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A place for Get Rich Slowly readers to ask questions
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Viewing profile - bendonahower

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bendonahower
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Joined: Sat Oct 17, 2009 3:41 am
Last visited: Mon Jan 25, 2010 11:56 am
Total posts: 28
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 20 Posts / 71.43% of user’s posts ]
Most active topic: Career changing as part of a couple
[ 2 Posts / 7.14% of user’s posts ]

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Website: http://www.thriftyapp.com/

bendonahower Posts

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 Forum: Personal Finance   Topic: New Dad Needs Help.

 Post subject: Re: New Dad Needs Help.
Posted: Mon Jan 25, 2010 11:55 am 

Replies: 26
Views: 4626


I think there is a lot of room to reduce your costs. Unfortunately, I think that you are going to have to reduce your lifestyle for some time to pay off this bill. While the computer may be a tax write off, are you self-employed? If not, I would consider getting rid of it. Reevaluate your cell usage...

 Forum: Personal Development   Topic: Career changing as part of a couple

Posted: Mon Dec 21, 2009 9:42 am 

Replies: 33
Views: 9848


This is a terribly interesting topic... Something else to consider is to broaden your horizons even further... Perhaps since you are likely making a tidy sum of money with a doctorate and are mobile, bank most of your paycheck for a couple of year, move to a country with a low cost of living, and pa...

 Forum: Personal Development   Topic: Career changing as part of a couple

Posted: Mon Dec 21, 2009 9:33 am 

Replies: 33
Views: 9848


Wow! I *think* you already know what you should do. CHANGE CAREERS! My wife and I worked jobs that demanded 60+ hours of our week and now work 40 hrs and 10 hrs respectively. Our income was cut by 40% and you know what? Nothing happened... Our family didn't disown us, our friends didn't stop talking...

 Forum: Personal Finance   Topic: Vacationing for the frugal minded?

 Post subject: Cheap vacations
Posted: Mon Dec 21, 2009 9:24 am 

Replies: 15
Views: 2527


I strongly recommend this book: http://www.worldscheapestdestinations.com/

Also, I haven't gotten into this yet but it's a New Year's resolution, frequent flyer mile programs: http://www.vimeo.com/7167640

Combine those and you have an inexpensive vacation.

 Forum: Tips, Tricks, Links, Pointers   Topic: How have you simpilifed your personal finances?

Posted: Mon Nov 30, 2009 9:12 am 

Replies: 28
Views: 18031


Reduced my bills and saved some money by bundling.

 Forum: Personal Finance   Topic: What should I do with my mutual funds (buying home)

Posted: Mon Nov 30, 2009 9:11 am 

Replies: 12
Views: 2020


You can't beat Vanguard or Schwab funds if you ask me or Schwab no fee ETFs if you want to go that route. But I would also consider taking a step back and getting a handle on your financial goals. I know you talked about a house and that's great but I if you had a greater understanding of your goals...

 Forum: Personal Finance   Topic: HSA or HMO or PPO which is the overall best option??

Posted: Tue Nov 17, 2009 12:27 am 

Replies: 15
Views: 6595


First, I have no medical advice. Second, here is an article with some information you might find helpful: http://www.fool.com/personal-finance/general/2007/12/11/ppo-hmo-hsa-omg.aspx Third, consider talking to your doctor, or perhaps you already have, since you have a chronic stomach problem about w...

 Forum: Personal Finance   Topic: Should I stop paying?

Posted: Tue Nov 10, 2009 7:56 am 

Replies: 19
Views: 3643


Being there for your friends and family emotionally and materially is a balancing act but paying for a luxury like a cell phone isn't charity. I would strongly consider not spending an additional dollar on this person.

 Forum: Personal Development   Topic: Review: Automatic Millionaire Homeowner by David Bach

Posted: Sat Nov 07, 2009 11:26 am 

Replies: 15
Views: 11471


It's important to read people with different personal finance views both for motivation and to learn new things. I have found with Bach particularly that skimming is the way to go! Bach is verbose and writes a painful number of illustrations. With that said, he makes a good point from time to time. ...

 Forum: Personal Finance   Topic: Need Feedback iPhone/iPod Touch Owners

Posted: Sat Nov 07, 2009 11:06 am 

Replies: 2
Views: 1046


I don't own an iPhone - too frugal! But wish you well in your endeavor.

 Forum: Personal Finance   Topic: Let's Talk About Christmas Shopping

Posted: Sat Nov 07, 2009 11:05 am 

Replies: 15
Views: 3481


Well, if there is a year to get the drawing names thing to work... it's this one with the economy the way it is. Also, is there a dollar limit? If the gifts are small sometimes it's manageable. Also, I would request practical gifts for yourself. If you end up spending X dollars but receive it back i...

 Forum: Personal Finance   Topic: Best Option for Saving/Making money...

Posted: Sat Nov 07, 2009 11:03 am 

Replies: 18
Views: 12088


Can't say enough about the Schwab investor checking. You get a decent interest rate plus depending on where you live there is a bricks and mortar investment bank. The customer is great and within the US if you call an 800 number. Also, you can streamline your finances by doing your investments with ...

 Forum: Personal Finance   Topic: Don't trust your banks math (Especially when you overdraw!)

Posted: Thu Nov 05, 2009 6:53 pm 

Replies: 7
Views: 3249


Don't trust anyone's math! My grocery bill has been incorrect for three consecutive trips.

Ben
http://www.thriftyapp.com

 Forum: Personal Finance   Topic: Starting my Roth IRA use emergency fund for min or save?

Posted: Thu Nov 05, 2009 6:52 pm 

Replies: 11
Views: 2200


Unlike what some others would say, I'm wondering why you have such a large emergency fund? At your stage in life (not that far from mine), chances are your monthly expenses are minimal or could be if they had to be. Unless you have significant monthly costs or you are in a job that may or may not be...
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