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Viewing profile - purpelnoon

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purpelnoon
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Joined: Sat Jan 02, 2010 5:40 pm
Last visited: -
Total posts: 9
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 6 Posts / 66.67% of user’s posts ]
Most active topic: New Credit Card Annual Fee
[ 3 Posts / 33.33% of user’s posts ]

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purpelnoon Posts

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 Forum: Personal Development   Topic: Career change, less stress?

Posted: Tue Mar 22, 2011 4:54 pm 

Replies: 7
Views: 5764


Thanks for the positive comments. I have my resume out there. I have been feeling so ill lately. Im trying my best to get out of my toxic and hostile work environment. I just hope I can find a job doing something I enjoy that will pay the bills. I guess in 3-4 years my kids will be in school my wife...

 Forum: Personal Development   Topic: Career change, less stress?

 Post subject: Career change, less stress?
Posted: Mon Mar 14, 2011 4:55 am 

Replies: 7
Views: 5764


Ive been working the last few years as a pharmaceutical rep. The industry right now is going through consistent and massive layoffs. I purchased a very modest house a few months ago. Mortgage is actually lower than my previous rent but the taxes are high (NY-$10K year). I have two young children and...

 Forum: Personal Finance   Topic: Question about the real cost of owning a home.

Posted: Sun Jun 13, 2010 3:28 pm 

Replies: 2
Views: 1708


It seems to me that one thing that isn't considered is what the true cost of a home after it is paid off after many years. What I mean is, even if someone bought a house 30 years ago for a certain amount and the house went up in value several thousand dollars in that time, the interest that is paid ...

 Forum: Personal Finance   Topic: Investing in Bonds now

 Post subject: Re: Investing in Bonds now
Posted: Fri Apr 09, 2010 5:39 pm 

Replies: 19
Views: 3955


Thank you to all for the great advice. So if I'm invested pretty heavily in stock mutual funds, what other investment vehicles might help my diversify at this time into the next few years if it might not be the best time to start bonds now?

 Forum: Personal Finance   Topic: Investing in Bonds now

 Post subject: Investing in Bonds now
Posted: Thu Apr 08, 2010 8:04 am 

Replies: 19
Views: 3955


Over the last couple of year my mutual funds got "whacked" as did many others' portfolios. I did not sell and actually bought more shares, and even slightly increased my purchases of more stocks in my 401k. I have some non-retirement mutual funds and they are invested 100% in stocks. Since...

 Forum: Personal Finance   Topic: New Credit Card Annual Fee

Posted: Sat Feb 20, 2010 5:58 am 

Replies: 23
Views: 2533


My utilization would be only a couple of hundred a month at most. I use pretty much only my debit card nowadays. Any credit card usage is from work related stuff. I have a limit of about $20K and I havent even used the Citibank card in a year or two.

 Forum: Personal Finance   Topic: New Credit Card Annual Fee

Posted: Fri Feb 19, 2010 7:21 pm 

Replies: 23
Views: 2533


Thanks to all for the advice. It is excellent. I do have one older card (1992) and I haven't opened a new credit card in a few years. I was thinking about switching some of my automated bills to this card but it just angers me that after so man years they would "reward" me by giving me the...

 Forum: Personal Finance   Topic: New Credit Card Annual Fee

 Post subject: New Credit Card Annual Fee
Posted: Thu Feb 18, 2010 12:39 am 

Replies: 23
Views: 2533


Hi, I just wanted to get opinions before I proceed: I have had a Citibank MC since 1995. I used to use it often but I don't really anymore. In the mail I just received a notice stating that unless I spend about $2,400 a year, I will be charged a $60 annual fee. I can't believe it, considering how mu...
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