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A place for Get Rich Slowly readers to ask questions
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It is currently Sat Jul 23, 2016 7:59 am



Viewing profile - justpretending

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justpretending
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Joined: Mon Mar 23, 2009 7:19 am
Last visited: Sun Jan 31, 2016 9:12 pm
Total posts: 14
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 13 Posts / 92.86% of user’s posts ]
Most active topic: Overpaying credit card to increase limit?
[ 3 Posts / 21.43% of user’s posts ]

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justpretending Posts

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 Forum: Personal Finance   Topic: First time homebuyer- do I really need 20%?

Posted: Mon Dec 28, 2015 6:44 pm 

Replies: 10
Views: 11839


I have always rented an apartment, but I enjoy looking at real estate listings for fun. I recently came across an apartment that I love and could see myself in long-term and would appreciate some opinions. Context: I am 29, married, living in one of the very expensive large cities. Because of my hus...

 Forum: Personal Finance   Topic: Student debt almost gone- now what?

Posted: Wed Dec 31, 2014 7:07 am 

Replies: 4
Views: 1002


Appreciate the thoughts and suggestions! Ranger, will definitely work on increasing the cash and nailing down a concrete goal. You surprised me and piqued my interest with the suggestion that maxing a Roth might not be the best idea. I've been reading the blog for a while and felt like that was such...

 Forum: Personal Finance   Topic: Student debt almost gone- now what?

Posted: Tue Dec 30, 2014 4:51 pm 

Replies: 4
Views: 1002


I am 28 years old, recently married, living in a large, expensive city, and would love some advice as I feel like I’m sort of entering into a new financial phase. My husband and I have been paying off our student debt pretty aggressively for the past few years and are on track to finish it off in a ...

 Forum: Personal Finance   Topic: Mid-20s, finished grad school- budget feedback please!

Posted: Thu May 16, 2013 6:33 pm 

Replies: 3
Views: 1181


I have been reading these forums for a while and now that I’m starting my career, I’m hoping to get some of your collective wisdom in the form of feedback on my intended budget. The background: fiancé and I are both mid-20s, renting a tiny apartment in a very expensive city. I just finished grad sch...

 Forum: Personal Finance   Topic: Overpaying credit card to increase limit?

Posted: Tue Aug 03, 2010 7:50 am 

Replies: 14
Views: 3063


Thanks to all for the good advice. I understand what the people who said to just pay with a regular check and keep it simple were saying, but I must say that I'm quite credit card oriented (when I have the cash to pay it off immediately), and the idea that there were rewards available that I would b...

 Forum: Personal Finance   Topic: Overpaying credit card to increase limit?

Posted: Tue Jul 27, 2010 9:14 am 

Replies: 14
Views: 3063


I would have expected some sort of percentage as well, but I did confirm that it's just a flat $25 per transaction, which would make the cash back worth it (even if I do have to do it in multiple transactions).

 Forum: Personal Finance   Topic: Overpaying credit card to increase limit?

Posted: Tue Jul 27, 2010 6:56 am 

Replies: 14
Views: 3063


Situation: I owe about $12k in tuition that is due on 8/15. I have the money to cover it in savings. I can pay with credit card, for which they will charge $25 per transaction, or electronic check, for which they will charge $10 per transaction. I have decent rewards credit cards, for which I get ab...

 Forum: Personal Development   Topic: What's better- desired field or function?

Posted: Wed Jul 21, 2010 7:43 am 

Replies: 1
Views: 2342


I graduated from college in 2008, I have been looking for a job for quite some time now (I do have several part-time gigs carrying me over, so I suppose I should say I'm looking for a more "career-track" type job). Through the experience I've had with internships, I'm confident that I know...

 Forum: Personal Finance   Topic: More math help- student debt or grad school savings?

Posted: Wed Sep 30, 2009 3:48 pm 

Replies: 2
Views: 1112


Thanks Homework- that makes sense, and that was my initial thought too..It just feels wrong having that money sitting there at 1.3%. Thanks for the support as well- I had gotten the impression that grad school didn't have a lot of fans on this board, so it's nice to have an affirmation. And yes, I c...

 Forum: Personal Finance   Topic: More math help- student debt or grad school savings?

Posted: Mon Sep 28, 2009 8:13 am 

Replies: 2
Views: 1112


I graduated from college in 2008, and I am starting grad school in the fall of next year. Right now, I've got about $11,000 left in student loans from undergrad with an average interest rate of about 5%. I will be going into a masters program that will last 3 years and ultimately cost about $75,000....

 Forum: Personal Finance   Topic: CD Advice

Posted: Tue Jul 07, 2009 8:18 am 

Replies: 2
Views: 1332


You're right, I suppose I should have done the math first- I put way too much pressure on myself for these little decisions, but $40 definitely isn't even worth the thought process.

 Forum: Personal Finance   Topic: CD Advice

 Post subject: CD Advice
Posted: Tue Jul 07, 2009 7:15 am 

Replies: 2
Views: 1332


I've been planning on going to grad school, and I recently made the decision to defer for a year (largely to save up some more and avoid having tons of debt when it's over). I've got about $8,000 saved right now, so my thought was to put around $5,000 in a 12-month CD. Right now it's all in ING savi...

 Forum: Personal Finance   Topic: Buying Cheap

 Post subject: Buying Cheap
Posted: Mon Mar 23, 2009 7:41 am 

Replies: 9
Views: 3109


I'll come right out with it- I bought a box spring and mattress for $160 yesterday (including delivery...) from a pretty shady furniture discount store. It's already done, and definitely non-refundable, so I am mostly asking out of curiosity what people here think about it. As for my situation- I gr...
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