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Viewing profile - tinyhands

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tinyhands
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Joined: Thu Apr 05, 2007 6:30 am
Last visited: Fri Aug 31, 2007 8:11 am
Total posts: 335
[0.38% of all posts / 0.10 posts per day]
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Most active forum: Personal Finance
[ 177 Posts / 52.84% of user’s posts ]
Most active topic: Tinyhands personal disclosures
[ 9 Posts / 2.69% of user’s posts ]

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Location: Houston, TX
Occupation: Accountant
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Read my 'fiscal fitness' financial disclosures <a href="http://www.getrichslowly.org/forum/viewtopic.php?t=176">here</a>.

tinyhands Posts

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 Forum: General Discussion   Topic: Labor Day

Posted: Fri Aug 31, 2007 7:53 am 

Replies: 4
Views: 3809


I know what it's like to have an old man who just doesn't get the idea of a "day off". I spent one of my college spring break vacations installing an in-ground sprinkler system, something I swore I'd never do again. If you've ever run a DitchWitch (a ginormous chainsaw in the dirt) you kno...

 Forum: News & Announcements   Topic: A Wii Problem

Posted: Thu Aug 30, 2007 5:28 pm 

Replies: 18
Views: 15313


She plays her brother-in-law's Wii all the time. I'd never be able to get rid of her (or get a chance to play, etc.) if I had a Wii too. That plan would backfire big time. ;) But I actually agree with SJean that quantity of posting on the forum shouldn't be a major factor, even if subject to prior d...

 Forum: News & Announcements   Topic: A Wii Problem

Posted: Thu Aug 30, 2007 9:52 am 

Replies: 18
Views: 15313


All I know is that when you send it to me, make sure you tell UPS that no signature is required. I'm going around and around (on the phone) with the drivers who failed to leave a slip for me to sign, so now I won't get the presents that I bought for my g/f before I leave to see her in NYC next week....

 Forum: Personal Finance   Topic: How to afford to take a year or so off...

Posted: Tue Aug 28, 2007 11:11 am 

Replies: 35
Views: 28191


Fine, I'll play devil's advocate and suggest that maybe your hesitation is just your fears making sense. Extended travel isn't for everyone and at the same time it isn't written anywhere that you have to live your life according to the schedule by which everyone else APPEARS to be living theirs (re:...

 Forum: Personal Finance   Topic: How to afford to take a year or so off...

Posted: Tue Aug 28, 2007 8:43 am 

Replies: 35
Views: 28191


Some interesting expat tax questions and answers here --
http://www.expatplanner.com/Tax_questions.htm

And opportunities abroad --
http://www.mbaswithoutborders.com/

 Forum: Personal Finance   Topic: myFICO

Posted: Mon Aug 27, 2007 7:29 am 

Replies: 4
Views: 3526


Nah, you can buy a house without knowing your FICO score. I've done it, twice, and refinanced. More important, in my opinion, is having your down payment and a consistent work history/stable income. Keep on top of your credit report, every 4 months from a different reporting agency via annualcreditr...

 Forum: Fiscal Fitness Journals   Topic: Tinyhands personal disclosures

 Post subject: July closed
Posted: Sun Aug 26, 2007 11:46 am 

Replies: 12
Views: 15574


The June-to-July statistics aren't very impressive, but at least they're all positive: Assets: +0.4% Liabilities: -0.05% Net worth: +0.9% Other than an expensive trip to Orlando, my other expenses remained approximately the same, so why the weak showing? I attribute it to the performance of my inves...

 Forum: General Discussion   Topic: interesting bill proposed

Posted: Fri Aug 24, 2007 3:20 pm 

Replies: 11
Views: 6367


The definition of McMansion is pretty obvious here in Houston. The city has NO zoning ordinances and absolutely refuses to do anything remote perceived as limiting business and/or civil liberties. So-called "developers" add "master-planned communities" at the rate of 1-2 per year...

 Forum: General Discussion   Topic: What BBQ/Grill do you own? (and general grilling discussion)

Posted: Thu Aug 23, 2007 7:53 am 

Replies: 61
Views: 39182


Pressed briquets have a high clay content which, while not biologically harmful, will change the soil composition. Ashes are very alkaline too, so it doesn't take a lot to "burn" plants. Use sparingly.

 Forum: General Discussion   Topic: What BBQ/Grill do you own? (and general grilling discussion)

Posted: Wed Aug 22, 2007 12:54 pm 

Replies: 61
Views: 39182


I actually think the buttery flavor goes perfectly with such a tender cut of meat... it just adds to the 'melt in your mouth' sensation. The Ruth's Chris chain of steakhouses has served their cuts with an actual pat of butter on top for many years now. I don't personally think anything is as good a...

 Forum: Personal Finance   Topic: leveraging: worst case scenario

Posted: Wed Aug 22, 2007 7:52 am 

Replies: 10
Views: 4823


If someone piled a risky investment on top of interest rate risk, such as (oh, I dunno, off the top of my head) buying AMD without thoroughly researching the company and making an informed decision ( :twisted: ) then yes, that person is in trouble and needs to refinance. Hopefully the value of his p...

 Forum: Personal Finance   Topic: adjusting goals

Posted: Wed Aug 22, 2007 7:40 am 

Replies: 7
Views: 4004


If I had graduate school to do over again, I wouldn't have burned up my savings, I would have borrowed cheap (low rate), tax-deductable money to pay for it. I've never had a student loan, so I can't give you any advice, but it's certainly worth looking at.

 Forum: Personal Finance   Topic: Is a cash advance on your credit card a bad thing?

Posted: Wed Aug 22, 2007 7:31 am 

Replies: 16
Views: 9194


One more ditto, in the same vein as Nickel: Don't do it until you need it.

 Forum: General Discussion   Topic: Moving to the US - Getting started

Posted: Wed Aug 22, 2007 7:20 am 

Replies: 33
Views: 23124


Banks aren't the only institutions that can lend you money for a car. Just about every dealership great and small has a finance department. While at first blush it might seem like you're going to pay a lot more through their financing, my opinion is that your negotiating skills have a lot to do with...
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