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A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Tue Sep 27, 2016 5:08 pm

Viewing profile - moneyhoney

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Joined: Wed Jun 20, 2007 10:24 pm
Last visited: Mon May 06, 2013 1:47 pm
Total posts: 28
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 27 Posts / 96.43% of user’s posts ]
Most active topic: Loan on whole life policy
[ 5 Posts / 17.86% of user’s posts ]



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moneyhoney Posts

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 Forum: Personal Finance   Topic: How does your emergency fund look?

Posted: Thu Apr 23, 2009 12:15 pm 

Replies: 45
Views: 11683

Partgypsy - I'm in a very similar situation and have been asking myself the same thing. My gut tells me to keep my slow and steady pace at building my EF, but keep contributing the same amount monthly to retirement. For me it's a Roth IRA, which has taken a dive since I started it in 2001...but shar...

 Forum: Personal Finance   Topic: A unique situation

Posted: Wed Mar 25, 2009 10:36 am 

Replies: 5
Views: 1951

Simplifying lifestyle is excellent advice. In San Fran, one can blow through $35k quickly, if one isn't frugal! I guess I have a couple questions. What is her current earning potential with a bachelor degree, and would her future earning potential with a masters be significantly better? If so, then ...

 Forum: Personal Finance   Topic: 32 years old w/ 300k in savings

Posted: Tue Mar 24, 2009 12:16 pm 

Replies: 47
Views: 12721

Cleverbeans - I see your points - nothing inherently wrong with accepting gifts and having rather fortunate circumstances. The OP was kind of asking for it, though, IMHO. The tone of the original post showed the OP's maturity, or lack thereof - like "look at meeee and how successful I am!"...

 Forum: Personal Finance   Topic: 32 years old w/ 300k in savings

Posted: Tue Mar 24, 2009 6:07 am 

Replies: 47
Views: 12721

Gosh, I guess we are all chumps for becoming adults and learning to support ourselves! Seriously though, I have to agree with the poster who said much of your big pile of cash came straight from your folks. And OP, you are surprised that your post elicited "Drama"? What did you expect?! Yo...

 Forum: Personal Finance   Topic: Is it worth it to pick up a penny?

Posted: Sun Mar 08, 2009 10:05 am 

Replies: 18
Views: 5588

Any extra income is worth it IMO. Although these days, I sometimes don't pick up change I see on the ground. I figure maybe some kid will find it and have a little treat of picking up a penny or dime or whatever. When I was little, everybody teased me (goodnaturedly) and my family thought I was half...

 Forum: Personal Finance   Topic: "Produce the note"?

 Post subject: "Produce the note"?
Posted: Thu Feb 26, 2009 9:39 am 

Replies: 17
Views: 5089

Hi folks, I'm current on my mortgage but I saw something on the news that has piqued my interest (and not really in a good way). Apparently there are a number of people who are stalling their foreclosures by asking their lenders, who are foreclosing on them, to "produce the note". Many of ...

 Forum: Personal Finance   Topic: NEW Get Rich Slowly logo?

Posted: Wed Feb 04, 2009 2:45 pm 

Replies: 42
Views: 11938

First pick - the bottom-most logo. Love the tortoise. Could use some color. Second pick (tortoise-free logo) - the fourth from the top in the left hand column. Use the tortoise - it is memorable.

 Forum: Personal Finance   Topic: The feds are probing my accountant...

Posted: Sun Feb 01, 2009 9:23 am 

Replies: 6
Views: 2279

I second using Turbotax. It has worked well for me. My situation isn't all that complicated. I have hung onto my W2's, 1099's and other key paperwork, just in case the IRS comes knocking.

 Forum: Personal Finance   Topic: Age At First Credit Card

Posted: Thu Jan 29, 2009 8:22 pm 

Replies: 22
Views: 6330

I was 20 and still in college. My parents co-signed and it was for emergencies. That emergency case of Milwaukees Best (haha, kidding). It had a credit max of around $2000. I kept using the card until mid-twenties - parents took their name off when I graduated. After a 3 month stretch of involuntary...

 Forum: Personal Finance   Topic: Fast Dinner Recipes

Posted: Thu Jan 29, 2009 8:56 am 

Replies: 9
Views: 2824

I have to admit that my tastes are not very sophisticated. Here are a few of my favorite quickie meals: 1. Fried Rice: Cook 2 cups (raw) whole grain rice. In a frying pan, toss in 3-4 eggs and fry. Then toss in thawed "mixed vegetables" (peas, carrots, corn). Add the rice and stirfry some ...

 Forum: Personal Finance   Topic: 21 year old buy a condo ?

Posted: Tue Jan 27, 2009 3:58 pm 

Replies: 6
Views: 2692

I am not sure Obodden if you're still around but here is my 2 cents. I guess we don't know enough about your total financial picture to help you come to a decision. All I can say is this: You are young and you have come across a deal that appears good. Do not buy for the sake of buying! Have you bee...

 Forum: Personal Finance   Topic: Loan on whole life policy

Posted: Tue Jan 27, 2009 12:46 pm 

Replies: 13
Views: 3874

Maat55 - That makes sense. I had thought you were implying that I had some weird sort of childish neurotic insecurity thing going on. I just wasn't understanding the "ripoff" and "scam" comments. Death benefit aside (which I don't really need now as unmarried and no kids) - the p...

 Forum: Personal Finance   Topic: Loan on whole life policy

Posted: Tue Jan 27, 2009 6:31 am 

Replies: 13
Views: 3874

Maat - I don't understand how I have turned this into a Linus blanket?! You are implying I am hanging onto a worthless thing for perceived security... Is my analysis above wrong? If I take the 7K and put 338 a year in to a 3% savings account, I would have ~13.6K after 10 years. I'm trying to underst...

 Forum: Personal Finance   Topic: Loan on whole life policy

Posted: Mon Jan 26, 2009 6:12 pm 

Replies: 13
Views: 3874

Thank you all for your responses. I realize that this type of policy is far inferior to the term type, as far as the death payoff goes. My hang-up about cancelling/surrendering the policy is this: Each year, I pay a $338 premium. I have had this policy for 32 years. Looking back at the last 7 years'...
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