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It is currently Thu Feb 11, 2016 4:26 pm



Viewing profile - Joanna

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Joanna
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Joined: Wed Aug 01, 2007 9:29 pm
Last visited: Mon Oct 06, 2008 9:25 pm
Total posts: 19
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 9 Posts / 47.37% of user’s posts ]
Most active topic: My 'Changing Careers' Journal
[ 9 Posts / 47.37% of user’s posts ]

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Joanna Posts

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 Forum: Personal Finance   Topic: Returning user, would like some advice

Posted: Mon Oct 06, 2008 9:25 pm 

Replies: 6
Views: 2298


Hi everyone, I am a returning user of this forum and would love some advice. I am currently working as a teacher at a small private school, and I really enjoy it. The public school system is VERY hard to get into here, and in the past they have only offered me occasional work, so I have been stickin...

 Forum: Fiscal Fitness Journals   Topic: My 'Changing Careers' Journal

Posted: Fri Aug 31, 2007 11:11 pm 

Replies: 15
Views: 13450


floppel, did they test you with just a chemical sample, or with the actual food? My allergist always has me bring in an actual sample of the food, which eh mashes up with a bit of water and makes a paste with. I tested negative on the corn chemical sample, but when he tested me with actual live corn...

 Forum: Fiscal Fitness Journals   Topic: My 'Changing Careers' Journal

Posted: Fri Aug 31, 2007 8:31 pm 

Replies: 15
Views: 13450


Hi floppel. I started having problems about two years ago---itchy, inflamed eyes and patches of weird dry, itchy skin around my mouth and nose. I saw several student health doctors (I was in grad school at the time) and they all swore it was 'just eczema.' I have that at times too and know what it l...

 Forum: Fiscal Fitness Journals   Topic: My 'Changing Careers' Journal

Posted: Thu Aug 30, 2007 11:40 am 

Replies: 15
Views: 13450


Okay, an update from me :) I did not get on the school board hiring list, but I did get on their subbing list. I was just processing that when I got an offer from a private school for a full-time job! I start on Tuesday and I am very excited. The pay is MUCH more than I have made before, there are h...

 Forum: Personal Finance   Topic: Is a cash advance on your credit card a bad thing?

Posted: Thu Aug 23, 2007 7:32 pm 

Replies: 16
Views: 9192


Thanks for the feedback, everyone. I talked to my mother today and she pretty much agrees---I don't need it just yet, and if I do she would rather loan me the money herself. I had an interview today for the public school board, but it may be awhile before I hear back from them. I do have another int...

 Forum: Personal Finance   Topic: Is a cash advance on your credit card a bad thing?

Posted: Tue Aug 21, 2007 10:47 pm 

Replies: 16
Views: 9192


I have a question about cash advances on credit cards. It is necessarily a bad thing? Here is my situation: I have very good control of my budget right now thanks to a living situation with very minimal fixed expenses (rent includes utilities, hydro, cable, internet etc. so my only fixed expenses ar...

 Forum: Personal Finance   Topic: How much do you spend on food?

Posted: Tue Aug 21, 2007 10:39 pm 

Replies: 75
Views: 78503


It's just me, and I buy almost no prepared or frozen foods at all because of my food allergy, so I spent between $25-30 a week. I have spent about $90 this month and that includes two meals out :) Getting a food allergy has made me so frugal. I used to spend so much more than this.

 Forum: Personal Finance   Topic: REALLY eye-opening look at costs of eating at home vs out!

Posted: Sun Aug 19, 2007 11:36 am 

Replies: 4
Views: 3181


Brad, I have some food allergies which prevent me from buying a lot of snack foods and frozen foods. I had not realized I was spending so much money on that until I stopped! I make a lot of my own cookies, granola bars, snack foods etc. and I shop at an Asian fruit market which is quite cheap. So th...

 Forum: Personal Finance   Topic: REALLY eye-opening look at costs of eating at home vs out!

Posted: Fri Aug 17, 2007 8:39 pm 

Replies: 4
Views: 3181


I always used to dismiss the articles on the cost of eating at home being so cheap compared to eating out, but this article really opened my eyes: http://frugal.families.com/blog/how-much-does-it-cost-to-eat-at-home Basically, she has a formula she demonstrates that will show you how much it is real...

 Forum: Fiscal Fitness Journals   Topic: My 'Changing Careers' Journal

Posted: Thu Aug 16, 2007 8:50 am 

Replies: 15
Views: 13450


Whew, another update :) I finally got an interview date with the public school board! It's only a week away though! Apparently, it is to be a grueling interview too: an hour, altogether, with half of it being French and English oral and half being French written. Eep! There are no guarantees, of cou...

 Forum: Fiscal Fitness Journals   Topic: My 'Changing Careers' Journal

Posted: Wed Aug 15, 2007 8:56 pm 

Replies: 15
Views: 13450


Hi Plonkee. I was in the Waikato, near Auckland. Lovely area. The best $300 I spent that year was on my health insurance premium though :) It's a basin and all the pollen just sits there stuck between the mountains instead of being blown away. All of the Canadians had terrible allergies. Got some ba...

 Forum: Personal Finance   Topic: Question about student loan repayment

Posted: Tue Aug 14, 2007 6:17 pm 

Replies: 4
Views: 4209


I am almost done paying off the last of my credit card. I estimate I will have it paid off in two months at most. I am very responsible with it, but had some expenses related to moving home from overseas and to getting my professional certification processed after graduate school (many fees!) So I h...

 Forum: General Discussion   Topic: Moving to the US - Getting started

Posted: Tue Aug 14, 2007 6:09 pm 

Replies: 33
Views: 23077


What's wrong with a private landlord? Managed compounds have much less leeway for the terms of the lease. When I was overseas, I rented a room from a private individual and she was so sweet, took us out for dinner sometimes, bought us a dehumidifier when we were having mold problems etc. I learned m...

 Forum: General Discussion   Topic: Moving to the US - Getting started

Posted: Mon Aug 13, 2007 10:01 pm 

Replies: 33
Views: 23077


Does your business have an address you can use temporarily? I was a student overseas, and the university had to vouch for our accommodation in order for us to get visas. We planned to live off-campus (in fact, we had to due to a shortage of residence spots) but the university was still really great ...
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