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Viewing profile - love

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love
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Joined: Mon Jun 04, 2007 2:20 pm
Last visited: Thu Jun 14, 2007 12:18 pm
Total posts: 6
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 6 Posts / 100.00% of user’s posts ]
Most active topic: Paying-off-the-mortgage question
[ 2 Posts / 33.33% of user’s posts ]

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love Posts

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 Forum: Personal Finance   Topic: Raising credit score- to get best interest rate on house?

Posted: Wed Jun 06, 2007 12:06 pm 

Replies: 4
Views: 2878


We have to refi out of our ARM on the house by next year, and want a fixed rate 30 year mortgage. Due to a hard time a few years back during a move, our credit is damaged (lots of lates, mostly). My score is 650. What can we do to raise our scores, to get a better interest rate? I am actively removi...

 Forum: Personal Finance   Topic: Is it really possible for the average person to be debt-free

Posted: Wed Jun 06, 2007 12:11 am 

Replies: 24
Views: 20382


To answer the questions... Yeah, sometimes I would love to sell the house and buy a $200,000 house with cash. But we are a bit too attached to it right now. Maybe a bit down the road I can talk my husband into it. Honestly, we love our area a lot, and there are a few too many $200,000 shacks around ...

 Forum: Personal Finance   Topic: Paying-off-the-mortgage question

Posted: Tue Jun 05, 2007 11:46 pm 

Replies: 9
Views: 5178


So we will stick with the 30-year. This is a great forum. I am really glad to have found it. We have life insurance, and savings- but no disability insurance (I am looking into that), and no majpr investments yet. We are still really young. So I know this is not always considered the best for everyo...

 Forum: Personal Finance   Topic: Is it really possible for the average person to be debt-free

Posted: Mon Jun 04, 2007 6:59 pm 

Replies: 24
Views: 20382


...in the real world, with a middle-class income? I want to be debt-free so much I can taste it. :lol: I am in charge of our family finances, and I am going full-steam ahead with killing all of our debt. I guess what I am wondering is- if it sounds too good to be true (that *we* can be debt-free!), ...

 Forum: Personal Finance   Topic: Paying-off-the-mortgage question

Posted: Mon Jun 04, 2007 4:11 pm 

Replies: 9
Views: 5178


:?: Our family's financial goal is to become debt-free as quickly as possible. We have been doing the domino/snowball plan, and we almost have the car paid-off, and then the house is the only thing left. So my question is about how to pay the house off as quickly as possible. My husband's thought is...
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