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Viewing profile - patcassidy

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patcassidy
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Joined: Wed Apr 11, 2012 6:26 am
Last visited: Fri Aug 10, 2012 4:29 am
Total posts: 4
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Most active forum: Personal Finance
[ 4 Posts / 100.00% of user’s posts ]
Most active topic: Laddering life insurance
[ 1 Post / 25.00% of user’s posts ]

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 Forum: Personal Finance   Topic: Should I drop my whole life insurance?

Posted: Wed Jul 11, 2012 2:08 am 

Replies: 8
Views: 3428


PHS, you're right, underwriting for a new policy with diabetes may cause an unnatural rise in new premiums. As jaiko suggested, sometimes, providers like NWM are open to exchanging terms and conditions on one type of policy for another. You may be able to work a good deal within the company if you w...

 Forum: Personal Finance   Topic: Laddering life insurance

Posted: Wed Apr 11, 2012 6:30 am 

Replies: 4
Views: 1615


It will be cheaper just getting one policy to cover that amount. As a general rule, if you really want to split your life insurance cover, do it between term life and whole life. But as far as your situation is concerned, whole life premiums will be entirely unaffordable. Buy an expensive policy for...

 Forum: Personal Finance   Topic: life insurance at age 19?

Posted: Wed Apr 11, 2012 6:28 am 

Replies: 27
Views: 5157


Use a quote generator to find what you qualify for. Sure, we're more than happy to sell you life insurance, but always consider the long term approach. If you're younger than 20 years old, maybe you have other things to take care of first, like college debt, car payments and saving up for the future...
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