writing paper checks I have set up auto deduction from my bank account or have the bill charged to my credit card. This has allowed me to spend less...

 Forum: Personal Finance   Topic: Car loan good or bad for credit score?

Posted: Sat May 30, 2009 8:24 pm 

Replies: 5
Views: 1586

I don't believe paying off your car loan a year in advance is going to have a negative impact on your credit. Paying it off sooner will show you manage your credit appropriately. You have two years of credit history showing that you have managed your credit and paid as required. I will also depend o...

 Forum: Personal Finance   Topic: What should I do with extra money?

Posted: Sun May 17, 2009 6:46 pm 

Replies: 26
Views: 5470

Questionman, Your in a great situation. I know thousands or maybe millions of people who would love to have your problem. Congratulations on the great accomplishment. The first thing to do is sit down and decide where do you want to be in 2, 3 or 5 years from now. Set some future goals for yourself ...

 Forum: Personal Finance   Topic: am i doing the right things with my money?

Posted: Sun May 17, 2009 6:27 pm 

Replies: 8
Views: 2274

Danb, The first thing I would is determine what your personal financial goals and objectives are. Both short-term and long-term. This will help guide you and help you determine what you should do with each bucket of money. For example, do you want to eliminate your student loan within the next five ...

 Forum: Tips, Tricks, Links, Pointers   Topic: Do you want to simplify your finances?

Posted: Fri Apr 24, 2009 7:35 pm 

Replies: 0
Views: 2451

Are you looking to simplify your personal finances? If so what are you trying to simplify?

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 Forum: Personal Finance   Topic: My financial profile, what to do?

Posted: Tue Feb 24, 2009 8:19 pm 

Replies: 9
Views: 2412

Txguy, Before you can ask what to do? Consider what your goals and objectives are? Do you want to be debt free or do you want to reduce your expenses or do you want to increase your monthly cashflow? Consider your end goal and then determine what needs to be done to reach your goals and objectives.

 Forum: Personal Finance   Topic: Need Help Picking First Credit Card

Posted: Tue Feb 17, 2009 8:12 pm 

Replies: 12
Views: 2822

Determine what is most important to you? Is it the rewards the card offers? Is it the customer service provided by the credit card company? Is it the interest you will be paying if you carried a balance? (i don't recommend carrying a balance), what will you be using the card for?, or you just trying...

 Forum: Tips, Tricks, Links, Pointers   Topic: Money Saving Tips

Posted: Fri Feb 13, 2009 5:06 pm 

Replies: 34
Views: 43227

Here are my secrets to saving


 Forum: Personal Finance   Topic: Emergency Fund or Retirement IRA?

Posted: Fri Feb 13, 2009 4:57 pm 

Replies: 8
Views: 2948

Since your already contributing to your 401k. You should build up your emergency fund now and once that is build up then begin to contribute to your IRA.

 Forum: Personal Finance   Topic: How should I re-invest sold shares?

Posted: Fri Jan 30, 2009 9:31 pm 

Replies: 4
Views: 1826

Emergency fund is way to go. You never know what will be the next thing to break and you will be back in the same situation your currently in. After you have built up your emergency fund you can then begin to tackle your debt. You may want to just do a quick assessment of your finances to see where ...

 Forum: Personal Finance   Topic: Multiple Savings Acounts?

Posted: Fri Jan 30, 2009 9:22 pm 

Replies: 12
Views: 9910

Tizzo, It really depends on what your objective is and what works best for you. I prefer not to have to keep track of multiple saving accounts and receive multiple statements monthly or quarterly? I prefer one saving account to make is simple. However, you may find it easier for you to keep track of...

 Forum: Tips, Tricks, Links, Pointers   Topic: Opening savings accounts for my niece and nephew

Posted: Tue Jan 27, 2009 8:58 pm 

Replies: 9
Views: 8130

A couple of things to consider What is the objective of the account? Education or saving What happen to the account when the child becomes of age? How much do you plan to contribute? Do you want to maintain control over the account? Once you answer these questions you will have clearer picture of wh...

 Forum: Personal Finance   Topic: Lifestyle

Posted: Sun Jan 25, 2009 7:32 pm 

Replies: 11
Views: 4694

Cheap Dude, I think saving is great for you to do but you must determine what your short term and long term goals are. You may want to look to see where do you see yourself in 2,3,5 years from now. Do you plan to be married, purchase a new house, what are your career plans or do move to a new city? ...

 Forum: Personal Finance   Topic: Cash Flow Tracking

Posted: Sun Jan 25, 2009 7:17 pm 

Replies: 5
Views: 2208


Have you tried Mint.com or Rudder.com?

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