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A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Tue Sep 27, 2016 1:42 pm

Viewing profile - MITBeta

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Joined: Sat Jul 14, 2007 5:22 am
Last visited: Mon Jan 28, 2008 5:59 pm
Total posts: 51
[0.06% of all posts / 0.02 posts per day]
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Most active forum: Personal Finance
[ 42 Posts / 82.35% of user’s posts ]
Most active topic: No 401k at work, and is our debt paydown too aggressive?
[ 6 Posts / 11.76% of user’s posts ]



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 Forum: Personal Development   Topic: Old Years' Resolutions: Did you meet your goals for 2007?

Posted: Mon Jan 28, 2008 5:58 pm 

Replies: 19
Views: 15393

I agree. Incremental change is a lot easier to manage than huge step changes.


Posted: Mon Jan 28, 2008 5:56 pm 

Replies: 9
Views: 8328

No you don't.

 Forum: Personal Finance   Topic: Michael Fishers "Leverage"

Posted: Mon Jan 28, 2008 5:42 pm 

Replies: 22
Views: 9590

Your are correct.

 Forum: General Discussion   Topic: Refinance, Rent, Sell, or Stay?

Posted: Sun Jan 27, 2008 8:23 pm 

Replies: 6
Views: 3546

I would cross off the rental plan. $75 is not enough of a profit, in my opinion. Keep in mind that you will incur costs, such as heating systems, roof, etc. that is presumably not covered in the amount you will be collecting. If you have already taken this into account, then please disregard. Otherw...

 Forum: Personal Finance   Topic: Is It Right To Have Your Teenagers Contribute To Debt Reduc.

Posted: Sun Jan 27, 2008 8:15 pm 

Replies: 51
Views: 23040

Baker, I believe the FIVE dependents put you in a lower tax bracket. I'll feel sorry for you when the number dwindles to zero. Your cost will go down (no kids) but you will have to find additional ways to shelter your money. He doesn't say he has 5 dependents, he says he has 5 deductions (on his W-...

 Forum: Personal Finance   Topic: Michael Fishers "Leverage"

Posted: Sun Jan 27, 2008 6:51 am 

Replies: 22
Views: 9590

You are forgetting the fact that you have to pay tax on the interest you earn in the CD--but the balance transfer fee is not tax deductible. At best, you break even. Anne is right -- you pay tax on ALL of the earned interest, which probably amounts to close to your profit. You need to find an offer...

 Forum: Personal Finance   Topic: Is It Right To Have Your Teenagers Contribute To Debt Reduc.

Posted: Sat Jan 26, 2008 6:55 am 

Replies: 51
Views: 23040

IMO, parents should insulate their kids as much as possible from money problems so that the kids aren't constantly worrying about whether there'll be food on the table when they get home from school. That's not to say you shouldn't be teaching your kids about personal finance and set a good example...

 Forum: Personal Finance   Topic: Burned out coworker collection? How much?

Posted: Thu Jan 24, 2008 9:55 am 

Replies: 16
Views: 12231

I have to say that the collection was taken in a very tasteful way. The organizer came around with a big manilla envelope and asked people to contribute. He then handed the envelope to each person in his or her office and then turned his back so that you could put whatever you wanted, or didn't want...

 Forum: Personal Finance   Topic: Investing in rental properties

Posted: Wed Jan 23, 2008 5:38 pm 

Replies: 13
Views: 7770

Can you stand toe to toe with another adult and say, "No!" If so, you have passed the hardest test in being a landlord. Consider this VERY carefully. Also, keep in mind that a good rule of thumb is that the mortgage should be <60% of the monthly income on the property or you will be losing...

 Forum: Personal Finance   Topic: Burned out coworker collection? How much?

Posted: Wed Jan 23, 2008 5:31 pm 

Replies: 16
Views: 12231

Thanks to everyone for their replies... well, almost everyone. To clear up a few things: I would not consider myself to be a friend of this coworker. He has no kids, he has a place to stay, and he has a car. My clothes would not fit him. Unfortunately he no longer needs a pet sitter since his pets a...

 Forum: Personal Finance   Topic: Burned out coworker collection? How much?

Posted: Wed Jan 23, 2008 9:48 am 

Replies: 16
Views: 12231

A coworker's home burned down the other night. Nobody was hurt, but the house is a total loss. Another coworker has taken it upon himself to start a cash collection for the now homeless coworker. While I am not unsympathetic to the situation in which my coworker now finds himself, I feel uncomfortab...

 Forum: Success Stories   Topic: Incremental Improvements

 Post subject: Incremental Improvements
Posted: Wed Oct 17, 2007 6:55 pm 

Replies: 0
Views: 2872

My story starts in college. The first week I was exposed to all kinds of offers for free T-shirts, Frisbees, etc. simply in exchange for filling out a credit card application. I had some part time jobs in college that allowed me to keep paying the minimums, but I continually flirted with my limits. ...

 Forum: Personal Finance   Topic: Hooray for emergency funds

Posted: Sun Aug 26, 2007 5:12 am 

Replies: 7
Views: 4396

Fillanzea wrote:
it was big enough to fit inside a motorcycle

That must have been some big motorcycle :!:

 Forum: Personal Development   Topic: Everyday Habits

Posted: Thu Aug 23, 2007 11:36 am 

Replies: 15
Views: 12668

Having studied two-phase flow and other thermal-hydraulics topics, I can assure you that water always boils in very measurable ways. One might even say that it's fascinated when you really understand what's going on.
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