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It is currently Mon May 02, 2016 11:51 pm



Viewing profile - geoff_tewierik

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geoff_tewierik
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Joined: Mon Aug 08, 2011 9:13 pm
Last visited: Mon Apr 25, 2016 11:23 pm
Total posts: 204
[0.23% of all posts / 0.12 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 128 Posts / 62.75% of user’s posts ]
Most active topic: Demolish that debt
[ 51 Posts / 25.00% of user’s posts ]

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geoff_tewierik Posts

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 Forum: Fiscal Fitness Journals   Topic: Finally “adulting” at 29...

Posted: Tue Nov 24, 2015 9:00 pm 

Replies: 14
Views: 6763


That sounds like a good solid plan, I hope it works out for you.

 Forum: Personal Finance   Topic: Long-term plan toward home ownership?

Posted: Wed Nov 18, 2015 6:01 pm 

Replies: 20
Views: 11517


Yeah, he's the main character in the Cussler novels.

 Forum: Fiscal Fitness Journals   Topic: Demolish that debt

 Post subject: Re: Demolish that debt
Posted: Tue Nov 17, 2015 9:14 pm 

Replies: 68
Views: 31586


Huzzah! Found a way around having to get the CC to $0 before getting the amount reduced. The bank has the function via online banking to increase/decrease your CC limit that the in store bank staff didn't make me aware of, or aren't aware of themselves. They just printed out some forms for me to fil...

 Forum: Personal Finance   Topic: Long-term plan toward home ownership?

Posted: Sun Nov 15, 2015 10:58 pm 

Replies: 20
Views: 11517


Billiam wrote:
Basically a large airplane hangar with a loft apartment for me to live in.

You're Dirk Pitt aren't you? :rofl:

 Forum: Fiscal Fitness Journals   Topic: Dirty Laundry

 Post subject: Re: Dirty Laundry
Posted: Sun Nov 15, 2015 10:48 pm 

Replies: 159
Views: 75750


I'd just pay off the CC.

Have you done the math and noted the discrepancy in your Roth total value at your expected retirement date by delaying those extra three years?

 Forum: Fiscal Fitness Journals   Topic: Holding Fiddlefaddle Accountable!

Posted: Sun Oct 11, 2015 6:29 pm 

Replies: 197
Views: 62259


Congrats on finding a new place.

Does the Retirement from the Ex have to go into your Retirement fund or can it be used to offset the new home cost, reducing your payback time?

 Forum: Fiscal Fitness Journals   Topic: Demolish that debt

 Post subject: Re: Demolish that debt
Posted: Wed Sep 30, 2015 9:52 pm 

Replies: 68
Views: 31586


It's been pretty much a year since my last entry. Been enjoying life in general. Traded in the leased car and got a Subaru Outback as we needed more boot space, saved us ~$400 a month in car costs. We are still in the same house, it will have gone up in value, but all we can do is look at surroundin...

 Forum: Fiscal Fitness Journals   Topic: Dirty Laundry

 Post subject: Re: Dirty Laundry
Posted: Tue Sep 29, 2015 7:45 pm 

Replies: 159
Views: 75750


Fair enough, you've got to do what works for you.

 Forum: Fiscal Fitness Journals   Topic: Dirty Laundry

 Post subject: Re: Dirty Laundry
Posted: Mon Sep 28, 2015 9:16 pm 

Replies: 159
Views: 75750


It's more a medium term goal, even if you only add $50 a month to it initially, it's at least putting something towards that trip. Might be good "mentally" for you.

 Forum: Fiscal Fitness Journals   Topic: Dirty Laundry

 Post subject: Re: Dirty Laundry
Posted: Sun Sep 27, 2015 11:15 pm 

Replies: 159
Views: 75750


Add back in a Line Item for Africa Trip 2017/2018 ;)

 Forum: Fiscal Fitness Journals   Topic: Path to freedom

 Post subject: Re: Path to freedom
Posted: Sun Sep 20, 2015 6:28 pm 

Replies: 66
Views: 24450


I'd add the extra cash to paying off the car, as that's generating an interest load, then the EF up to $24K then the house, which will rise faster as it'll get the Car and EF payments on top of your extra cash.

 Forum: Fiscal Fitness Journals   Topic: Looking for Financial Guidance!

Posted: Wed Sep 09, 2015 11:24 pm 

Replies: 2
Views: 30262


I would suggest moving to a condo rental for a period of time and see if that suits you and your lifestyle/needs. If that works out, then I'd look at buying one. Are you able to rent out your portion of the multi family property while you're not there, to generate some extra income to offset your ow...

 Forum: Fiscal Fitness Journals   Topic: DINKS on track so far

 Post subject: Re: DINKS on track so far
Posted: Wed Sep 09, 2015 11:10 pm 

Replies: 43
Views: 36629


That extra $2600/month will soon not be being spent on "other" things and it'll get into the mortgage soon :)

 Forum: Personal Finance   Topic: New Member - Student Loans

Posted: Wed Sep 09, 2015 10:31 pm 

Replies: 11
Views: 6989


Off the top of my head she would be slightly better off paying off the 18K loan first, as the interest on it would add up to more than the interest on the 14K loan over a year. But without knowing the exact amount of her lump sum bonus that can be dropped onto either loan, it's not easy to put an ex...
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