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A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Thu Sep 29, 2016 1:28 am

Viewing profile - Marcopolo

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User statistics

Joined: Sat Mar 03, 2012 11:50 pm
Last visited: Wed Aug 06, 2014 8:46 am
Total posts: 53
[0.06% of all posts / 0.03 posts per day]
Search user’s posts
Most active forum: Personal Finance
[ 35 Posts / 66.04% of user’s posts ]
Most active topic: Savings as a Percentage of Gross Income
[ 7 Posts / 13.21% of user’s posts ]



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Marcopolo Posts

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 Forum: Personal Finance   Topic: Financial mess-help please

Posted: Sat Jun 14, 2014 8:03 pm 

Replies: 10
Views: 1563

Sunflower , I agree with the others that say it is fairly impressive for a single-mom to be where you are where you own your home, have a rental , contributing to the 401K , etc. Further , I think its pretty impressive that you can pay for health insurance , 401K , taxes withholding , and still take...

 Forum: Personal Finance   Topic: What to do with my extra income?

Posted: Sat Dec 28, 2013 11:10 am 

Replies: 12
Views: 1590

Dakota -

Just curious , what type of business did you start ?


 Forum: Success Stories   Topic: Successful Portfolio Strategies

Posted: Thu Nov 28, 2013 12:41 pm 

Replies: 16
Views: 20259

401K Portfolio

And about 5 % in cash .


 Forum: Success Stories   Topic: Successful Portfolio Strategies

Posted: Thu Nov 28, 2013 12:33 pm 

Replies: 16
Views: 20259

I would like to hear what people have in their portfolios , their age : Here is my 401K portfolio : HES Hess Petro 4.25 % MSFT Microsoft 3.93 % EEM Ishares MSCI Emerging Markets 4.06 % EFA Ishares TR MSCI EAFE 3.35 % GLD SPDR Gold Shares 4.62 % VNQ Vanguard Reit 4.84 % VOO Vanguard SP500 9.02 % VB V...

 Forum: Personal Finance   Topic: Roth IRA: which fund?

 Post subject: Re: Roth IRA: which fund?
Posted: Tue Nov 05, 2013 7:47 pm 

Replies: 8
Views: 1575

you are 25 and access to vanguard funds ?

half in vti (vanguard total stock market ) and
half in voo (vanguard small company index )

and just let it play out ... and of course, dollar cost average into these funds on the same day of the month .


 Forum: Personal Finance   Topic: How do you keep track of it ?

Posted: Tue Nov 05, 2013 7:44 pm 

Replies: 9
Views: 1646

Lis, Good point ! I use Mint as well and I love how I can keep track of "my number" , the net worth of the totals of the accounts I track . This is great feedback on a daily basis . I also Personal Capital , mostly on my iPhone which does the same thing as Mint but I like the way it catego...

 Forum: Personal Finance   Topic: How do you keep track of it ?

Posted: Sat Nov 02, 2013 6:12 pm 

Replies: 9
Views: 1646

I have a spreadsheet where I keep track of the Plan that looks like the following : Account Totals ($) Jan Feb Mar Apr May Jun ... Cash Account 1 Cash Account 2 Cash Account 3 Investment Account 1 Investment Account 2 Investment Account 3 Contributions ($) Jan Feb Mar Apr May Jun ... Cash Account 1 ...

 Forum: Personal Finance   Topic: How do you keep track of it ?

Posted: Sat Nov 02, 2013 6:05 pm 

Replies: 9
Views: 1646

I would like to hear from folks as to how they keep track of their primary accounts / cash and investment accounts ? Do you keep track with a software product like Quicken ? YNAB ? Quickbooks ? Peachtree ? Other software Do you keep track with spreadsheets and how are those organized ? Do you have a...

 Forum: Success Stories   Topic: Write It Down !

 Post subject: Re: Write It Down !
Posted: Fri Oct 04, 2013 9:35 am 

Replies: 7
Views: 11745

AND WHEN I SAY WRITE IT DOWN , I MEAN HAVE YOUR PLAN WRITTEN DOWN .... I have a spreadsheet that shows all of my tracked assets by month in the year , contributions by month , returns on each asset by month .. I put this excel sheet into dropbox , so it is available on all devices to look at frequen...

 Forum: Fiscal Fitness Journals   Topic: Frugal Coconut

 Post subject: Re: Frugal Coconut
Posted: Sun Jun 16, 2013 12:03 pm 

Replies: 29
Views: 18212

Frugal Coconut -

It looks like you are contributing to both a 401K Roth and a Roth IRA .

Are you over 50 years old and splitting up the $22,500 contribution between the 401K Roth and the Roth IRA or is it really a 401K (traditional ) ?

Please advise.

Marco Polo

 Forum: Success Stories   Topic: Write It Down !

 Post subject: Write It Down !
Posted: Fri Mar 29, 2013 3:12 pm 

Replies: 7
Views: 11745

I don't know how you all keep track of your assets and liabilities , but I have found it extremely useful to have a financial plan that shows what is planned and what actually happened . At the end of the month , I update the actuals in all my major accounts for both the asset and liability (credit ...

 Forum: Fiscal Fitness Journals   Topic: I've HAD it and I'm TAKING OVER!!!

Posted: Sat Jan 19, 2013 1:38 pm 

Replies: 40
Views: 9106

Here is what I would do : 1) Get rid of cable , get netflix for $7-10/month and buy an apple tv to link netflix and run thru your regular tv. 2) CAR -- this is expensive to have a loan for $27K . Sell the car , if you can't get enough to pay this off , wait until you can . With little savings , you ...

 Forum: Personal Finance   Topic: I need advice.

 Post subject: Re: I need advice.
Posted: Sat Dec 29, 2012 11:51 am 

Replies: 45
Views: 5352

My wife and I make a decent amount annually, $130k combined. Cashflow is a serious issue. We truly live paycheck to paycheck and have maybe $100 in our accounts at the end of the month. Our monthly cashflow is as follows. net income $6950 (after taxes, deductions, etc.) cable $50 electric $170 mort...

 Forum: Personal Finance   Topic: Help! How to keep track of expenses

Posted: Tue Nov 27, 2012 8:27 pm 

Replies: 23
Views: 4471

Further explanation : ING allows you to setup sub-savings accounts rather easily . I transfer to the following accounts every pay-period : 1. Emergency Account 2. Extraordinary Expense Account -- this is for extraordinary expenses during the year - new tires for car / pet reserve for vet / gifts / v...
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