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Viewing profile - troyce1

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troyce1
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Joined: Mon Dec 05, 2011 8:44 pm
Last visited: Tue Nov 05, 2013 8:37 pm
Total posts: 5
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 4 Posts / 80.00% of user’s posts ]
Most active topic: Am I crazy or could student loans be better off paid slowly?
[ 1 Post / 20.00% of user’s posts ]

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 Forum: Personal Finance   Topic: Where to Invest

 Post subject: Re: Where to Invest
Posted: Tue Mar 12, 2013 9:50 pm 

Replies: 3
Views: 1496


Why not hold off on maxing out the ROTH and put all that money towards the car and pay it off completely. This would also have a slight affect on your insurance if you did not have a car loan too I assume. You would realize an immediate gain/savings from not paying as much interest on the car note, ...

 Forum: Personal Finance   Topic: Possible cash out refinancing.

Posted: Tue Mar 12, 2013 9:47 pm 

Replies: 5
Views: 1441


What would the total cost (principal & interest ) be if you took out the 10 year loan, BUT kept paying the $1,350 vs. the cost of not doing anything different and continuing paying the loans as is.

How long would it take you to pay each off?

Make sense?

 Forum: Personal Finance   Topic: Another car post..

 Post subject: Re: Another car post..
Posted: Tue Mar 12, 2013 9:42 pm 

Replies: 1
Views: 743


You mentioned many things in your post. And asked many broad questions. You mentioned moving. Possibly moving in with your parents. You mentioned selling the car? How much is the car worth now? Realistically? You also mentioned on what to spend the car money on. You need to find the answer to EACH o...

 Forum: Personal Finance   Topic: Am I crazy or could student loans be better off paid slowly?

Posted: Tue Mar 12, 2013 9:22 pm 

Replies: 6
Views: 1418


No offense, but by even considering those as options you are psychologically capping / sabotaging your long term earnings potential by putting any of those options into play, IMO. Pay the debt off as fast as reasonably possible, unless you can put the same money towards other higher interest debts f...
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