dcsimg The Get Rich Slowly Forums • Viewing profile - Yvens

  GRS Home  Forum Home
Bank Rates Center
   Savings Account Rates
   Money Market Rates
   Highest CD Rates
Insurance Rates Center
  Auto           Health
   Life              Home
Mortgage Rates Center
  Mortgage Rates
  Mortgage Quotes

Last visit was:
A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Sun May 01, 2016 4:47 am



Viewing profile - Yvens

Board presence

User statistics

Yvens
Offline
Joined: Sun Nov 01, 2009 10:42 pm
Last visited: Sun Feb 13, 2011 8:35 pm
Total posts: 20
[0.02% of all posts / 0.01 posts per day]
Search user’s posts
Most active forum: Personal Finance
[ 15 Posts / 75.00% of user’s posts ]
Most active topic: Buying a condo for ~5 years : 25 or 35 years amortization?
[ 8 Posts / 40.00% of user’s posts ]

Contact

Profile

E-mail address:
PM: Send private message
MSNM/WLM:
YIM:
AIM:
ICQ:
Jabber:
Groups:
Location: Montreal, Canada
Occupation: Junior Accountant
Interests: Art, Stock Market, Freedom
Website: http://the10000thhour.blogspot.com/

Signature

Life is what you make it.

http://the10000thhour.blogspot.com/

Yvens Posts

Search found 20 matches
Search these results:

Author Message

 Forum: Personal Finance   Topic: The Millionaire Next Door

Posted: Sun Feb 13, 2011 8:10 pm 

Replies: 5
Views: 1967


It did not change anything really, but it gave me security. When I mean security I mean that it gave me options. I did not need to be a roughneck venture capitalist, I did not need to lose my life over accumulating money. It thought me that you could get into a very comfortable position, enjoy the g...

 Forum: Personal Development   Topic: Best Audio Book or Tape on money, success etc...

Posted: Sun Feb 13, 2011 7:56 pm 

Replies: 11
Views: 13675


@JoRich ; That sounds kind of odd no? Looks can be deceiving but do they define success?

 Forum: Personal Development   Topic: Best Audio Book or Tape on money, success etc...

Posted: Mon Jan 31, 2011 6:59 pm 

Replies: 11
Views: 13675


Ouff... It has been a while, but I just finished by bachelor degree while working full time and I survived. Thanks for the suggestions, I will look ( more listen) into it. Any book suggestion? Not exactly about money but more on self-development. I read a few but I feel like they are snake oil sales...

 Forum: Personal Finance   Topic: Where's a good place to go online to learn about taxes?

Posted: Sun Jan 24, 2010 10:40 pm 

Replies: 21
Views: 2570


JessicaH1752 Hey Jessica, It's always a pleasure! Unfortunately, I'm Canadian so your tax system is similar but not exactly the same, I would not be able to recommend you a specific software. But I'm pretty sure the suggestions that other posters made are pretty good. Do some reasearch like Amazon ...

 Forum: Personal Finance   Topic: Where's a good place to go online to learn about taxes?

Posted: Wed Jan 20, 2010 7:43 pm 

Replies: 21
Views: 2570


My suggestion, if possible,would be to attend a level 1 university/college tax class for accountants. In my program(I'm finishing my accounting bachelor degree), I noticed that there was a lot of people that were not necessarily present at the mid-term exam, so I suspect that they went simply there ...

 Forum: Personal Development   Topic: Best Audio Book or Tape on money, success etc...

Posted: Tue Jan 12, 2010 12:34 pm 

Replies: 11
Views: 13675


I'm a full time student with a full time job, so that leaves me very little time to actually read the books I like to read, so I have a question; Can anyone suggest me good audio books on money, success, motivation etc...? My favorite, even though it's old school is Earl Nightingale - The Strangest ...

 Forum: Personal Finance   Topic: When is the best time to sell/change a car?

Posted: Fri Jan 08, 2010 7:38 pm 

Replies: 13
Views: 2119


Safety and reliability are two of the reasons why I got rid of my old car. I was really, really nervous to drive it, and I hated driving it even to pick up a gallon of milk. Never mind that we get a lot of bad snowstorms in Chicago (and we're in the middle of one as I type this) - I don't think my ...

 Forum: Personal Finance   Topic: When is the best time to sell/change a car?

Posted: Thu Jan 07, 2010 10:38 am 

Replies: 13
Views: 2119


How many miles does it have? Auto tranny or manual? Have you maintained it by the book? It has currently 253K mileage, it still runs good, but I have been facing increasing rust, mechanical problems....The car is automatic, I had to change the engine 2 years ago because of my oil changing negligenc...

 Forum: Personal Finance   Topic: When is the best time to sell/change a car?

Posted: Mon Jan 04, 2010 12:28 pm 

Replies: 13
Views: 2119


My car is 13 year old. It runs pretty well and I do from time to time repairs on it. Total average cost for 2009 including gas is about 219.66$ Lately I have been wondering how long it will last, I am Canadian and winters here are very harsh on my car. Even after repairs my car was in a constant cyc...

 Forum: Personal Finance   Topic: Buying a condo for ~5 years : 25 or 35 years amortization?

Posted: Fri Dec 04, 2009 11:00 pm 

Replies: 27
Views: 4933


That's what I thought. And I thought the original question was about buying the property to rent out. Figuring out whether this is a business or just a guy buying a house to live in makes all of the difference! It does! I'm just trying to act smart when I'll be leaving the place.... It was only abo...

 Forum: Personal Finance   Topic: Buying a condo for ~5 years : 25 or 35 years amortization?

Posted: Sat Nov 28, 2009 7:45 pm 

Replies: 27
Views: 4933


In Canada, there is very little tax advantages to having a house. That is part of the reason why we were saved from the Bubble that you guys have suffered. People here tend to own smaller since except having something to boast, provides little advantage on the long run. I don't know anything about ...

 Forum: Personal Finance   Topic: Buying a condo for ~5 years : 25 or 35 years amortization?

Posted: Sat Nov 21, 2009 10:43 am 

Replies: 27
Views: 4933


There is always the extra costs such as repairs and taxes. But if owning means spending a little more cash while having something I truly like I am not going to refrain myself from getting the unit. And also that thread was to compare 25 years and 35 years mortgages...not to debate my decision! I me...

 Forum: Personal Finance   Topic: Buying a condo for ~5 years : 25 or 35 years amortization?

Posted: Thu Nov 19, 2009 9:31 am 

Replies: 27
Views: 4933


Bonjour Yvens, My initial thought was definitely 25yr mortgage for the benefit of the equity payoff. I'm thinking more about the 35 year however, because in the next 5 years you may not be able to realize too much in equity building anyway. Having the initial 20% down to avoid CMHC will be very hel...

 Forum: Personal Finance   Topic: Buying a condo for ~5 years : 25 or 35 years amortization?

Posted: Mon Nov 09, 2009 12:03 pm 

Replies: 27
Views: 4933


I don't see the reason to buy here. Why? You'll likely earn little in any equity and the housing market isn't stellar. 5 years just isn't time enough to work under most scenarios The main reason why I'm buying is because I would like in the future to own a few of these and rent them out. Automatic ...
Page 1 of 2 [ Search found 20 matches ]




Jump to:  
Powered by phpBB © 2000, 2002, 2005, 2007 phpBB Group
Theme created StylerBB.net & kodeki