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It is currently Mon May 30, 2016 1:52 am



Viewing profile - VinTek

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VinTek
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Joined: Fri May 04, 2007 8:14 pm
Last visited: Sun May 29, 2016 8:20 pm
Total posts: 2189
[2.47% of all posts / 0.66 posts per day]
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Most active forum: Personal Finance
[ 1622 Posts / 74.10% of user’s posts ]
Most active topic: Stocks To Sell Off From This 1525-1530 Area in the S&P 500
[ 104 Posts / 4.75% of user’s posts ]

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VinTek Posts

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 Forum: Personal Finance   Topic: How to leave a mortgage contract when you're in negative equ

Posted: Sun May 29, 2016 10:15 am 

Replies: 3
Views: 210


Keep in mind even the wealthiest end up filing bankruptcy (like Trump and large corporations like Apple). Trump has never filed personal bankruptcy and Apple has never filed bankruptcy at all. Let's not let corporate bankruptcy examples be a justification for personal finance actions. The rules and...

 Forum: Personal Finance   Topic: How Magic the Gathering has made me more wealthy

Posted: Sat May 28, 2016 9:29 pm 

Replies: 27
Views: 17483


Masterlandlord wrote:
I bought card for roughly 13 euro and sold cards for 50 cards...

Do this only 25,000 more times and you'll have nearly US$1M! If you could manage this once a day without a break, you could reach that goal in about 69 years. I can certainly see how effective a source of income this is.

 Forum: General Discussion   Topic: Minimum wage hike to $15

Posted: Mon May 16, 2016 7:06 pm 

Replies: 21
Views: 2618


If so, let's agree that a $15/hour minimum wage is too much of an increase. But is any increase appropriate, given how it's lagged behind inflation? If so, how much is the right amount?. I'm sure any amount quoted could be argued to be arbitrary... I suspect a few dollars more. I am blessed to not ...

 Forum: General Discussion   Topic: Minimum wage hike to $15

Posted: Mon May 16, 2016 8:45 am 

Replies: 21
Views: 2618


We humored you before when you presented a hypothetical situation and you never actually were able to defend it... 1. I'll use hypotheticals as I see fit.. You may have power in the classroom ..here not so much. And you bail when we point out how unrealistic they are. Why don't you finish the hypot...

 Forum: General Discussion   Topic: Minimum wage hike to $15

Posted: Sun May 15, 2016 1:07 pm 

Replies: 21
Views: 2618


From the chart it looks like the decline was in direct correlation to the recession....which many believe was caused by interference in the housing economy...lending more money to those who couldn't afford it, artificially raising the prices making it unaffordable to those who would have been able ...

 Forum: General Discussion   Topic: Minimum wage hike to $15

Posted: Sun May 15, 2016 9:07 am 

Replies: 21
Views: 2618


It's going to do to employment, what it would do to the economy to place a false value on something. People who have worked their way up to a salary, only for it to be matched by a change in minimum wage, are going to look around and say WTF (accurate response btw). And their thought isn't going to...

 Forum: General Discussion   Topic: Minimum wage hike to $15

Posted: Sun May 15, 2016 6:40 am 

Replies: 21
Views: 2618


does flipping burgers warrant $15? Depends on how many burgers can be flipped per hour. What will $15 per hour do to the cost of a burger? It won't be good $15/hour probably won't impact the cost of a burger as much as the cost of beef, wheat, and all the other ingredients have. So you're saying th...

 Forum: General Discussion   Topic: Minimum wage hike to $15

Posted: Sat May 14, 2016 12:39 pm 

Replies: 21
Views: 2618


Instead of raising min wage they should have employers contribute to an education fund for the employee, which the gov matches, for low income households. Teach a man to fish and all that. It's just a bandaid and it will have neg consequences. Loss of jobs, less promotions or lower pay. The money w...

 Forum: Personal Finance   Topic: roth 401K vs 401K

 Post subject: Re: roth 401K vs 401K
Posted: Sat May 14, 2016 11:02 am 

Replies: 12
Views: 980


Not quite. What you put in is what you put in, regardless of whether it's pre- or post-tax. As you already know, avoiding taxes on one end means having to pay them on the other end. What you choose to do depends on what you think your tax rate will be today vs. what you think it will be when you ret...

 Forum: Personal Finance   Topic: roth 401K vs 401K

 Post subject: Re: roth 401K vs 401K
Posted: Fri May 13, 2016 7:00 am 

Replies: 12
Views: 980


sunflower100100 wrote:
isnt it true that regular 401k would grow faster vs Roth?

Where in the world did you get that idea?

 Forum: Personal Finance   Topic: roth 401K vs 401K

 Post subject: Re: roth 401K vs 401K
Posted: Thu May 12, 2016 1:16 pm 

Replies: 12
Views: 980


Despite Obama raising our taxes Can you remind us when he did that? Are you aware that Congress would have had to approve any such change in tax laws or rates? He raised it for over $250K. Extra 0.9% Medicare Tax, and 3.8% investment tax. Yes I'm in that category. I'm in that category too (or was, ...

 Forum: General Discussion   Topic: Minimum wage hike to $15

Posted: Wed May 11, 2016 12:38 pm 

Replies: 21
Views: 2618


I think they would have gone to kiosks regardless. It's a Snake Person thing. They're used to touchscreens and if what I've been reading is true, they prefer dealing with screens to dealing with people face-to-face. And I daresay that most businesses look for labor savings wherever they can. Surely ...

 Forum: General Discussion   Topic: Minimum wage hike to $15

Posted: Wed May 11, 2016 10:23 am 

Replies: 21
Views: 2618


Some people say that the economy would suffer if the minimum wage were increased. They would call it "common sense." But I think a simpler way to figure out what would happen is to look at the economies of the states that currently have the highest and lowest minimum wages today. For examp...

 Forum: Personal Finance   Topic: Chase Private Client Bonus Incentive for Investing

Posted: Mon May 09, 2016 4:07 pm 

Replies: 11
Views: 1082


Hi Vintek, thanks for the advice. I am indeed feeling a little unsure about risk still and realize I have said I want to be conservative in the past. That being said I shouldn't need the money for 5 or maybe 10 years... perhaps even longer but who knows. The bottom line is that if there was a reces...
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