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Viewing profile - luke52985

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luke52985
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Joined: Wed May 02, 2007 8:28 pm
Last visited: Mon Jun 04, 2007 10:07 pm
Total posts: 11
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 11 Posts / 100.00% of user’s posts ]
Most active topic: Why do so many people hate on Dave Ramsey
[ 4 Posts / 36.36% of user’s posts ]

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Occupation: Educational Assistant
Interests: Personal Finance, Wakeboarding, School, Money
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luke52985 Posts

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 Forum: Personal Finance   Topic: Why do so many people hate on Dave Ramsey

 Post subject: To Rush
Posted: Mon Jun 04, 2007 10:07 pm 

Replies: 46
Views: 45119


I was only kidding about the Ramsey Hater of The Year Award. I hope you dont take it personally as I was only kidding. Thank you for all of your posts. I respect your opinion and so does everyone else. The wealth of information and wisdom that is shared here is what makes this forum so great. I hope...

 Forum: Personal Finance   Topic: Why do so many people hate on Dave Ramsey

Posted: Mon Jun 04, 2007 10:01 pm 

Replies: 46
Views: 45119


Dear Rush, Congratulations on winning the first ever Dave Ramsey Hater of The Year Award. You fought hard and battled through every positive thing that people had to say about Ramsey and disproved, errrrr, made it negative. Do you really think that normal people would put every extra cent of their i...

 Forum: Personal Finance   Topic: The Best Bits of Financial Wisdom from all over

Posted: Fri Jun 01, 2007 10:54 pm 

Replies: 19
Views: 12632


David Bach The Automatic Millionaire Save 10-15% of your income and make your investment automatic. He says to take yourself out of the equation. Do this by having your investment deducted from your paycheck before you ever even see it. He talks about the government and how they use to let you hold ...

 Forum: Personal Finance   Topic: Personal Finance as a Career

 Post subject: I couldnt agree more
Posted: Sat May 26, 2007 9:55 pm 

Replies: 12
Views: 9166


The thought of helping people to become financially secure is the part of personal finance that I am most interested in. There is nothing that I could enjoy more than helping people find the peace and happiness that comes with financial security that I have only recently discovered. I would love the...

 Forum: Personal Finance   Topic: Why do so many people hate on Dave Ramsey

Posted: Sat May 26, 2007 8:03 am 

Replies: 46
Views: 45119


Ok, I just finished reading Total Money Makeover and really enjoyed the common sense advice that the book offers. Now I know that some people really get on Ramsey's case about his religious/ spiritual approach to his money and plan. However I only noticed about 3-5 bible quotes in the book that he r...

 Forum: Personal Finance   Topic: Personal Finance as a Career

Posted: Tue May 22, 2007 8:15 pm 

Replies: 12
Views: 9166


I am twenty one years old and have recently fallen in love with money and personal finance. I just finished my freshman year of college with my major undeclared. With my new found passion in personal finance I am interested in exploring the field as a career. With this in mind I need to learn more a...

 Forum: Personal Finance   Topic: Life Insurance Policy On My Parents

 Post subject: Thank You
Posted: Fri May 04, 2007 3:31 pm 

Replies: 7
Views: 5009


I really appreciate all of the information. I knew there had to be something that was missing. I guess if it sounds to good to be true it usually is. Thanks for your help all.

 Forum: Personal Finance   Topic: Life Insurance Policy On My Parents

 Post subject: So how does it work
Posted: Fri May 04, 2007 8:53 am 

Replies: 7
Views: 5009


Like I said I am almost completely ignorant on the subject. This is my general understanding of it. I purchase a policy on my dad naming me as the beneficiary. Lets say we get a 500K dollar policy and the premium is 300 dollars a month. So I pay the premium and when he dies, as morbid as that sounds...

 Forum: Personal Finance   Topic: Where do you hope to retire?

Posted: Thu May 03, 2007 1:15 pm 

Replies: 31
Views: 21040


When I was 18, 21 now, I took my dad on a surf trip to Costa Rica for his 50th birthday. I was working at MCI as a hated telemarketer part time. I worked all summer lived at home and had no bills so I paid and planned the trip including airfare rental car and hotel. I sprung his birthday present on ...

 Forum: Personal Finance   Topic: Life Insurance Policy On My Parents

Posted: Thu May 03, 2007 12:45 pm 

Replies: 7
Views: 5009


My mom keeps trying to get me to purchase a life insurance policy on my father. She keeps telling me what a good safe investment it is. I dont know anything about it and dont ever hear anything about it. My question is if it is such a good investment why dont more people do it. My dad is fifty three...
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