dcsimg The Get Rich Slowly Forums • Viewing profile - pfblueprint

  GRS Home  Forum Home
Bank Rates Center
   Savings Account Rates
   Money Market Rates
   Highest CD Rates
Insurance Rates Center
  Auto           Health
   Life              Home
Mortgage Rates Center
  Mortgage Rates
  Mortgage Quotes

Last visit was:
A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Wed Sep 28, 2016 11:45 pm

Viewing profile - pfblueprint

Board presence

User statistics

User avatar
Joined: Thu Apr 05, 2007 7:33 am
Last visited: Wed Aug 19, 2009 8:19 am
Total posts: 37
[0.04% of all posts / 0.01 posts per day]
Search user’s posts
Most active forum: Personal Finance
[ 29 Posts / 78.38% of user’s posts ]
Most active topic: Why aren't Credit Unions more popular?
[ 3 Posts / 8.11% of user’s posts ]



E-mail address:
PM: Send private message
Location: Baltimore, MD
Occupation: Personal finance blogger
Website: http://www.bargaineering.com/articles/



pfblueprint Posts

Search found 37 matches
Search these results:

Author Message

 Forum: Personal Finance   Topic: Book: The Wealthy Barber

Posted: Wed Aug 19, 2009 8:18 am 

Replies: 3
Views: 1504

ChelleWeezie wrote:
side question: At what age can one start contributing to a Roth Ira? When they start working and file taxes?

As soon as they earn an income they can contribute (and thus they must file taxes).

 Forum: Personal Finance   Topic: Why aren't Credit Unions more popular?

Posted: Wed Aug 19, 2009 8:01 am 

Replies: 10
Views: 2580

I agree that trivial hurdles drop participation but I think it's more ignorance of their availability, because they don't advertise as much, than the membership rules.

 Forum: Personal Development   Topic: What Sort of Job Do You Have? Also: Suggestions?

Posted: Wed Aug 19, 2009 6:05 am 

Replies: 56
Views: 26655

What do you do for a living? Now, I'm a personal finance blogger, but I was once a consultant in the defense industry, writing software that helped make things more efficient and traceable (had plenty of work, as you can imagine!). What is your career? Now I write about personal finance, this is a g...

 Forum: Personal Finance   Topic: Why aren't Credit Unions more popular?

Posted: Wed Aug 19, 2009 5:51 am 

Replies: 10
Views: 2580

By law, all credit unions have to have some demographic requirement you need to fulfill. Whether it's based on where you live, where you work, who you are related to, where you volunteer, what organization you've joined, etc. they all need to have some sort of restriction. Usually it's fairly trivia...

 Forum: Personal Finance   Topic: Why aren't Credit Unions more popular?

Posted: Tue Aug 18, 2009 2:06 pm 

Replies: 10
Views: 2580

I think part of it is advertising, people just don't know about the smaller CU's and community banks, but it's also convenience. I know that Bank of America is huge and that I can probably find a BoA ATM wherever I go and avoid ATM fees. For many people, that's enough. I know that CU's can be conven...

 Forum: Personal Finance   Topic: Avoid Cable Pay And Watch Movies Free

Posted: Thu May 14, 2009 1:21 pm 

Replies: 19
Views: 4988

One downside is that sometimes episodes disappear after a few weeks, so you'll have to watch them quickly!

 Forum: Personal Finance   Topic: Choosing a health plan at a new job

Posted: Thu Apr 16, 2009 1:10 pm 

Replies: 3
Views: 1616

It sounds like you considered all the situations, I would go with the cheaper option. Insurance will cover worse case scenarios and it sounds like for the standard cases you get to keep close to a thousand dollars in your pocket. If things don't work out, you can always switch back next year right?

 Forum: Personal Finance   Topic: The Personal Finance Hour

Posted: Thu Mar 12, 2009 5:46 am 

Replies: 7
Views: 3455

The call-in number is (347) 327-9144 so we look forward to hearing from you. :)

 Forum: Personal Finance   Topic: The Personal Finance Hour

Posted: Wed Mar 11, 2009 12:41 pm 

Replies: 7
Views: 3455

Please please please call, JD and I are not exciting enough to fill up an entire hour so we will need your desperately help! :)

 Forum: Tips, Tricks, Links, Pointers   Topic: How I didn't pay for a broken cell w/o insurance

Posted: Tue Dec 23, 2008 10:45 am 

Replies: 7
Views: 7739

The tip only works with large companies where there's wiggle room in the process, if there is no ambiguity then this tip would never work. :)

 Forum: Tips, Tricks, Links, Pointers   Topic: This might be a X-mas gift for some Small Business....

Posted: Tue Dec 23, 2008 6:09 am 

Replies: 1
Views: 3094

smells like spam


 Forum: Personal Finance   Topic: How do I pick which funds for 401K?

Posted: Tue Dec 23, 2008 6:09 am 

Replies: 6
Views: 2475

I would go with the target retirement fund too, the one thing to know about those funds are that their expense ratios (annual fees) are typically higher than an index fund but they give you a simple no-brainer investment because they will adjust their holdings as the date nears, going from riskier t...

 Forum: Personal Finance   Topic: Is Vanguard Roth choice okay?/should we transfer Roth CD?

Posted: Mon Dec 22, 2008 9:09 pm 

Replies: 6
Views: 2181

I can't speak to the CD (though I would be ecstatic is my Roth IRA had a positive return, however small, this past year!) but I would avoid that financial adviser at all costs. You always want to talk to a fee only planner, where you pay for their time, rather than one where you pay nothing and they...

 Forum: Personal Finance   Topic: Debt Dilemma - Pay Down Another Student Loan or Hold Off?

Posted: Mon Dec 22, 2008 9:04 pm 

Replies: 8
Views: 2705

You don't have to itemize to claim student loan interest:

I think it's fine either one you choose to be honest.
Page 1 of 3 [ Search found 37 matches ]

Jump to:  
Powered by phpBB © 2000, 2002, 2005, 2007 phpBB Group
Theme created StylerBB.net & kodeki