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Viewing profile - danholt

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danholt
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Joined: Tue Jun 16, 2009 6:02 pm
Last visited: Fri Jun 19, 2009 8:04 am
Total posts: 5
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 4 Posts / 80.00% of user’s posts ]
Most active topic: New, Newly Unemployed, and Working: Seeking Your Stories
[ 1 Post / 20.00% of user’s posts ]

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Location: San Antonio, TX
Occupation: Unemployed
Interests: Writing, Reading, Camping, Playing with My Sons
Website: http://www.100ktonothing.com

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Know anyone who is unemployed, faces a layoff, or seeks new employment? Steer them to http://www.100ktonothing.com/ to learn more about an entertaining and informative book from someone that made and lost a top 10% income.

danholt Posts

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 Forum: Personal Finance   Topic: Paying for Grad School??

Posted: Wed Jun 17, 2009 6:06 pm 

Replies: 9
Views: 2454


boston, First, I think it says a lot that you are choosing to go to grad school while being fully employed. That is how I got my MBA, and the late nights and extra stress are definitely worth it. Second, stay away from loans with pre-payment penalties. I think it would be hard to find a bank these d...

 Forum: Personal Finance   Topic: Stress test your personal finances.

Posted: Wed Jun 17, 2009 9:57 am 

Replies: 11
Views: 2420


If you lost your job, how long would it take you to replace your income through a job search? To find out, divide your current gross annual salary by $10,000 to determine how many months it would take you to replace your current income, Mark said. Mark said that formula is based on an estimate that...

 Forum: Personal Finance   Topic: How Low Does Your Checking Account Get?

Posted: Tue Jun 16, 2009 10:59 pm 

Replies: 53
Views: 19039


I had my system down to a science. My checking account balance on the first and last day of each month was $3,500. Based on the timing of deposits and withdrawals, my balance ranged from $1,000 to $5,000+ throughout the month. I kept the $1,000 pad so I didn't have to stress over my balance. Anythin...

 Forum: News & Announcements   Topic: New, Newly Unemployed, and Working: Seeking Your Stories

Posted: Tue Jun 16, 2009 7:10 pm 

Replies: 3
Views: 11881


Hello. I've been reading GRS for a long time and have finally decided to join this forum since there are so many great posts here. First my intro: Well, I'm 30 and unemployed. Just another of the 14.5 million unemployed people struggling in this recession. I have had the distinct pleasure of serving...
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