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Viewing profile - Alice11

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Alice11
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Joined: Wed Jul 06, 2011 7:10 pm
Last visited: -
Total posts: 14
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 11 Posts / 78.57% of user’s posts ]
Most active topic: Alice's Journey
[ 8 Posts / 57.14% of user’s posts ]

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Alice11 Posts

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 Forum: Personal Finance   Topic: Considering bankruptcy?

 Post subject: Re: Too much debt?
Posted: Mon Jun 25, 2012 8:19 pm 

Replies: 22
Views: 3265


Could he get rid of his gym membership, and put that $20 towards an emergency fund and/or debt repayment? Can he temporarily stop paying the cell phone bills for his mom & fiancee and reduce his cell phone to the cheapest type he can find for a while? (I know this may not be possible depending o...

 Forum: Fiscal Fitness Journals   Topic: Samantha's goals

 Post subject: Re: Samantha's goals
Posted: Fri Feb 17, 2012 3:13 pm 

Replies: 239
Views: 89723


Maybe consider the extra money (on top of the minimums) toward the mortgage as wants? It's not absolutely necessary since you'd still have a place to live if you stopped doing it.

 Forum: Fiscal Fitness Journals   Topic: The year of increasing the emergency fund

Posted: Fri Feb 10, 2012 7:18 pm 

Replies: 471
Views: 97368


Don't be worried! I got my first American Girl doll at 5 and my second one at 7 (for the second one I had to save my money and pay 50%). I'm only just 22, so I was in the early group to get them -- before Mattel bought the company and made it more commercial and less historical-focused -- and rememb...

 Forum: Fiscal Fitness Journals   Topic: Kaitlyn's Journal

 Post subject: Re: Kaitlyn's Journal
Posted: Sun Jan 15, 2012 3:41 pm 

Replies: 43
Views: 11819


Re food prices: it's not just you. I mostly get the same foods at the store (so I know it's not just "menu planning expensive foods") and I'm seeing my prices go up.

 Forum: Personal Finance   Topic: Advice needed on switching banks -- please help!

Posted: Sat Oct 15, 2011 6:30 am 

Replies: 1
Views: 1375


I need help figuring out a bank account to switch to. Please read and help! Right now I have a SunTrust checking account. Since they're instituting the debit card fee soon I've stopped using my debit card for anything other than the ATM and only use my credit card (not a big deal since I'm in no dan...

 Forum: Fiscal Fitness Journals   Topic: Alice's Journey

 Post subject: Re: Alice's Journey
Posted: Fri Sep 16, 2011 8:35 pm 

Replies: 14
Views: 4180


Now that I'm responsible for all my own bills, I can definitely see how medical issues can cause people massive financial issues. Thank goodness I have savings -- everything is going on my card since they don't take checks for large amounts/half the stuff I'm paying online, but I won't be carrying a...

 Forum: Fiscal Fitness Journals   Topic: Alice's Journey

 Post subject: Re: Alice's Journey
Posted: Tue Sep 06, 2011 8:10 pm 

Replies: 14
Views: 4180


Doing pretty well. Need to post to this forum when I'm not tired, but don't want to forget and have a busy few weeks ahead of me. It includes a medical test ordered by my doctor that I hope my insurance pays most of. I'm happy to have the test -- I finally have a doctor who I feel is competent and l...

 Forum: Fiscal Fitness Journals   Topic: Alice's Journey

 Post subject: Re: Alice's Journey
Posted: Wed Aug 24, 2011 7:29 pm 

Replies: 14
Views: 4180


Forgot to mention above that another reason I need the higher limit credit card is that my bank is changing terms on my account. The $500 minimum in the account doesn't bother me because I like buffers, but I'm going to stop using my debit card for anything other than the ATM since I'll start gettin...

 Forum: Fiscal Fitness Journals   Topic: Alice's Journey

 Post subject: Re: Alice's Journey
Posted: Tue Aug 23, 2011 5:44 pm 

Replies: 14
Views: 4180


Not sure how I'm doing, but suspect I'm not doing great in discretionary spending this month. I'll add it up next week when I get my paycheck and double-check next month's budget. This will be my first "regular" paycheck with all of the monthly deductions (FSA, health insurance, gym, 403(b...

 Forum: Fiscal Fitness Journals   Topic: Alice's Journey

 Post subject: Re: Alice's Journey
Posted: Mon Aug 01, 2011 9:59 am 

Replies: 14
Views: 4180


Yay! I'll go ahead and put some money to my student loan then. Thank you for the compliment but I don't deserve that much credit. My grandfather was a successful businessman who invested well when he sold his business, and my college was paid for from money he left my parents that they set aside for...

 Forum: Fiscal Fitness Journals   Topic: Alice's Journey

 Post subject: Re: Alice's Journey
Posted: Mon Aug 01, 2011 3:13 am 

Replies: 14
Views: 4180


Thanks for all the comments! Well, I bought a Kindle! Really loving it and it was fantastic on a 3-day business trip. More business trips upcoming, so expect it will get used a lot. And I'm carrying it around with me a lot too, for reading while waiting at the doctor/salon/etc. -- love having the se...

 Forum: Fiscal Fitness Journals   Topic: Alice's Journey

 Post subject: Re: Alice's Journey
Posted: Sat Jul 09, 2011 10:43 am 

Replies: 14
Views: 4180


Both good and bad this week. I brought my bike back from my parents' house after the holiday weekend. I needed a new helmet (old one was at least 10 years old and the plastic has turned a completely different color -- don't trust it will protect me in event of a crash) and a rack to make it useful, ...

 Forum: Fiscal Fitness Journals   Topic: Alice's Journey

 Post subject: Alice's Journey
Posted: Wed Jul 06, 2011 7:22 pm 

Replies: 14
Views: 4180


I just graduated from college in May, and started a full-time position a week later. I am guaranteed this position through March 2012, but since it is currently funded by a grant-type situation have no idea if I will be employed past March (my bosses want the program I am helping to start to continu...
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