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Viewing profile - IckesTheSane

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IckesTheSane
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Joined: Thu Jun 07, 2007 9:53 am
Last visited: Mon Jan 04, 2016 7:43 pm
Total posts: 70
[0.08% of all posts / 0.02 posts per day]
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Most active forum: Personal Finance
[ 44 Posts / 62.86% of user’s posts ]
Most active topic: Anyone use/heard of Ooma - Free(ish) VOIP service?
[ 3 Posts / 4.29% of user’s posts ]

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IckesTheSane Posts

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 Forum: Personal Finance   Topic: SIMPLE IRA Options: As bad as they seem?

Posted: Fri Dec 18, 2015 9:19 am 

Replies: 3
Views: 6813


I changed jobs a while back, and am now eligible for their SIMPLE IRA, with a 3% match. As long as I understand the pile of papers in front of me correctly, the options are from American Funds, which I found a list of here: https://www.americanfunds.com/individual/investments/allfunds On the surface...

 Forum: Personal Finance   Topic: advice on Roth IRA...sharebuilder vs. vanguard

Posted: Fri Mar 26, 2010 8:17 pm 

Replies: 12
Views: 5745


If you still haven't decided yet, Vanguard does have a fund with a $1,000 minimum called their STAR fund (VGSTX) . There might be others, but that is the one I hear mentioned the most as having a lower minimum while still using Vanguard. I use Vanguard and have found nothing to complain about. Well,...

 Forum: General Discussion   Topic: Anyone use/heard of Ooma - Free(ish) VOIP service?

Posted: Tue Feb 23, 2010 7:09 pm 

Replies: 5
Views: 3471


Yeah, I looked into MagicJack and Skype some, too. I didn't like the idea of it being tied to a computer in some way. When I'm home and awake, my computer is usually on, but it would be one more service running on it, slowing it down. I have older, spare machines I don't use, but do I want to pay th...

 Forum: General Discussion   Topic: Anyone use/heard of Ooma - Free(ish) VOIP service?

Posted: Wed Feb 17, 2010 8:03 pm 

Replies: 5
Views: 3471


Well, I took the plunge the other day and have it set up and running. I bought the older hardware (see below), and haven't ported my number yet. It would be nice if I could get into Google Voice, just change my number once, and have GV just forward to the correct number, whatever service that may be...

 Forum: General Discussion   Topic: For Desk or Online Job Forum Members??

Posted: Wed Feb 17, 2010 7:27 pm 

Replies: 3
Views: 2641


One of the regular sites I visit, Lifehacker, has had quite a few articles on Standing Desks. They are exactly what they sound like: instead of sitting, you stand at it. http://lifehacker.com/search/standing%20desk/ Quite a few of the posts follow the "DIY on the cheap" theme. There's simi...

 Forum: Personal Finance   Topic: A surprise IRA, what to do?

Posted: Thu Feb 04, 2010 7:54 pm 

Replies: 4
Views: 1822


Yeah, definitely roll it over. Might as well make it a Roth, too. You have a 401k, so you are getting some pretax savings from that (lowering your taxable income now), it would make sense to diversify and have some post-tax savings (to withdraw tax-free later). In the future, when you retire, you co...

 Forum: General Discussion   Topic: the new GRS Forum look ....

Posted: Tue Jan 26, 2010 9:47 pm 

Replies: 18
Views: 4097


Something I just noticed: Links don't really show up as links at all. They are there, and they work, but they look visually identical to standard text. Anyone else notice this? Could be me, the fact that it's a little late, my monitor, or Firefox (3.5.7). The old forum was somewhat similar, but they...

 Forum: Personal Finance   Topic: Usings Savings for 2009 Roth contributions?

Posted: Tue Jan 26, 2010 9:40 pm 

Replies: 2
Views: 902


I asked a similar question here recently . What I decided to do was fully fund the Roth, but put the money that came from the savings into basically a money market fund in the Roth. That would essentially be the same thing as what it is now, since you could easily pull the money out if needed, but w...

 Forum: Personal Finance   Topic: Would you use savings to top off your Roth IRA for the year?

Posted: Tue Dec 22, 2009 10:18 pm 

Replies: 7
Views: 1968


I actually had an estimate done about a year ago, and it came back around $6k. It didn't include a tear-off, but did include a replacement skylight and a few other little things. Was it a standard asphalt shingle roof? I had the same estimator quote me on a standing seam roof (made of metal), and th...

 Forum: Personal Finance   Topic: Would you use savings to top off your Roth IRA for the year?

Posted: Tue Dec 22, 2009 1:24 pm 

Replies: 7
Views: 1968


Thanks for the thoughts! I did forget that the price of the fund drops right after the distribution. So, mathematically it wouldn't really change much the number of shares I would purchase in the end (other than the regular market fluctuations). I do like seeing the extra shares that I didn't have t...

 Forum: Personal Finance   Topic: Would you use savings to top off your Roth IRA for the year?

Posted: Sun Dec 20, 2009 11:00 pm 

Replies: 7
Views: 1968


As it is now, I have a a certain amount automatically transferred each week to my Roth account. This amount doesn't fully fund it for the year, and leaves me flexible to add more throughout the year. Well, I am still about $2,000 short for the year. I would just sit on it and decide later, having un...

 Forum: General Discussion   Topic: P4SD motherboard

Posted: Sun Dec 20, 2009 10:20 pm 

Replies: 1
Views: 2279


Hmm, I haven't ever run into a computer that wouldn't boot because of the hood sensor / chassis intrusion thing. I only ever saw it where it would display a message when the computer booted saying the case was opened. But it all depends on how the individual PC's BIOS was configured, I suppose. When...

 Forum: General Discussion   Topic: Anyone use/heard of Ooma - Free(ish) VOIP service?

Posted: Wed Oct 28, 2009 7:55 pm 

Replies: 5
Views: 3471


Came across it when I heard about their updated hardware they released not too long ago, and thought I'd see if anyone had any thoughts on it. Company website Old and new version of their equipment on NewEgg From what it looks like, you buy their (somewhat) expensive VOIP hardware, and then their se...

 Forum: Personal Finance   Topic: Personal Financial software

Posted: Wed Oct 28, 2009 7:36 pm 

Replies: 15
Views: 3231


I feel I should mention GnuCash . It's a free, open source, double entry style program. When I use a budgeting program, that's the one I use. It doesn't connect directly to your bank, but does let you import the files that you can (probably) download from your banks site, like QIF, OFX. (One of thos...
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