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Viewing profile - kagraham

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kagraham
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Joined: Sat Feb 25, 2012 9:59 pm
Last visited: Fri Oct 05, 2012 7:38 pm
Total posts: 9
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 9 Posts / 100.00% of user’s posts ]
Most active topic: Poor Car decision: Need to Eat the costs?
[ 6 Posts / 66.67% of user’s posts ]

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kagraham Posts

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 Forum: Personal Finance   Topic: How many saving accounts do you have?

Posted: Tue Oct 02, 2012 8:31 pm 

Replies: 40
Views: 9959


We currently have 2 as of 10 minutes go! 1) at local credity union with our checking account 2) just trasnferred our emergency fund to ING I finally made the transfer because I realized the large sume of in our single savings account (half saved for my wifes nursing school, half for EF) was playing ...

 Forum: Personal Finance   Topic: Poor Car decision: Need to Eat the costs?

Posted: Tue Oct 02, 2012 7:34 pm 

Replies: 19
Views: 3083


Last December I convinced my wife of a poor financial decision (obvious now) and bought a used BMW for about $30K ($400 monthly pmt). I have always been a huge car fanatic and I really enjoy this vehicle still every time I drive it. I don't want to put you on the spot, so please pass on this if it'...

 Forum: Personal Finance   Topic: Poor Car decision: Need to Eat the costs?

Posted: Tue Oct 02, 2012 7:06 pm 

Replies: 19
Views: 3083


Why are you so busy? Do you see it letting up any time soon? Is there anything you can defer, delegate, hire out, or just not do? You'll lose a pretty big chunk of dough by selling it to a dealer, especially selling it directly rather than trading it in for another car. I have a friend who sold his...

 Forum: Personal Finance   Topic: Poor Car decision: Need to Eat the costs?

Posted: Sun Sep 30, 2012 6:33 pm 

Replies: 19
Views: 3083


Saving up for a BMW is easier with a wife who works as a nurse, and don´t study for one. If a nice car is really, really important to you and your wife loves you, she will end up letting you buy another in the future. She's working hard to increase her earning potential and he's supporting that, wh...

 Forum: Personal Finance   Topic: Poor Car decision: Need to Eat the costs?

Posted: Sat Sep 29, 2012 8:04 am 

Replies: 19
Views: 3083


Northern, I definately did learn something, to listen to my wife when it comes to justifying big purchases :o I'm probably not being completely honest with myself when I say it's not hurting us. We're not in the hole for the car, but until my wife is out of nursing school, we're not able to save ver...

 Forum: Personal Finance   Topic: Poor Car decision: Need to Eat the costs?

Posted: Fri Sep 28, 2012 9:46 pm 

Replies: 19
Views: 3083


Last December I convinced my wife of a poor financial decision (obvious now) and bought a used BMW for about $30K ($400 monthly pmt). I have always been a huge car fanatic and I really enjoy this vehicle still every time I drive it. Anyways, I just wrote a check for the first semester of nursing sch...

 Forum: Personal Finance   Topic: Finance or pay cash for a car?

Posted: Sun Feb 26, 2012 7:57 pm 

Replies: 32
Views: 9389


Plenty of people have responded with respect to choosing to finance vs. pay cash for a car. But for other readers, I just wanted to add one more thought. With today's interest rates, a very important part of your vehicle purchase is arriving at a good price. Are you going to be trading any vehicles ...

 Forum: Personal Finance   Topic: EF funded: Need advice for long term/short term allocations

Posted: Sat Feb 25, 2012 11:04 pm 

Replies: 1
Views: 906


Wow, what a great resource I found earlier this week. Thank you all in advance for any advice you might offer; this may get lengthy. My wife and I just finished funding our 3month EF and it's sitting in our savings acount at the local CU. We have our first child due May 2nd (its a boy!) Most of our ...
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