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A place for Get Rich Slowly readers to ask questions
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Viewing profile - ladykemma2

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ladykemma2
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Joined: Fri Aug 03, 2007 7:18 am
Last visited: Sat Sep 10, 2011 3:30 am
Total posts: 20
[0.02% of all posts / 0.01 posts per day]
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Most active forum: General Discussion
[ 15 Posts / 75.00% of user’s posts ]
Most active topic: budget cuts in out household
[ 7 Posts / 35.00% of user’s posts ]

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Occupation: chemistry teacher
Interests: gemology, sewing
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ladykemma2 Posts

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 Forum: General Discussion   Topic: What tools does this household need?

Posted: Sat May 30, 2009 3:22 am 

Replies: 12
Views: 5683


in the divorce, all the tools went with him. gone. Now that i have financially stabilized, all i own is a ladder, hammer and a few screwdrivers. During hurricane IKE, i watched people haul away perfectly good downed tree limbs. what a waste of good fire wood. all i thought of was dang! wish i had a ...

 Forum: General Discussion   Topic: any travel / vacation ideas?

Posted: Sat Oct 04, 2008 3:38 am 

Replies: 25
Views: 10314


rather late to this post, i would do 4 days in colonial williamsburg. stay at the older days inn, walking distance to the historic district. next time i go, i will defintely not rent a car, it was unnecessary.

 Forum: General Discussion   Topic: What kind of watch do you wear?

Posted: Sat Oct 04, 2008 3:22 am 

Replies: 31
Views: 14450


I can get fired if i use my cell phone while at work. I teach high school, so if the kids can't have phones, neither can the teachers. I look at my watch about 400 times a day, including needing the date to write hall passes. I have a raymond weil tango stainless steel 2006 two tone (gold accents) w...

 Forum: General Discussion   Topic: anyone else having trouble logging on to frugal village?

Posted: Sat Mar 08, 2008 9:05 pm 

Replies: 0
Views: 2057


or.... did i get banned? (what did i do?)

 Forum: Personal Development   Topic: If money were no object, what you would/would not purchase:

Posted: Sun Feb 24, 2008 6:14 am 

Replies: 58
Views: 50973


if money were no object i would buy 1. a high carat 18/19/22/24k italian or indian chunky gold cuff or bangle bracelet. 2. a cape colored 2 carat or larger diamond solitaire. 3. i would get the interior and exterior of house painted. 4. i would do more self reliance things, like solar panels, outdoo...

 Forum: General Discussion   Topic: Buying New Furniture

Posted: Sun Oct 07, 2007 2:15 pm 

Replies: 9
Views: 5289


yes, people spend that much for a superior piece of furniture. trust me, it will be worth if to have a stickly (hickory, ethan allen, century, and some names who evade me at the moment). i paid 2000 for the century leather wing chair and have enjoyed its richness and quality every day for 10 years. ...

 Forum: Personal Finance   Topic: How much do you spend on food?

Posted: Sat Sep 08, 2007 3:52 am 

Replies: 75
Views: 78507


In asking this question, you should remind people to subtract non-grocery items. A trip to Safeway or Costco can entail cooking implements, shampoo, laundry soap, dish soap, toilet paper, Kleenex, feminine hygiene products, baby stuff, prescriptions, film processing, light bulbs, etc. i don't see h...

 Forum: Personal Development   Topic: Financal-related stress-not what you think

Posted: Sun Aug 19, 2007 11:02 am 

Replies: 3
Views: 4656


well, as a teacher, i can say that a son's text messaging will be a distraction at school.

kids text each other during class and cheat with text messaging during tests. your son does NOT need text messaging for his health, safety, or well being. don't get snookered.

 Forum: General Discussion   Topic: budget cuts in out household

Posted: Wed Aug 15, 2007 5:26 am 

Replies: 17
Views: 11416


update:

hubby accepted a job from a local furniture maker. it's low paying but he might learn something. 12 dollars an hour for 30 hours per week. we'll see.

my only concern is that cost of gasoline will eat into his small take home pay.

 Forum: General Discussion   Topic: budget cuts in out household

Posted: Wed Aug 15, 2007 5:24 am 

Replies: 17
Views: 11416


4. tax withholding is at "single" rate. is this right? I would think you'd want the withholding at married unless you have a reason to over-withhold. I found a great tool here that allows you to put your paycheck info in and see what the net take-home result would be. Another tool let's y...

 Forum: General Discussion   Topic: budget cuts in out household

Posted: Sun Aug 12, 2007 1:47 pm 

Replies: 17
Views: 11416


Thank goodness you were ahead of the game and already working the Dave Ramsey TMM. (1) Since you only have one income now, the emergency is fund is even more important. I wouldn't cut into the e/r fund to pay off the mortgage. (2) I would cut out the services that you and your husband (and kids if ...

 Forum: General Discussion   Topic: budget cuts in out household

Posted: Sun Aug 12, 2007 1:40 pm 

Replies: 17
Views: 11416


pf101 said: do you have access to a HELOC? I'm not a big fan of raiding your home equity but it's possible your husband will need seed money for his business so having that open that you can tap for a small business loan wouldn't be a bad thing. i do not think we will need to do a home equity loan. ...

 Forum: General Discussion   Topic: budget cuts in out household

Posted: Sun Aug 12, 2007 1:37 pm 

Replies: 17
Views: 11416


If your husband is home half-time looking for work, perhaps he could spend 1 hour a day cleaning the house. Keep an eye on the pest control and see if you need it. Drop down your cell phones, but don't cancel if you have one of those plans you have to buy out. I would not pay off the mortgage yet. ...

 Forum: Personal Finance   Topic: What is your relationship with credit cards?

Posted: Thu Aug 09, 2007 2:01 pm 

Replies: 29
Views: 15372


i like the gun example. loaded gun - useful tool, healthy respect.
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