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Viewing profile - takesflight

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takesflight
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Joined: Tue Apr 10, 2012 12:47 pm
Last visited: Thu Aug 23, 2012 8:08 pm
Total posts: 8
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 8 Posts / 100.00% of user’s posts ]
Most active topic: Young Person Seeking Input
[ 4 Posts / 50.00% of user’s posts ]

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 Forum: Personal Finance   Topic: Whole life insurance inquiry...again

Posted: Thu Aug 23, 2012 9:42 am 

Replies: 3
Views: 1470


Hello! I posted earlier but now have more information and am a bit more confused. My uncle bought me a whole life insurance policy when I was born for the face amount of $100k. He's been paying any premiums until now. Since interest rates are not great right now, my annual premium is near $600. The ...

 Forum: Personal Finance   Topic: I know the general consensus about life insurance...

Posted: Fri Aug 10, 2012 9:49 pm 

Replies: 6
Views: 1554


Thank you all for the replies. I do not have any dependents at this time. I will look into the exact amount that would be taxed, but the citation helps. And as for PT school, yes I definitely agree the less loans the better. My target schools are those with in-state tuition that would come out to 60...

 Forum: Personal Finance   Topic: I know the general consensus about life insurance...

Posted: Tue Aug 07, 2012 9:37 am 

Replies: 6
Views: 1554


but just wanted to make sure. My uncle bought a policy for me when I was born, now it is mine to do as I wish with and this year the premium is 600$. Cash value is a bit over $6000. I am 23, working an entry level job, completing physical therapy prereqs and hope to go to PT school in two years. PT ...

 Forum: Personal Finance   Topic: Young Person Seeking Input

Posted: Sun Apr 15, 2012 7:23 am 

Replies: 13
Views: 2149


Again, thanks for the replies. Given new legislation, the government will no longer subsidize loans starting in July 2012. This article may be of interest: http://www.usnews.com/education/best-graduate-schools/top-graduate-schools/paying/articles/2012/03/13/grad-students-to-lose-federal-loan-subsidy

 Forum: Personal Finance   Topic: Young Person Seeking Input

Posted: Fri Apr 13, 2012 12:28 pm 

Replies: 13
Views: 2149


Thanks for the replies. The Perkins loan would not accrue and realistically I don't think I would be able to max out the Roth IRA in the coming years... I plan on borrowing money to pay for my graduate degree, around 50-60k (and that's the best case scenario). The gov't is no longer subsidizing loan...

 Forum: Personal Finance   Topic: Young Person Seeking Input

Posted: Tue Apr 10, 2012 3:05 pm 

Replies: 13
Views: 2149


My food costs are accounted for next year, as I specified, so I will be making enough to feed myself and will not need to borrow any money next year.

 Forum: Personal Finance   Topic: Young Person Seeking Input

 Post subject: Young Person Seeking Input
Posted: Tue Apr 10, 2012 1:20 pm 

Replies: 13
Views: 2149


Hi, Thanks for taking the time to read this. I am currently 22 and working full-time. I want to go back to school to complete prerequisites in order to apply to PT school. I currently have $15,000 that I've saved, $5,000 of which I want to put into a Roth IRA. I will be able to save about $2400 more...
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