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A place for Get Rich Slowly readers to ask questions
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Viewing profile - YoungGun

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YoungGun
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Joined: Mon May 16, 2011 3:36 pm
Last visited: Fri Jan 22, 2016 11:50 pm
Total posts: 120
[0.13% of all posts / 0.06 posts per day]
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Most active forum: Personal Finance
[ 113 Posts / 94.17% of user’s posts ]
Most active topic: Comcast Bundle Bill
[ 6 Posts / 5.00% of user’s posts ]

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YoungGun Posts

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 Forum: Personal Finance   Topic: <removed>

 Post subject: <removed>
Posted: Mon Mar 03, 2014 1:31 am 

Replies: 12
Views: 2247


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 Forum: Personal Finance   Topic: <removed>

 Post subject: <removed>
Posted: Sun Mar 02, 2014 7:48 pm 

Replies: 12
Views: 2247


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 Forum: Personal Finance   Topic: Tell me exactly which vanguard fund to chose!

Posted: Fri Feb 21, 2014 6:01 pm 

Replies: 7
Views: 1023


To the last point, this is what I might need the most encouragement with. While once I buy I'm comfortable sitting on it, I'm having a hard time not considering how far from 2008 we are now, I can't help but think we're 'due' for a correction, which would be a better time to buy instead of riding i...

 Forum: Personal Finance   Topic: What is a reasonable credit limit?

Posted: Thu Feb 20, 2014 11:37 pm 

Replies: 11
Views: 2076


I would not want to depend even partially on something that can be arbitrarily revoked at a time when I need it most. NEVER rely on credit as any component of an emergency fund. The best emergency fund is 100% cash, 100% liquid, period. Alright, alright, lets not push around a new comer too much. T...

 Forum: Personal Finance   Topic: Tell me exactly which vanguard fund to chose!

Posted: Thu Feb 20, 2014 11:20 pm 

Replies: 7
Views: 1023


I did note VTSMX to actually have one of the lowest tax cost ratios, even though in a Roth IRA I don't believe that matters much. Am I on track? Anything I'm missing? Thanks again. VTSMX is a very popular, low expense ratio, total stock index. It is what i personally started my stuff with ~5 years ...

 Forum: Personal Finance   Topic: Start a IRA ?

 Post subject: Re: Start a IRA ?
Posted: Thu Feb 20, 2014 11:04 pm 

Replies: 7
Views: 830


Traditional IRA or Roth IRA ? what works better if I am starting this very young with a ok income level ? You can search these forums and find there are two camps, and they can throw tons of math at you and "things can change", and form all that info you could make a decision. I personall...

 Forum: Personal Finance   Topic: Which is better? 15 yr. Mortgage vs 30 yr. Mortgage

Posted: Sat Jan 18, 2014 1:22 am 

Replies: 6
Views: 1001


Personally, I'd just get the 30 year loan and pay it off in 15. That's what we're planning on doing. ;) If you think he should pay it off in 15 years anyway, why in the world would you want him to opt for the higher interest rate in the 30 year loan? Although I am not going to start an argument on ...

 Forum: Personal Finance   Topic: ideas after maxed out Roth IRA

Posted: Sat Jan 18, 2014 1:17 am 

Replies: 10
Views: 1549


Also, I see that my approach is bearing fruit. YoungGun's posts are much stronger now than his early posts a couple of years ago. :D Sorry I didn't respond sooner, it took me a few days of rest after reading this, passing out, and hitting my head on the way down. Mark the day gentlemen and ladies; ...

 Forum: Personal Finance   Topic: ideas after maxed out Roth IRA

Posted: Wed Jan 15, 2014 12:55 am 

Replies: 10
Views: 1549


Thanks. this has been very informative. Does any one have any other advice? Ya, if you are going to post other advice, be prepared for Vintek to make valid points about what you said and be ready to defend your stance! Articles and links may become a necessity if it gets into multiple pages :P But ...

 Forum: Personal Finance   Topic: What You Know About Retirement Investing Is Wrong

Posted: Wed Jan 15, 2014 12:34 am 

Replies: 10
Views: 1546


Eh, I thought this was already a pretty well known strategy, although maybe not widely as used as the (i guess) 'traditional' method. Then again, I assumed i would be ~30% in stocks going into retirement anyways, and then i was going to gradually raise it up, but i guess this isn't what most people ...

 Forum: Personal Finance   Topic: Questions on Investments, Financial Picture, etc

Posted: Wed Jan 15, 2014 12:22 am 

Replies: 15
Views: 1757


Hello again. Looks like if you lose bonds you can have them reissued, but you need to have a fair amount of information (if you DON't have the bond number, if you have the number its pretty straight forward (for getting your money back, not saying it will be a one click solution)), link at the botto...

 Forum: Personal Finance   Topic: Questions on Investments, Financial Picture, etc

Posted: Mon Jan 13, 2014 2:15 pm 

Replies: 15
Views: 1757


My wife has some savings bonds that she received as gifts growing up. Well, bonds exist in her name, anyways. When we got married my father in law gave her a piece of paper that she then gave to me, with a list of the bond numbers. The bonds were yielding something higher than market interest rates...

 Forum: Personal Finance   Topic: Questions on Investments, Financial Picture, etc

Posted: Mon Jan 13, 2014 1:01 pm 

Replies: 15
Views: 1757


So I had grandparents who bought me E bonds each birthday up till my teens (when my dad said to stop buying them for us as they returned nothing compared to the market.) He was sorta right and sorta wrong. Some of those bonds were locked in 3-4.5%, which is VERY high compared to super "safe&quo...

 Forum: Personal Finance   Topic: Financial advise for young family

Posted: Mon Jan 13, 2014 11:20 am 

Replies: 13
Views: 1595


I am personally extremely anti-debt, so it is just my personal preference to pay off debt as quickly as possible, even at the expense of savings. I realize it is a risk, and others obviously feel differently. I hear you Drew, and I am usually in agreement with you, as the debt won't just go away if...
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