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Viewing profile - gusgus

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gusgus
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Joined: Tue May 22, 2007 1:33 am
Last visited: Mon Nov 07, 2011 11:26 pm
Total posts: 24
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 23 Posts / 95.83% of user’s posts ]
Most active topic: Prosper.com as an Investment Strategy-Continue with 14%/yr?
[ 6 Posts / 25.00% of user’s posts ]

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gusgus Posts

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 Forum: Personal Finance   Topic: Need Advice for Friend Overhead in Debt

Posted: Mon Nov 07, 2011 12:17 am 

Replies: 18
Views: 2649


I just wanted to comment on the "long term" plan of increasing her income. Personally, I'd make that a short term plan. The only reason that is listed as long term is because she has been working hard on that. She told me she is sending out at least a few resumes a week. She has been work...

 Forum: Personal Finance   Topic: Need Advice for Friend Overhead in Debt

Posted: Sun Nov 06, 2011 11:30 pm 

Replies: 18
Views: 2649


Your friend really does need some help! I would urge her to consult a credit councilor. I think consolidating some of that debt makes sense for your friend. Sure, it will cost more in the long run, but it will keep her from the poor house for now by lowering her monthly payments. Have your friend c...

 Forum: Personal Finance   Topic: Need Advice for Friend Overhead in Debt

Posted: Sun Nov 06, 2011 9:36 pm 

Replies: 18
Views: 2649


Hey folks, long time no see. I came over to a friends house tonight to help her look at her finances as she mentioned that she had been running late on a couple of bills. This one sadly is over my head when it comes to standard debt reduction techniques. Before I added in her variable income from ov...

 Forum: Personal Finance   Topic: Comics & budgeting (a darn good solution)

Posted: Wed Dec 05, 2007 3:45 am 

Replies: 2
Views: 2076


Some things I don't like about their web service is: - You have to log into each & every comic book about 6 pages in. It's a real pain in the rear. - - It's sometimes slow to respond & doesn't register your login correctly so you have to do it over again. - It's slow on downloading the comic...

 Forum: Personal Finance   Topic: Searching for an apartment from far away

Posted: Mon Dec 03, 2007 9:38 pm 

Replies: 6
Views: 3192


That is a good thought mandy. The thing is, my future company pays for relocating all my stuff, but not for storing it. So ideally, I'd like to have them pack up my current apt and put the stuff in my new apartment. Not that I have a TON of stuff, but if they will pay to move it, it is definitely w...

 Forum: Personal Finance   Topic: Live Like An Asian

Posted: Mon Dec 03, 2007 9:33 pm 

Replies: 17
Views: 9003


Interesting post. I disagree with many of your ideas, but I won't debate them here. That said, I think there is an enormous difference in 3 megapixels and 8 megapixels in terms of quality. I still agree you don't need the "latest and greatest" but 3mp? I'd rather have a 35mm camera and sc...

 Forum: Personal Finance   Topic: Comics & budgeting (a darn good solution)

Posted: Mon Dec 03, 2007 9:23 pm 

Replies: 2
Views: 2076


Like the GRS blogger, I like comics too. But they are pretty pricey. If he hasn't already checked it out, Marvel comics is putting a bunch of their older comics on-line. http://www.marvel.com/digitalcomics/hq/ $9.99 for a Month by Month subscription. $59.88 for an annual subscription. I had stopped ...

 Forum: Personal Finance   Topic: Prosper.com as an Investment Strategy-Continue with 14%/yr?

Posted: Tue Sep 25, 2007 7:51 pm 

Replies: 22
Views: 16877


EVERYDAYFINANCE - Not bad. Of course you'll have to wait until you have an average age of about 6 months before you get a feel for which direction your portfolio will go in, so try not to get cocky before then. Over confidence can be a real killer on prosper. About 12 average loan age is when you wi...

 Forum: Personal Finance   Topic: I want an iPod. Advice?

 Post subject: Re: I want an iPod. Advice?
Posted: Mon Sep 17, 2007 8:46 pm 

Replies: 16
Views: 7813


The publisher of my books offers free download lectures and video for the iPod. 1. Can't you watch & play them on your computer? 2. If you really want portable, can they ONLY be played on an iPod or might you be able to use a less expensive device? I personally don't dismiss the potential value...

 Forum: Personal Finance   Topic: Make your own Microwave popcorn

Posted: Wed Sep 12, 2007 1:03 am 

Replies: 9
Views: 4009


http://lighterfootstep.com/dump-dangerous-diacetyl-by-making-your-own-microwave-popcorn.html Wanna dump the diacetyl and save money, too? Make your own microwave popcorn. It's not difficult -- though, as with any cooking project, pay attention to safety and never leave popcorn unattended while it's ...

 Forum: Personal Finance   Topic: Roth 401k

Posted: Tue Aug 14, 2007 7:44 pm 

Replies: 5
Views: 3070


Personally, (unless you aren't saving for retirement), I expect all of our tax rates to sky rocket. That National Health Care system is going to get passed through eventually & our nation just can't let anyone die. Is there such a thing as too much compassion?

 Forum: Personal Finance   Topic: Roth 401k

Posted: Mon Aug 13, 2007 6:07 am 

Replies: 5
Views: 3070


Never heard of a Roth 401(k) before. I looked it up on Wikipedia & it is just what it sounds like: http://en.wikipedia.org/wiki/Roth_401(k) The decision difference seems similar to the Roth IRA vs. 401k decision. Most people have always said Fund your 401k up to your company match, then max out ...

 Forum: General Discussion   Topic: Interesting video on creation of money by banks.

Posted: Thu Jun 28, 2007 8:57 am 

Replies: 0
Views: 2780


http://video.google.com/videoplay?docid=-9050474362583451279&q=%22money+as+debt%22&hl=en
Thought you might be interested for your blog.

 Forum: Personal Finance   Topic: Prosper.com as an Investment Strategy-Continue with 14%/yr?

Posted: Tue Jun 19, 2007 2:07 am 

Replies: 22
Views: 16877


While I am at it, here is a graph I just whipped up to provide some perspective on lates: http://img257.imageshack.us/img257/2086/latebyagemb9.jpg Source: http://ericscc.com/index.php?page=lates_by_age Feel free to compare the source data with 3+ months late in that table from the drop down menu. On...
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