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A place for Get Rich Slowly readers to ask questions
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It is currently Thu Sep 29, 2016 10:03 am



Viewing profile - Bichon Frise

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Bichon Frise
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Joined: Fri May 04, 2012 2:23 pm
Last visited: Thu Sep 08, 2016 9:04 am
Total posts: 1078
[1.21% of all posts / 0.67 posts per day]
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Most active forum: Personal Finance
[ 978 Posts / 90.72% of user’s posts ]
Most active topic: Trying to plan for my taxes next year
[ 17 Posts / 1.58% of user’s posts ]

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Website: http://www.pfblogwatchdog.com

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Bichon Frise

"If you only have 1 year to live, move to Penn...as it will seem like an eternity."

avocado wrote:
Good to see you back, I was starting to miss your incisive commentary!

Bichon Frise Posts

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 Forum: Personal Finance   Topic: fun money?

 Post subject: Re: fun money?
Posted: Tue Aug 30, 2016 10:26 am 

Replies: 7
Views: 376


Isn't all money fun money?

 Forum: Personal Finance   Topic: Buying a used car

 Post subject: Re: Buying a used car
Posted: Wed Aug 24, 2016 11:18 am 

Replies: 16
Views: 618


i've driven a grand am in the rocky mountains for the last 15 years and never been in the ditch. my sister had a subaru legacy and they got rid of it because their elantra drove better in the snow. I also have 2 land cruisers, but often take the grand am up to the mountains. You most likely don't ne...

 Forum: Personal Finance   Topic: Downgrading car worth it?

Posted: Tue Aug 16, 2016 8:47 am 

Replies: 8
Views: 546


Only one person wins when making car transactions. And that person is not you. If you can afford the car, keep it. If it is draining you, sell it.

Since you don't want to provide more personalized details, you get a canned response.

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Tue Aug 16, 2016 8:34 am 

Replies: 57
Views: 2879


Waiting for the "why not being diversified makes sense for me" thread.

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Mon Aug 15, 2016 12:18 pm 

Replies: 57
Views: 2879


LMoot wrote:
Thank you RayinPenn, I will : ) I'll file it in my "Nothing in life is guaranteed, including life" folder, next to "Anything can go wrong, but not everything will go wrong".


pffft....millennials.

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Thu Aug 11, 2016 1:46 pm 

Replies: 57
Views: 2879


Furthermore, this "risk" is not the same as investment risk is suggested. If one is highly organized with a good safety margin, the "risk" by doing this is basically negligible. So back to the original post, LMoot's strategy, yes it's a bit risky. But so is starting a business o...

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Thu Aug 11, 2016 7:41 am 

Replies: 57
Views: 2879


That's OK. As an infamous millennial I'm used to the older generations' overall criticism and rejection of everything newfangled. Didn't mean to shake up the regularly scheduled broadcast of "invest in stocks, buy used cars always, and get a degree in a STEM-related field." No, borrowing ...

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Thu Aug 11, 2016 7:25 am 

Replies: 57
Views: 2879


back to the subject at hand. using 0% loans from credit cards is idiotic. too much risk if you make one mistake along the way. Capital is cheap today. I'm just grateful I've never had to resort to these tactics. I know we can't all make it into the "2 comma club" before age 30, but I have...

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Wed Aug 10, 2016 3:05 pm 

Replies: 57
Views: 2879


back to the subject at hand. using 0% loans from credit cards is idiotic. too much risk if you make one mistake along the way. Capital is cheap today. I'm just grateful I've never had to resort to these tactics. I know we can't all make it into the "2 comma club" before age 30, but I have ...

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Mon Jul 25, 2016 7:52 am 

Replies: 57
Views: 2879


just hope one day, that house of cards of doesn't fall at the most inopportune time. Then, the hammer will fall, and it will hurt.

 Forum: Personal Finance   Topic: Using Credit Cards in lieu of a personal loan

Posted: Fri Jul 22, 2016 8:38 am 

Replies: 57
Views: 2879


I know Lmoot will have a million caveats on why her situation is unique and why it can be expanded to the rest of the world. But, what is proposed above is poor advice for the general public.

 Forum: Personal Finance   Topic: Protection from Insurance Company

Posted: Tue Jul 19, 2016 11:31 am 

Replies: 10
Views: 505


My experience has been totally different. When I was hit by a vehicle when I was on my bicycle a couple years back, my medical insurance processed and paid all bills. They then filed a lien on any settlement I may have received, ensuring they would be made whole through any settlement or compensatio...

 Forum: Personal Finance   Topic: Credit Card Flight Miles - reality check

Posted: Mon Jun 20, 2016 12:08 pm 

Replies: 4
Views: 1542


points "earned" within credit card schemes usually have a fixed value of $0.01/point if redeeming for gift cards or statement credit. So, 40,000 = $400. I have about 400,000-500,000 chase ultimate reward point and the same number in amex membership rewards. Obviously, a lot in points with ...

 Forum: Personal Finance   Topic: Help with 401k and IRA Roth

Posted: Mon Jun 13, 2016 6:51 am 

Replies: 1
Views: 810


no bonds? no international? you should have a desired asset allocation, which includes some amount of bonds, and you should rebalance at least annually to maintain that asset allocation. Not what you contribute, but what your accounts actually are. With a relatively low balance, you don't need to bu...
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