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Viewing profile - mutantsupermodel

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mutantsupermodel
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Joined: Mon Feb 15, 2010 1:27 pm
Last visited: Tue May 31, 2011 12:11 pm
Total posts: 12
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 11 Posts / 91.67% of user’s posts ]
Most active topic: Reigning Spending: Cash v. Debit Card Advice?
[ 4 Posts / 33.33% of user’s posts ]

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Website: http://mutantsupermodel.wordpress.com

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mutantsupermodel Posts

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 Forum: Personal Finance   Topic: IRA Withdrawal for Credit Card Debt Elimination

Posted: Tue May 31, 2011 11:45 am 

Replies: 7
Views: 1208


Hole is totally plugged. I don't use credit cards and don't plan to ever again. Cash only. I have a small emergency fund of $1000 and spend below my means. Traditional unfortunately. I stopped the contribution when I stopped receiving child support (six months ago) to make up the difference in my in...

 Forum: Personal Finance   Topic: IRA Withdrawal for Credit Card Debt Elimination

Posted: Tue May 31, 2011 11:35 am 

Replies: 7
Views: 1208


I have a question. I know the traditional answer and have been doing that but I'm starting to doubt myself. Facts: I am 30 years old. I have $21k in an IRA. I have $4k in credit card debt split across two credit cards. Credit card A has an APR of 32%. Credit card B has an APR of 30%. I know there ar...

 Forum: General Discussion   Topic: Of the 1%, by the 1%, for the 1%

Posted: Fri Apr 15, 2011 6:57 am 

Replies: 30
Views: 8732


Interesting article in Vanity Fair about the inequality of wealth in the United States.

http://www.vanityfair.com/society/features/2011/05/top-one-percent-201105

 Forum: Personal Finance   Topic: Question(s): Grocery Price Book and Coupons

Posted: Thu Apr 14, 2011 6:02 am 

Replies: 1
Views: 890


I've been couponing for a while now quite happily but recently have decided to try a grocery price book to further my grocery savvy. Now I did this once before and got myself all mixed up and overloaded so I've gone ahead and started from scratch with a much simpler format. However, I'm stumped on h...

 Forum: Personal Finance   Topic: Personal Finance Book(s) Recommendation: High School Senior

Posted: Fri Jul 09, 2010 6:28 am 

Replies: 4
Views: 1031


My little cousin is entering his senior year in high school this year and we've had a lot of discussions about money. He's a really smart kid and will most likely be going away to college when he graduates. That being said, I'd like to get him some good information on personal finance before he head...

 Forum: Personal Finance   Topic: wedding cake

 Post subject: Re: wedding cake
Posted: Wed Jun 09, 2010 10:15 am 

Replies: 21
Views: 4211


A candy bar! I've seen this a few times and it's pretty successful. Bowls and trays and jars of all sorts of candies. If they're loose, there's always a spoon. You can then use small paper cups or bowls.

Also, cookie trays. There are so many types of cookies. Mmmmm

 Forum: Personal Finance   Topic: Reigning Spending: Cash v. Debit Card Advice?

Posted: Wed Jun 09, 2010 10:11 am 

Replies: 10
Views: 2953


Thanks gypsy and Julie for your input. It looks like both of you are definitely on to something. Since I first made this post two and a half weeks ago, I have made lots of changes but one in particular is for doing a lot for me in a lot of different ways and touches two things you guys specifically ...

 Forum: Personal Finance   Topic: Reigning Spending: Cash v. Debit Card Advice?

Posted: Mon Jun 07, 2010 9:48 am 

Replies: 10
Views: 2953


I'm going to see if I can make that work. I'd been doing something similar but it just wasn't working. If I can figure out how to balance the three checks so I have a surplus, I might try again. So far, the cash only has been working ok. It's a little scary not having a backup and watching the cash ...

 Forum: Personal Finance   Topic: Reigning Spending: Cash v. Debit Card Advice?

Posted: Wed Jun 02, 2010 10:29 am 

Replies: 10
Views: 2953


Savarel, you're right about goals. I kinda sorta have some but I can definitely do a better job of solidifying them-- especially the short and mid-term ones. Thanks for that. I like the idea of pictures. I should work on something like that. JonasAberg- Kind of. I have an automatic withdrawal into m...

 Forum: Personal Finance   Topic: Reigning Spending: Cash v. Debit Card Advice?

Posted: Fri May 28, 2010 9:07 am 

Replies: 10
Views: 2953


Hello! My company late last year switched us from bi-monthly paychecks (15th & 31st) to bi-weekly. Since then, I've lost control of my spending. I think the first reason has been that I had a hard time making a budget that worked for me. I think I finally figured that part out. However, my real ...

 Forum: Personal Finance   Topic: 401k Loan for Credit Card Debt Repayment

Posted: Mon Feb 15, 2010 1:55 pm 

Replies: 2
Views: 1381


Hi, I'm frustrated and need some input here. I have about $4600 in credit card debt. I am also in the beginning stages of divorce so my ex may or may not be obligated to repay $1300 of that amount. So, worst case scenario is I have $4600 in credit card debt, best case is I have $3300. On top of this...
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