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Viewing profile - mcclane

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Joined: Sun Oct 30, 2011 11:34 am
Last visited: Sun Aug 26, 2012 4:06 pm
Total posts: 5
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 5 Posts / 100.00% of user’s posts ]
Most active topic: What should we do with our excess money?
[ 3 Posts / 60.00% of user’s posts ]



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mcclane Posts

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 Forum: Personal Finance   Topic: Credit Card Rewards Limit Waiver

Posted: Sat Aug 25, 2012 6:38 pm 

Replies: 3
Views: 3674

I have a Citicard (Dividend something) and recently found out I have a $300 cash back reward cap during a calendar year. We've never reached that limit before but we bought some bigger ticket things this year and even got a couple with the 5% rolling categories. My question is, has anyone gotten the...

 Forum: Personal Finance   Topic: What should we do with our excess money?

Posted: Wed Nov 02, 2011 3:16 pm 

Replies: 10
Views: 1705

Thanks for all of the replies. A few notes on some of your replies. The student loan debt we have is pretty safe and the rate ought not change. As far as I know, it shouldn't be affected with anything going on currently. If it does and the rate skyrockets because of some new law that changes our fix...

 Forum: Personal Finance   Topic: What should we do with our excess money?

Posted: Mon Oct 31, 2011 7:12 am 

Replies: 10
Views: 1705

I'm a little surprised at the recommendations to pay off the student loan. If you were able to get a 1.625% loan from anyone spread out over 10 years, you wouldn't take it? Now if I had student loans at 5% or above, then I'd be an idiot not to pay it off. Even if I put that money in a conservative f...

 Forum: Personal Finance   Topic: What should we do with our excess money?

Posted: Sun Oct 30, 2011 11:51 am 

Replies: 10
Views: 1705

My wife and I live well below our means. Because of this, we have a fair amount of cash piled up and are not sure what to do with it. Some facts about us: 1. We both have Roth IRA's and are maxing them out each year. I have a very good retirement program through work so that combined with our Roth's...
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