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Viewing profile - Blueberry Scone

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Blueberry Scone
Joined: Thu Nov 19, 2009 11:52 am
Last visited: -
Total posts: 114
[0.13% of all posts / 0.05 posts per day]
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Most active forum: Personal Finance
[ 82 Posts / 71.93% of user’s posts ]
Most active topic: Is it worth my time to Invest in Dave Ramsey's Plan?
[ 7 Posts / 6.14% of user’s posts ]



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Blueberry Scone Posts

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 Forum: General Discussion   Topic: Problem with coworker

 Post subject: Re: Problem with coworker
Posted: Thu Sep 23, 2010 6:56 am 

Replies: 16
Views: 5909

Thank you all so much! It's such a frustrating situation, but when I leave (and I plan to leave, soon!), I think they'll really see Lazy's incompetence.

Anyone need a free-lancer? ;)

 Forum: Personal Finance   Topic: How much to spend on a house?

Posted: Thu Sep 23, 2010 6:51 am 

Replies: 26
Views: 4045

While the bank approved us for a certain amount, we only looked at houses that were much less than that. The bank doesn't take into account if you have any kind of plans for the future (like if a couple wants to have kids, and one of them wants to be a SAHP, for instance). We also spent a lot of tim...

 Forum: General Discussion   Topic: Interviewing for a job while you already have a job.

Posted: Thu Sep 23, 2010 6:46 am 

Replies: 7
Views: 2752

I vote for going on the interview. Who knows? They might take six months to finally accept you and get you started. That's kind of what happened to a friend - he interviewed for a position in last December, and they kept telling him "We really like you, but we need to see what the budget will b...

 Forum: General Discussion   Topic: Inground Pool: Asset or Liability?

Posted: Tue Sep 21, 2010 12:21 pm 

Replies: 14
Views: 6525

For me, posting from IL, an inground pool is a HUGE liability. Insurance is more expensive, you need to maintain it, and because so many people think it's a liability, it might be difficult to sell your house down the road (should you choose to do so). Also, I would get limited use out of the pool, ...

 Forum: Personal Finance   Topic: Friday afternoon question -if you won a million

Posted: Tue Sep 21, 2010 9:50 am 

Replies: 32
Views: 5384

This is what I'd do, as I have many, many years until retirement: -I'd continue working - I would use the insurance, etc., through my employer, and I'd continue to make contributions to my retirement fund. -I'd invest the $1 million. Let's pretend I can get about 4% back a year (or $40,000). I'd tak...

 Forum: Personal Finance   Topic: Know where your money is going

Posted: Tue Sep 21, 2010 9:04 am 

Replies: 8
Views: 1748

It's pretty daunting to record every penny, but when you get into the habit of doing it, it becomes second nature. The trick for DH and me was to figure out how to record everything. We used to just record expenses on a piece of paper as they occured, so you'd get a list like "Gas, $25; Electri...

 Forum: Personal Finance   Topic: Hidden Costs on a 4000 sq ft House

Posted: Tue Sep 21, 2010 9:00 am 

Replies: 7
Views: 4239

I'm with Googoo. Our one-bedroom apartment cost as much - if not more - in utilities as our 3 bedroom house. The apartment had terrible insulation!

 Forum: Personal Finance   Topic: Getting Started w/ Grocery Pricebook - imput desired.

Posted: Tue Sep 21, 2010 8:59 am 

Replies: 1
Views: 940

You know, you could use a tab called "Staples," and it could be the generic cooking stuff that you will always want on hand. Vegetable oil would fit there, as would olive oil, salt, flour, sugar, baking soda, etc. You could also put your "dry goods" tab in here, as well, as you h...

 Forum: Personal Finance   Topic: Budgeting for Periodic Expenses

Posted: Tue Sep 21, 2010 8:55 am 

Replies: 12
Views: 2110

I'm with the above. You won't (hopefully!) keep buying couches - they're one-time purchases, and you probably won't make them again for a number of years. For one-off expenses like that, DH and I just put the money under our "miscellaneous" column in our budget. We almost rarely need to ru...

 Forum: General Discussion   Topic: Problem with coworker

 Post subject: Re: Problem with coworker
Posted: Tue Sep 21, 2010 8:21 am 

Replies: 16
Views: 5909

Thank you for the response! I will definitely stop going "above and beyond." It's not worth it - my boss doesn't seem to care that Lazy is doing whatever she wants, so it shouldn't matter about my work, either. It's too bad, as I really like this job and the people, but if the boss thinks ...

 Forum: General Discussion   Topic: Problem with coworker

 Post subject: Problem with coworker
Posted: Tue Sep 21, 2010 7:15 am 

Replies: 16
Views: 5909

I'm having a problem with a coworker - let's call her "Lazy." Lazy comes in late, takes long lunches (we get 60 minutes - she takes 90 minutes), and leaves about 30 minutes early ever day. While we're salaried, we're supposed to be at our desks at certain hours, and she's not there. (This ...

 Forum: Personal Finance   Topic: Renovate or buy new?

 Post subject: Re: Renovate or buy new?
Posted: Fri Aug 13, 2010 1:42 pm 

Replies: 6
Views: 2925

I've debated this a lot as well, OP. Here's how I think of it: It would probably be a lot easier to sell the house and buy exactly what we wanetd (bigger home, bigger yard, etc.). But we would miss out on non-tangible benefits - we have awesome neighbors, we like where we live, etc. A lot of my neig...

 Forum: Personal Finance   Topic: Singles...how much do you spend a week in groceries?

Posted: Thu Aug 12, 2010 5:59 am 

Replies: 9
Views: 3461

That's true, Fantasma. We also don't know if the OP is buying more organic food, too - it's very easy to spend $50/week if you're shopping at the likes of Whole Food. I have a friend who is single, and she spends about $75/week on food - this is both groceries and going out to eat. She says that she...

 Forum: Personal Finance   Topic: Should 19 yr old pay rent to parents?

Posted: Tue Aug 10, 2010 12:35 pm 

Replies: 39
Views: 6108

What about weaning him off the support? Tell him he has three months to get his finances in order because he will need to start renting from an actual landlord at that time.
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