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It is currently Fri May 27, 2016 5:21 am



Viewing profile - fiddlefaddle

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fiddlefaddle
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Joined: Fri Jul 29, 2011 8:38 am
Last visited: -
Total posts: 257
[0.29% of all posts / 0.15 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 211 Posts / 82.10% of user’s posts ]
Most active topic: Holding Fiddlefaddle Accountable!
[ 125 Posts / 48.64% of user’s posts ]

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Fiddlefaddle's experiments in time management:
<a href=http://www.productivityguineapig.com/>Productivity Guinea Pig</a>

fiddlefaddle Posts

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 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Thu May 05, 2016 12:36 pm 

Replies: 199
Views: 63245


I didn't want to jinx myself by posting, but the closing on the McMansion was today! After all the selling fees, my half of the equity was $80k and some change. I'll rebuild my emergency fund with $8k (did some work on my new house) and pay $72k on my home loan. Hopefully in another month or two, I'...

 Forum: Fiscal Fitness Journals   Topic: Joy's Journey

 Post subject: Re: Joy's Journey
Posted: Thu Mar 17, 2016 7:50 am 

Replies: 25
Views: 7754


Hi Joy, it sounds like it probably isn't worth the effort to pursue support for that small amount of money. And don't feel bad about passing on advice you get in your journal. You know all the details of your life that we don't know. It's really helpful sometimes to get other perspectives on things,...

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Thu Mar 17, 2016 7:45 am 

Replies: 199
Views: 63245


Thanks LMoot and lanthiriel! I feel I should clarify about the interest rate - I borrowed the money for my mortgage from a family member. The IRS publishes a rate each month and that is the minimum rate for loans between family members so that the transfer of money is not considered a gift. 2.31% ha...

 Forum: Fiscal Fitness Journals   Topic: Joy's Journey

 Post subject: Re: Joy's Journey
Posted: Thu Mar 10, 2016 1:32 pm 

Replies: 25
Views: 7754


Hi Joy, I just wanted to say welcome to the journals section. I'm also a newly single mom, and I applaud you for making the effort to work on your finances. You're doing great on your credit card payoff! I think sending little bits of money to your debt is a great way to make progress - it really ad...

 Forum: Fiscal Fitness Journals   Topic: Dirty Laundry

 Post subject: Re: Dirty Laundry
Posted: Thu Mar 10, 2016 1:24 pm 

Replies: 163
Views: 77692


Saving seems like a safe path to take. If you change your mind and decide to go back to paying down the mortgage, you can always dump your savings against Mortgage #1. :)

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Thu Mar 10, 2016 1:20 pm 

Replies: 199
Views: 63245


I got the keys to my new house yesterday! I have a lot of work to do before I move in...the house is 10 years old and I'm not sure if the previous owner ever cleaned the trim or windows or light fixtures. The McMansion will be listed again next week. Just waiting on things to green up a little more....

 Forum: Fiscal Fitness Journals   Topic: GOAL: burn the mortgage ($78,491.72) by 2018

Posted: Fri Feb 05, 2016 12:33 pm 

Replies: 399
Views: 118090


Lots of people have car loans bigger than your mortgage is now! :)

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Fri Feb 05, 2016 12:25 pm 

Replies: 199
Views: 63245


For some reason, I couldn't log in to the forums for a couple of months. Looks like it's going to work for me now. Whew! 2015 End of Year Snapshot, for future posterity: Checking/Cash: $5,416 Emergency Fund: $16,023 Retirement: $113,824 Home Equity estimate: $75,000 Net Worth: $210,263 Should be clo...

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Thu Nov 19, 2015 7:10 am 

Replies: 199
Views: 63245


Thanks, CecilyC! Payday again and I'm about to hit my goal much sooner than expected! This definitely hasn't been a typical month, but saving $5,000 so quickly makes me feel secure and also gives me confidence that I'm going to be just fine on only my income. 2015 Goals: Pay off car loan - $1,640 - ...

 Forum: Fiscal Fitness Journals   Topic: Lanthiriel's 2013 Fitness Journal

Posted: Thu Nov 05, 2015 1:02 pm 

Replies: 97
Views: 47293


Congrats on the new puppy! It sounds like this was something you'd been thinking about for a while and not a spur of the moment decision, plus you've made a lot of progress this year. Part of good financial sense is knowing when to spend money on things that will bring you lots of happiness, like dr...

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Thu Nov 05, 2015 12:57 pm 

Replies: 199
Views: 63245


Hi B&A, thanks about the car loan. Yes, her dad is in an apartment a few miles away. It's helpful for all of us to be close by. Pay day, plus some reimbursement checks over the past week means good progress on my goals! 2015 Goals: Pay off car loan - $1,640 - done! Build checking account up to $...

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Fri Oct 23, 2015 12:02 pm 

Replies: 199
Views: 63245


Mr Fiddlefaddle is moving out this weekend. I'm sad for my daughter, happy for me. 2015 Goals: Pay off car loan - $1,640 - done! Build checking account up to $3,000 - done! Add $5,000 to emergency fund - 205/5,000 - 4% Trying to get a good start on my goals before I have to pay half the mortgage plu...

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Wed Oct 14, 2015 11:51 am 

Replies: 199
Views: 63245


Well, never mind. The seller of the house I wanted to buy has decided that she doesn't want to sell, after all. :( I was a little depressed last night, but given all the shock, disappointments, and betrayal of the last six months, I think I'm getting better at rolling with the punches. :) Based on t...

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Tue Oct 13, 2015 4:48 am 

Replies: 199
Views: 63245


Hi B&A, I'm guessing that my closing costs will be around $2,000, so that's what I'll use the money for.
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