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Viewing profile - pfwa47

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pfwa47
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Joined: Sun Jun 17, 2012 1:55 pm
Last visited: Thu Sep 13, 2012 12:47 pm
Total posts: 4
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Most active forum: Personal Finance
[ 4 Posts / 100.00% of user’s posts ]
Most active topic: Housing problems, no idea what to do.
[ 4 Posts / 100.00% of user’s posts ]

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 Forum: Personal Finance   Topic: Housing problems, no idea what to do.

Posted: Mon Jun 18, 2012 10:03 am 

Replies: 24
Views: 4891


Thanks Eagle - we actually do have a budget already and have our expenses and savings goals 100% mapped out :-) Incidentally, after taxes and 401k contributions, our take-home is only about $7000 a month (WA has no state taxes, but I work in OR so I get dinged with a 9% income tax anyway). We do nee...

 Forum: Personal Finance   Topic: Housing problems, no idea what to do.

Posted: Mon Jun 18, 2012 10:01 am 

Replies: 24
Views: 4891


Thanks for the responses everyone. Everyone is right, we absolutely can afford our current townhouse (which, again, my husband purchased on his own salary several years ago). We weren't considering bankruptcy, but rather strategic default. I don't like the idea of strategic default, but I also think...

 Forum: Personal Finance   Topic: Housing problems, no idea what to do.

Posted: Sun Jun 17, 2012 2:29 pm 

Replies: 24
Views: 4891


Apologies in advance for the length of this, and any advice is welcome. My husband and I make pretty good money (about $135K/year, combined), have secure jobs, are pretty frugal, and are doing a lot of the right things: saving up a good amount for retirement, saving for a house down payment, and sav...
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