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A place for Get Rich Slowly readers to ask questions
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It is currently Tue Sep 27, 2016 10:13 pm

Viewing profile - Sonja

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User statistics

Joined: Sun Jan 01, 2012 9:50 am
Last visited: Fri Feb 01, 2013 11:07 am
Total posts: 98
[0.11% of all posts / 0.06 posts per day]
Search user’s posts
Most active forum: Fiscal Fitness Journals
[ 38 Posts / 38.78% of user’s posts ]
Most active topic: Getting to zero and upwards
[ 18 Posts / 18.37% of user’s posts ]



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Sonja Posts

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 Forum: General Discussion   Topic: The National Debt - How Bad Is It and Who's Fault Is It?

Posted: Thu Jan 31, 2013 6:19 am 

Replies: 92
Views: 19677

Here's a reality check for those who complain that taxes are too high. Where would you go to get lower taxes? Mexico? Chile? Turkey? Here's how the US stacks up against other countries in the world in terms of tax rates. Funny thing that statistic. It again proves that statistics don't prove anythi...

 Forum: General Discussion   Topic: The National Debt - How Bad Is It and Who's Fault Is It?

Posted: Tue Jan 15, 2013 11:38 am 

Replies: 92
Views: 19677

I was really shocked by the numbers mentioned in this thread. 25% of Canada's GNP going up in interest payments and 10% of the USA. That's lots. Since in my country they've been talking about this for months/years I wondered how bad it would be. Somewhere near Canada I would assume from all the medi...

 Forum: Personal Finance   Topic: Help! How to keep track of expenses

Posted: Wed Jan 02, 2013 7:33 am 

Replies: 23
Views: 4471

What helps me, next to the great tips mentioned already, is an app for my phone from my bank. Quite frequently when I'm waiting for something (queue at the supermarket, water to boil) I'll play with my phone, like most people. But with this app I can get an instant overview of my account, money in a...

 Forum: General Discussion   Topic: gun control

 Post subject: Re: gun control
Posted: Wed Jan 02, 2013 7:16 am 

Replies: 131
Views: 18304

Here in the Netherlands we have a very restrictive gun policy. Only after a check are you allowed to buy a gun. But you're not allowed to store it at home, but need to leave it at the shooting club. After you've had it for a year and did regular practice shootings at the club are you allowed to take...

 Forum: Personal Development   Topic: 29 weeks to get in shape

Posted: Wed Jan 02, 2013 7:03 am 

Replies: 60
Views: 17178

Good for you! Also moneywise, drinking beers every weekend can add up ;)

But try setting some in between goals for yourself. It'll help you keep it up. For example set a goal to run 1 mile, or 3 miles. Lose 5 pounds or 10. Good luck!

 Forum: Personal Finance   Topic: I need advice.

 Post subject: Re: I need advice.
Posted: Wed Jan 02, 2013 6:55 am 

Replies: 45
Views: 5352

From your replies I understand you feel it's important for the kids to go to daycare even if you could find someone to babysit in your home for less than that. Fair enough. But it's not a black or white choice. You can keep the kids in the daycare for monday, wednesday, friday and have an in house s...

 Forum: Fiscal Fitness Journals   Topic: Help reaching my goal

 Post subject: Re: Help reaching my goal
Posted: Wed Jan 02, 2013 6:36 am 

Replies: 16
Views: 4116

With debts at 20-24% I'd really try and see if you can consolidate those debts into a lower interest loan somewhere. That's so much money you'll need to pay on just the interest only to stop you from gaining more debt. Any improvement could be well worth it. As for a second job, if you have any mark...

 Forum: Fiscal Fitness Journals   Topic: Getting to zero and upwards

Posted: Wed Jan 02, 2013 6:25 am 

Replies: 24
Views: 7609

2013. Wow, time flies. Last year around this time I said: My goal for this year is to pay off 10.000 euros of debt (ie $15k) and getting my emergency fund sorted out. With my current salary, and living conditions that should be realisitc. This is actually what I’ve been paying for the last year, exc...

 Forum: Fiscal Fitness Journals   Topic: I've HAD it and I'm TAKING OVER!!!

Posted: Wed Jan 02, 2013 5:47 am 

Replies: 40
Views: 9059

Hi Silvertonguedevil, I strongly recommend trying to get as accurate numbers as possible in your budget. You've mentioned two items so far that are different from what you originally thought, so there's a big change that more things aren't what you think they are. Spend some time this weekend (or le...

 Forum: Fiscal Fitness Journals   Topic: Getting to zero and upwards

Posted: Tue Nov 06, 2012 5:57 am 

Replies: 24
Views: 7609

So today I've done an update of my budget which I do every few months. Nothing big changed, but I did notice a note next to my clothes budget. So, I went back to see how long I've had this in there. And it's actually been in there since I started budgeting in November 2009. What the note said? "...

 Forum: Fiscal Fitness Journals   Topic: Time to set goals

 Post subject: Re: Time to set goals
Posted: Tue Nov 06, 2012 5:15 am 

Replies: 54
Views: 20104

Sounds like you're well under way with your money plan. It's the non fiscal ones that seem hardest? If you really want to lose that 5lbs but can't get your butt moving (like me and millions of others) you might want to look at what you're eating. Eating more healthy will have a bigger effect on your...

 Forum: Fiscal Fitness Journals   Topic: Getting to zero and upwards

Posted: Mon Nov 05, 2012 7:59 am 

Replies: 24
Views: 7609

And it's November, time flies! I wasn't allowed to start work yet in October, but this Thursday will be my first 2 hours back at the job since February. I'm just so happy to live in a country where there's job security when you get sick. Of course it's limited as well, but as long as I'm back to wor...

 Forum: Fiscal Fitness Journals   Topic: Getting to zero and upwards

Posted: Fri Aug 24, 2012 1:26 am 

Replies: 24
Views: 7609

Time moves on, and I've slowly been paying down my debts and building savings. Next month is holiday time, which is all paid for already. So for now I've stopped the automatic savings and instead increased the payments on loan 1 to 1000E per month. Keeping this up would mean I'm done with loan 1 by ...

 Forum: General Discussion   Topic: Eating less meat - need some meal ideas

Posted: Fri Jun 01, 2012 11:44 pm 

Replies: 18
Views: 8197

@bpqui Try to look at your 'diet' as if it's money. Basically the same rules apply. Just see the excess fat as energy/exersice debt. - Spend more than you eat - Keep a log (for the first period) to figure out where and when you eat to much - create a budget (mealplan) - Increase excersice/income - D...
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