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A place for Get Rich Slowly readers to ask questions
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It is currently Mon Jul 25, 2016 10:48 am



Viewing profile - canadiandream

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canadiandream
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Joined: Thu Apr 05, 2007 11:43 am
Last visited: Thu Jul 24, 2008 2:01 pm
Total posts: 40
[0.04% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 24 Posts / 60.00% of user’s posts ]
Most active topic: The Canadian Question Thread
[ 5 Posts / 12.50% of user’s posts ]

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Location: Regina, SK, Canada
Occupation: Engineer
Interests: Early Retirement
Website: http://blog.canadian-dream-free-at-45.com

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On the way to early retirement at 45.
http://blog.canadian-dream-free-at-45.com

canadiandream Posts

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 Forum: Personal Development   Topic: Children

Posted: Fri Jul 18, 2008 11:52 am 

Replies: 36
Views: 31591


The trick with kids is the find what ever you do 'normal' as they grow up. So if Christmas isn't a huge deal with lots of presents they don't really notice 'they are doing without'. The ideal way to do this is when they are young, but you can start at any age. So give them less activities with other...

 Forum: General Discussion   Topic: What's everybody's occupation?

Posted: Thu Jul 10, 2008 2:48 pm 

Replies: 61
Views: 24007


Day = Chemical Engineer in Consulting currently working on CO2 capture for power plants.
Otherwise = PF blogger, husband and daddy! :D

 Forum: Personal Finance   Topic: Cashing out equity

Posted: Tue Apr 29, 2008 8:00 am 

Replies: 19
Views: 8941


@Kombat Sorry to hear you invested in Edmonton, AB. The real estate market is cooling there right now. You still might make some money, but I would think you won't see that 15% return. @Everyone Borrowing against your home equity doesn't have to be a bad thing. It's sort of like a loaded gun. In the...

 Forum: Personal Finance   Topic: Kind of a philosophical question re: PF blogs

Posted: Fri Apr 18, 2008 10:37 am 

Replies: 22
Views: 7828


I think marsman57 and JD hit on the head. There really is only so much basic material to cover in a blog about PF. The basic rules are all the same (LBYM, compound interest, etc). Yes there are some situational things we can explore but otherwise it's a constant battle to repackage the old in the ne...

 Forum: Personal Finance   Topic: Canadian Tax question

Posted: Fri Apr 04, 2008 10:52 am 

Replies: 2
Views: 1905


To my knowledge you can't carry forward or back, but you are allowed to claim them for any 12 month period which ends in the current tax year (and is not claimed in a prior tax year). See: http://www.taxtips.ca/filing/medicalexpensetaxcredit.htm So you could file for adjustments on the previous tax ...

 Forum: Personal Finance   Topic: Balancing quality of life with saving...

Posted: Tue Mar 11, 2008 10:06 am 

Replies: 21
Views: 9305


Mmm, it really depends how much you REALLY LOVE sailing. Do you have to own your own boat or can you split the costs with someone else? Perhaps another way to think about the cost is to work it backwards. How much cash does it take to generate $200/month forever? About $60,000 ($200x12/4%). Then whe...

 Forum: Personal Finance   Topic: The $100 A Barrel - Gas savings thread

Posted: Mon Mar 03, 2008 2:42 pm 

Replies: 103
Views: 48046


Perhaps this is obvious, but I'll put it out there anyway.

Move closer to work or get work closer to home. Additionally, if you are further away get a home close to public transit. If you deal with the major source of your gas consumption this will make everything else very secondary.

Tim

 Forum: General Discussion   Topic: Razors...

Posted: Wed Feb 13, 2008 9:51 am 

Replies: 27
Views: 12873


Ok, I have to say I just started making sure I dry my blade after I use it and it is a HUGE difference to the life span.

Before my blades would last about 4 weeks (I should point out I only have to shave about 3 times a week), now after making sure they are dry I'm getting about 6 weeks of use.

 Forum: Personal Finance   Topic: New user baring all... (very long)

Posted: Mon Feb 11, 2008 11:31 am 

Replies: 76
Views: 38515


@jammadave Ah, my bad. I misread something in one of your posts and got the figures messed up in my head. Sorry about that. Yes at $112K you are basically stuck with around $900/month payment. I won't count on renovations giving you much of a boost in house value now. The crash has hit, so pre-crash...

 Forum: Personal Finance   Topic: New user baring all... (very long)

Posted: Fri Feb 08, 2008 10:18 am 

Replies: 76
Views: 38515


Lot's of excellent advise from everyone. Yet I can't help but ask about one thing. Can you talk to your bank and alter the payment on your second mortgage? You are current paying about $900/month on $30K, so that is about 3% monthly, could you get them to alter the min. payment to 2% per month? If s...

 Forum: Personal Finance   Topic: Early Retirement Resources

Posted: Thu Jan 10, 2008 9:24 am 

Replies: 2
Views: 2132


JD,

I know the forum your looking for.

http://www.early-retirement.org/forums/

Other useful links:

http://fireseeker.com/

http://www.retireearlyhomepage.com/

Also for those looking for Canadian books to read, check my blog and look at the 'book review' posts.

Tim

 Forum: Personal Finance   Topic: What do you plan on doing in "retirement"

 Post subject: Good question
Posted: Fri Oct 26, 2007 10:43 am 

Replies: 19
Views: 12837


I can't say I have plans as detailed as yours, but here's what I would like to do: 1) Build an eco house with my own hands. I've always been interested in eco houses, but I feel that don't try to optimize the various systems together enough. So I would love to build my own with as many connected sys...

 Forum: Success Stories   Topic: From -$80,000 Net Worth to +$200,000 in 7.5 Years

Posted: Tue Oct 16, 2007 8:27 am 

Replies: 1
Views: 5155


I wrote this as a post on my blog, but I thought other GRS readers might enjoy it. Tim "Over at Get Rich Slowly, JD is having a contest which is part of his group writing project which asks people to write their own success stories. Since I really haven’t gone into this topic in much detail I t...

 Forum: Personal Finance   Topic: Quitting the day job?

Posted: Thu Jun 28, 2007 2:39 pm 

Replies: 36
Views: 19712


Perhaps it just me, but it seems to me you already have half the plan made. Keep the day job until the debt is gone and then try and get a unpaid leave of absence from your day job. They way you can test drive the entire blogging for a job thing. After all if they are your family they must understan...
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