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Viewing profile - slweal

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slweal
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Joined: Sat Jun 09, 2012 5:04 pm
Last visited: Sun Mar 24, 2013 12:00 pm
Total posts: 8
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 8 Posts / 100.00% of user’s posts ]
Most active topic: Dad's credit card overlimit, affects my credit, advice
[ 2 Posts / 25.00% of user’s posts ]

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 Forum: Personal Finance   Topic: Credit Karma

 Post subject: Re: Credit Karma
Posted: Sat Dec 08, 2012 10:13 am 

Replies: 10
Views: 2422


I very much enjoy credit Karma, but I do know there can be quite a discrepancy between the score they generate and my actual score. The past 3 times credit karma has been 50 points higher than my experian score (which my credit union uses). I realize this is different from the Transunion score but i...

 Forum: Personal Finance   Topic: Student loans and a new car loan?

Posted: Sun Nov 25, 2012 8:35 pm 

Replies: 6
Views: 6414


2006? Are you kidding me? My last car was a 1996 (which I drove until the beginning of 2012). And with over 230,000 miles- it was time. At least you have the option of keeping the car. I had to pile on a car loan on top of my student loans. Now, I'm working towards getting my total debt under what i...

 Forum: Personal Finance   Topic: Getting a car coming out of college

Posted: Fri Oct 12, 2012 10:40 pm 

Replies: 20
Views: 3066


Buy a used rental car. I got a 2010 toyota corolla for $10,800. Yes it had 45,000 miles, but pay a couple grand more and you'll get something with under 30,000 miles. I've had it almost a year. No issues. All big rental car companies throw out their cars before (usually well before) they reach 50,00...

 Forum: Personal Finance   Topic: Dad's credit card overlimit, affects my credit, advice

Posted: Tue Aug 14, 2012 6:02 pm 

Replies: 6
Views: 1648


My dad is usually very good about keeping his score high- paying everything on time, but they have been struggling lately with carrying balances. He is willing to take the steps to remove me off the account though and I think that may be for the best. I want my score to reflect me and me alone, with...

 Forum: Personal Finance   Topic: Dad's credit card overlimit, affects my credit, advice

Posted: Tue Aug 14, 2012 1:44 pm 

Replies: 6
Views: 1648


I got notified today from my credit monitoring service (free through AAA) that a potentially negative piece of information was reported. My father has me as an authorized user on his Shell gas credit card although I no longer have access to the account since high school, and I've graduated college n...

 Forum: Personal Finance   Topic: How many saving accounts do you have?

Posted: Thu Aug 02, 2012 6:43 pm 

Replies: 40
Views: 9966


And here I was thinking I had too many savings accounts and I only have 3! I started with Ally, wanted to try out ING Direct, and I have a 3rd account that is technically a checking account holding the minimum to avoid the fees (1,500) so I can get a bonus on my rewards card (which I cash out and th...

 Forum: Personal Finance   Topic: Fidelity or Vanguard

 Post subject: Re: Fidelity or Vanguard
Posted: Sun Jun 10, 2012 10:06 am 

Replies: 6
Views: 3515


Has anyone started an account with just 1,000? I always read that it requires 3,000 to open a roth IRA with Vanguard, but then I see the options for buying in certain indexes for 1,000. I don't want to be caught off guard if I decide I can scrape off 1,000 from my savings (I'm saving to move out of ...
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