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A place for Get Rich Slowly readers to ask questions
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It is currently Thu Sep 29, 2016 11:43 pm

Viewing profile - cbast82

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User statistics

Joined: Tue May 08, 2007 10:49 am
Last visited: Tue Feb 01, 2011 5:25 pm
Total posts: 16
[0.02% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 13 Posts / 81.25% of user’s posts ]
Most active topic: 401k/IRA question
[ 2 Posts / 12.50% of user’s posts ]



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Website: http://unwrittenlifeblog.blogspot.com/



cbast82 Posts

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 Forum: Personal Finance   Topic: Dealing with Spouses and "Want" Purchases

Posted: Wed Jul 15, 2009 9:33 am 

Replies: 38
Views: 7173

my 360 just bit the dust- go for a PS3 instead - better long term investment.

Of course, my wife, working in the video game industry, totally supports any gaming purchase/decision :-)

 Forum: Personal Finance   Topic: High school reunion... yikes!

Posted: Wed Jul 15, 2009 9:29 am 

Replies: 26
Views: 4879

My wife and I were just talking about this the other day. Now that we're all stalking each other on facebook anyway - are class reunions going to be as big a deal as they've been in the past? Why go to the reunion and be forced to talk to the people you hated in high school when you can stalk them o...

 Forum: Personal Finance   Topic: Should I purchase a new car?

Posted: Wed Jul 15, 2009 9:25 am 

Replies: 15
Views: 3831

Definitely like the idea that you only want to pay cash for your new car. In your shoes, I would start setting aside your "car payment" every month as a way of saving up for the new car. That way you're basically paying yourself for your new car while you run your current one into the grou...

 Forum: Personal Finance   Topic: 401k/IRA question

Posted: Fri Apr 24, 2009 6:35 am 

Replies: 8
Views: 3833

Dylan - that was my thought. As far as diversification - I was talking about diversification of tax exposure. I think we've decided to invest in the Roth 401k at work for a couple reasons. 1 - we have the traditional IRA - so that gives us the Roth/Traditional balance. 2 - convenience - it's just ea...

 Forum: Personal Finance   Topic: 401k/IRA question

 Post subject: 401k/IRA question
Posted: Thu Apr 23, 2009 12:49 pm 

Replies: 8
Views: 3833

I'd love ya'lls help with the following situation: My wife got laid off in January. At the time we didn't know what her job prospects were so we rolled over her 401k from that company into a traditional IRA. She just started a new job this week. They offer both a traditional 401k and a roth 401k. Th...

 Forum: Personal Development   Topic: Waking Up Earlier - Strategies?

 Post subject: set an alarm clock
Posted: Mon Apr 20, 2009 12:30 pm 

Replies: 41
Views: 23750

just do it! :)

 Forum: General Discussion   Topic: Jon Stewart and Jim Cramer

 Post subject: teh socialists are coming!!
Posted: Tue Apr 07, 2009 11:14 am 

Replies: 29
Views: 10022

be afraid!!!!!!!

 Forum: Personal Development   Topic: Solar/wind energy on the cheap?

 Post subject: look for state incentives
Posted: Tue Apr 07, 2009 11:08 am 

Replies: 17
Views: 10532

Especially with the just passed stimulus package - keep an eye out for federal and state incentive programs.

 Forum: Personal Finance   Topic: How should I use a savings bond?

 Post subject: balance transfer card
Posted: Tue Apr 07, 2009 10:58 am 

Replies: 6
Views: 2640

Have you looked into getting your rate lowered? Maybe with a balance transfer or just by asking the credit card company?

 Forum: Personal Finance   Topic: Emergency fund & debt vs. retirement $

Posted: Tue Apr 07, 2009 10:54 am 

Replies: 11
Views: 3317

Even if it's just $500 - a small emergency fund is important to have so that, if something comes up, you don't have to go further into debt in order to take care of the situation. Also, another caveat is to make sure you're investing to get any sort of company match. It's important, especially at yo...

 Forum: Personal Finance   Topic: Rain Barrels

Posted: Thu May 17, 2007 11:18 am 

Replies: 15
Views: 18126

wow-- I had never heard of this before but it sounds pretty awesome. Looking forward to that post JD!

 Forum: Personal Finance   Topic: Should I invest in stocks?

Posted: Thu May 17, 2007 11:17 am 

Replies: 4
Views: 3284

as JD always says-- Sharebuilder has some great tools for you if you're just getting interested in the stock market and want to learn and invest with a small amount of money. http://www.sharebuilder.com

 Forum: Personal Finance   Topic: Mortgage Life Insurance?

Posted: Thu May 17, 2007 11:15 am 

Replies: 6
Views: 4612

I would agree with Andrea. Don't do it. Like you said, it's a ploy. If you're that worried about it- increase your regular life insurance. When we bought our first house about 10 months ago we were flooded with Mortgage Life Insurance offers. In my opinion, any type of product that will prompt that ...

 Forum: Personal Finance   Topic: Money market accounts vs high interest savings

Posted: Tue May 15, 2007 9:42 am 

Replies: 14
Views: 7625

I would think that it would depend on if/how you plan to access the money. Each type of account would likely carry with it different limits on the number of debits you can apply to the account per month and also on the minimum balance. Also, do you plan to write checks from the account? To me, it se...
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