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Viewing profile - GetRichReader123

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GetRichReader123
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Joined: Mon Jan 16, 2012 11:25 am
Last visited: Fri May 31, 2013 6:21 am
Total posts: 8
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 7 Posts / 87.50% of user’s posts ]
Most active topic: A Right To A Credit Score, But Not For Free?
[ 3 Posts / 37.50% of user’s posts ]

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GetRichReader123 Posts

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 Forum: Personal Finance   Topic: What Would Be A Good Annual Return On A 401K, On An IRA?

Posted: Thu May 30, 2013 12:48 pm 

Replies: 5
Views: 1565


For the current year, 2013, what % would be considered a good annual return on a 401K fund? How about an IRA fund composed of mutual funds?

I'm trying to decide if I need to change my portfolio or if I am doing okay.

 Forum: Personal Development   Topic: Is 11% A Good Return?

 Post subject: Is 11% A Good Return?
Posted: Sat Jan 05, 2013 7:56 am 

Replies: 8
Views: 4532


Hi, I've had the same investment person for years. I do all of my IRA/mutual funds through her and when my employers switch 401K companies she usually advises as to how much of each fund to buy into. About two years ago I switched jobs and she convinced me to rollover my 401K into her company where ...

 Forum: Personal Finance   Topic: A Right To A Credit Score, But Not For Free?

Posted: Tue Jan 17, 2012 10:02 am 

Replies: 11
Views: 1613


Does creditkarma.com require that you submit a credit card number like other so called "free" services? No. You will have to give them SSN and other personal information to get a score though. They don't charge you anything or require you to sign up for any for-fee services. How do they m...

 Forum: Personal Finance   Topic: Building A Credit History: Advice?

Posted: Tue Jan 17, 2012 9:22 am 

Replies: 8
Views: 1617


It helps. Also, if you run your debit card as credit at retailers, it contributes to your credit score. I've already been doing that for a number of years and as far as the credit agencies are concerned, I don't have a credit score or history. I use CreditKarma.com and it gives me a good breakdown ...

 Forum: Personal Finance   Topic: A Right To A Credit Score, But Not For Free?

Posted: Tue Jan 17, 2012 9:20 am 

Replies: 11
Views: 1613


Does creditkarma.com require that you submit a credit card number like other so called "free" services?

Does asking for credit scores through creditkarma.com effect your credit rating the way requesting a report would?

 Forum: Personal Finance   Topic: Building A Credit History: Advice?

Posted: Mon Jan 16, 2012 11:48 am 

Replies: 8
Views: 1617


About ten years ago I had the first big loan of my life. Twenty thousand dollars in student loans. I paid it off early, in just 2 years. Several years later I got annoyed with my credit card finding new ways to charge me fees. Since I mostly used my debit/atm/credit card, I let it expire and have be...

 Forum: Personal Finance   Topic: A Right To A Credit Score, But Not For Free?

Posted: Mon Jan 16, 2012 11:35 am 

Replies: 11
Views: 1613


In the process of getting some things solved I had to order a credit report from transunion. After waiting a week to get it, they gave me a history, a statement saying I had a right to see my score and a statement that I had to pay $8 to see a score. Is this the case with the other two credit agenci...
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