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Viewing profile - dpillai

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dpillai
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Joined: Sun May 06, 2007 7:42 am
Last visited: Mon Jul 20, 2009 7:30 am
Total posts: 28
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 14 Posts / 50.00% of user’s posts ]
Most active topic: My next 30 yrs
[ 13 Posts / 46.43% of user’s posts ]

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dpillai Posts

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 Forum: Fiscal Fitness Journals   Topic: My next 30 yrs

 Post subject: Fiscal Update
Posted: Sat Oct 11, 2008 10:45 pm 

Replies: 17
Views: 14536


Well, time to update this journal. Yes - I have not updated it in over 10 months. But I really didn't do anything different in the last 10 months compared to last year. In fact I hardly spent anytime on fiscal planning this year. Stuck to the monthly savings as detailed out in my earlier post - that...

 Forum: Personal Finance   Topic: Tax and Treasury money market fund

 Post subject: Thanks MossySF
Posted: Sun Mar 23, 2008 6:42 pm 

Replies: 4
Views: 2238


I will check for that. I am not sure why Turbotax didn't ask me about it.

 Forum: Personal Finance   Topic: Tax and Treasury money market fund

 Post subject: Thanks
Posted: Sun Mar 23, 2008 6:25 pm 

Replies: 4
Views: 2238


But the whole idea of taking a treasury money market fund is avoid state taxes ( if the state tax is high) and read somewhere that is > 6%. I am in Iowa btw.

 Forum: Personal Finance   Topic: Tax and Treasury money market fund

Posted: Sun Mar 23, 2008 9:11 am 

Replies: 4
Views: 2238


I am filing my taxes using Turbotax this year. Now, I had opened an account with Vanguard Treasury money market fund in 2007. How do I know for sure that I am not being state taxed and only paying federal taxes on the dividends? Is there any specific tax form I should be reviewing?

 Forum: Fiscal Fitness Journals   Topic: My next 30 yrs

 Post subject: Final entry for this year
Posted: Thu Dec 27, 2007 11:34 am 

Replies: 17
Views: 14536


Recap for this year This year has been a pretty satisfactory year for me as I finally got myself to start thinking about our fiscal fitness and start taking steps towards a better future. My tiny accomplishments 1. Set up a monthly budget 2. Got a Roth IRA set up for myself and my wife. Maxed out on...

 Forum: Fiscal Fitness Journals   Topic: My next 30 yrs

 Post subject: Ooops..
Posted: Sat Sep 29, 2007 9:49 am 

Replies: 17
Views: 14536


Just read the Personal Finance forum and realized that the note on HSBC is old news. :)

 Forum: Fiscal Fitness Journals   Topic: My next 30 yrs

 Post subject: Journal Entry 06
Posted: Sat Sep 29, 2007 9:45 am 

Replies: 17
Views: 14536


Fiscal journey continues..no major humps...though I am being quoted 300 bucks my 60k service on our car !! :( Got the 30yr Term Life Insurance going. Decided to not contribute maximum towarsds my wife's Roth IRA, insterad save towards a downpayment. HSBC direct has brought down the interest down to ...

 Forum: Fiscal Fitness Journals   Topic: My next 30 yrs

 Post subject: Journal Entry 05
Posted: Wed Aug 01, 2007 11:55 am 

Replies: 17
Views: 14536


Wow..I haven't updated my fiscal journal in a long time..so I guess its time to get an entry in. Since the last entry 1. Moved from a 2 bdr Townhome to 1 bdr aprtment (last week) (Savings - ~$300/month on rent, $80 on water and heat) 2. Got a company phone and cancelled my cell phone service (Saving...

 Forum: Personal Finance   Topic: Commission and Term Life Insurance

Posted: Sun Jun 17, 2007 8:58 pm 

Replies: 7
Views: 4423


Thank you Swintah.

 Forum: Personal Finance   Topic: Commission and Term Life Insurance

Posted: Thu Jun 14, 2007 5:32 pm 

Replies: 7
Views: 4423


Thanks MossySF.

 Forum: Personal Finance   Topic: Commission and Term Life Insurance

Posted: Thu Jun 14, 2007 4:52 pm 

Replies: 7
Views: 4423


Thanks guys.

 Forum: Personal Finance   Topic: Commission and Term Life Insurance

Posted: Wed Jun 13, 2007 8:58 pm 

Replies: 7
Views: 4423


I was talking to a financial planner who on account of being referred through common friend offered to answers any questions I had about my fiscal fitness. As we were talking about life insurance and that a term insurance would make sense for me, I learnt that one of the services he offered was to s...

 Forum: Personal Finance   Topic: Roth IRA for homemaker spouse?

 Post subject: Check this site out
Posted: Tue Jun 12, 2007 6:55 pm 

Replies: 7
Views: 16563


http://www.fairmark.com/rothira/spousal.htm.

 Forum: Personal Finance   Topic: Pointers On Insurance

 Post subject: I finally
Posted: Wed May 30, 2007 9:35 pm 

Replies: 14
Views: 9493


decided to stick with American Family with the following Bodily Injury and Property Damage $250/$500/$250 Uninsured Motorist Bodily Injury $250/$500 Underinsured Motorist Bodily Injury $250/$500 Medical Payments 5k/person Comprehensive $500 Deductible Collision $500 Deductible Rental $30 per day ($7...
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