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Viewing profile - Ashishduh

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Ashishduh
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Joined: Wed Jan 25, 2012 2:01 pm
Last visited: Fri Jul 06, 2012 9:07 am
Total posts: 10
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 7 Posts / 70.00% of user’s posts ]
Most active topic: Save money by remembering time does not equal money
[ 2 Posts / 20.00% of user’s posts ]

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Ashishduh Posts

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 Forum: Personal Finance   Topic: Monthly Grocery Bill

 Post subject: Re: Monthly Grocery Bill
Posted: Wed Feb 08, 2012 10:12 am 

Replies: 23
Views: 11145


My wife an I have been trying to reign in the "food" budget (all grocery store items including for pets, eating out) Went from $1200 a month down to $800 a month. I can live with that number, we'll see if it holds. Making a weekly list really helps, not only to avoid overspending at the gr...

 Forum: Personal Finance   Topic: Emergency Fund vs. Credit Card Debt Payment

Posted: Tue Jan 31, 2012 8:55 pm 

Replies: 10
Views: 2357


I don't see why you can't just use the credit line as an emergency fund, so pay that off first. Simple!

 Forum: Personal Finance   Topic: Little Known Financial Facts

Posted: Tue Jan 31, 2012 8:52 pm 

Replies: 7
Views: 1856


Your point about Roth IRA deductions is incorrect. Maybe your advisor told you traditional IRA?

 Forum: Personal Finance   Topic: Pay off car loan or start roth IRA?

Posted: Tue Jan 31, 2012 8:39 pm 

Replies: 4
Views: 1226


Alright, I'll start that Roth IRA asap, thanks guys.

 Forum: Personal Finance   Topic: Payoff Mortgage or Refinance?

Posted: Tue Jan 31, 2012 1:59 pm 

Replies: 12
Views: 1964


It seems to me that you have plenty of liquidity, and it's a no-brainer to pay off the mortgage. The key factor here is will your remaining liquid assets be able to cover living expenses long-term, should your wife remain unemployed (in addition to any other emergency that may arise). The answer see...

 Forum: Personal Finance   Topic: Pay off car loan or start roth IRA?

Posted: Tue Jan 31, 2012 12:32 pm 

Replies: 4
Views: 1226


Hello all. My wife and I have a car loan of 25k @ 3.25%. We contribute about 12.5k/yr to retirement (401k up to employer match and my Roth IRA up to max). We have about $600/mo that are unbudgeted. My thinking is that we should open up a Roth IRA for my wife while our income level is relatively low....

 Forum: Personal Development   Topic: Is College worth it.

 Post subject: Re: Is College worth it.
Posted: Tue Jan 31, 2012 12:01 pm 

Replies: 38
Views: 17831


I gotta say it... While the bundled numbers clearly support the point that college is extremely conducive to employment, let's also note that, while statistics are harder to come by, I have no doubt that a large fraction of the baggage handlers and taxi drivers with degrees actually have degrees in...

 Forum: Tips, Tricks, Links, Pointers   Topic: Save money by remembering time does not equal money

Posted: Thu Jan 26, 2012 3:20 pm 

Replies: 30
Views: 23966


You're right but that is very different from your original point and your example is not very good. Many things are overpriced for the amount of convenience they provide. But there are plenty of people who would pay, say, $5 to buy an extra hour of free time each day (2.50 toll both ways, saving 30 ...

 Forum: Tips, Tricks, Links, Pointers   Topic: Save money by remembering time does not equal money

Posted: Wed Jan 25, 2012 2:05 pm 

Replies: 30
Views: 23966


Completely false statement, it violates the rule that states "everything has a price" including time.
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