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It is currently Fri Aug 26, 2016 5:05 am



Viewing profile - CHB

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CHB
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Joined: Mon Oct 15, 2007 7:52 pm
Last visited: Sun Jan 27, 2013 8:45 am
Total posts: 26
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 24 Posts / 92.31% of user’s posts ]
Most active topic: My Money Story-Ignorance & Denial, Enlightenment & P
[ 20 Posts / 76.92% of user’s posts ]

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CHB Posts

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 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Sun Jan 09, 2011 10:51 am 

Replies: 28
Views: 36816


Time for an update again! First a report on our 2010 average monthly expenses, which are not as good as we would've liked: Groceries=$421.37 Household =$125.61 Restaurants=$143.35 Rent=$1,200.00 Car-Gas=$63.78 Car-Repair/Maint.=$187.59 Car-Insurance=$151.54 (inflated b/c we switched from monthly to ...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Mon Apr 05, 2010 5:14 pm 

Replies: 28
Views: 36816


Thanks for your comment Peachy! The giving was right but I could've been clearer: $118/mo on gifts to others (would like to bring this down to $100), and $18/mo on charitable donations (I'd like to push this up to at least $25/mo - I always want to include this in my budget, no matter what). Enterta...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Fri Apr 02, 2010 7:24 pm 

Replies: 28
Views: 36816


Been a while since an update! It's fascinating to read through my posts to see what goals I had and how they've morphed. First, a listing of 2009 average monthly expenses, since I love tracking so much: $345 - Groceries $99 - Household $134 - Restaurants $1200 - rent $50 - Gas $207 - Car Repairs/Mai...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Thu Sep 03, 2009 1:38 pm 

Replies: 28
Views: 36816


I totally used the wrong number for our monthly gross income - it's more like $4750/mo guaranteed from our job paychecks. The $5300 is including all health and education reimbursements, gifts, and money paid back to us when we used our card to pay for a group social outing or tickets. Peachy, thanks...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

 Post subject: More freedom = more choices
Posted: Tue Sep 01, 2009 6:11 am 

Replies: 28
Views: 36816


All of my reimbursements came through, and we're in much better financial shape than one short year ago, when our dog got sick. We joke that she'll pull another fun medical issue out of her stocky 45lb frame, but the vet just gave her an excellent bill of health! We lose the 0% interest on our AmEx ...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Mon May 04, 2009 6:39 pm 

Replies: 28
Views: 36816


Still dealing with negative work feelings, but trying to figure out positive, productive ways to deal with it, and remain grateful for it and all the opportunities it has for me. Just did our April monthly expenses, and things seem to be on track for us. I'm looking forward to a couple of reimbursem...

 Forum: Fiscal Fitness Journals   Topic: Post-Grad Finances

 Post subject: Feedback
Posted: Wed Feb 18, 2009 2:11 pm 

Replies: 18
Views: 12259


Congrats on having your financial "stuff" together right out of college. It took me a few years, it takes most people 10s of years, if at all. I have two suggestions that may or may not have come up: 1) Temp Agencies - I got one full time job thru temping, and on another occasion it helped...

 Forum: Fiscal Fitness Journals   Topic: Nottheangel's Fiscal Fitness Journal

 Post subject: Wow - keep with it!
Posted: Wed Feb 18, 2009 1:50 pm 

Replies: 85
Views: 41973


I'm glad to have found your story - I have whined often that I can't find many people in my same situation in the pf world (late 20s, married no kids, renters, saving for eventual house & kids, pursuing Master's degrees while working, etc.) but I can't believe your recent twist of your health sc...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Wed Feb 18, 2009 1:20 pm 

Replies: 28
Views: 36816


I have a pretty great job at a pretty great place to work, with good coworkers & bosses, flexible schedule, and great benefits. But I'm having the same problems at this job that I've had at every single job I've ever had - I still feel deeply "yucky" about working there. By yucky I mea...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Tue Feb 03, 2009 4:35 pm 

Replies: 28
Views: 36816


yes, those expenses were average per month expenses in '08. I just did our January expenses, and everything is looking great, except our entertainment expenses. It just so happens that a bunch of our favorite artists who we've never seen live before are coming to town this spring, plus hubs was able...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

 Post subject: whoops
Posted: Sun Jan 25, 2009 11:34 am 

Replies: 28
Views: 36816


guess that last post doesn't look so pretty! Oh well, now I know!

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Sun Jan 25, 2009 11:33 am 

Replies: 28
Views: 36816


I'm thinking of writing more in here, mainly to practice writing and help with my accountability. In my first post I wrote that I wanted to use this as a way to stop obsessing about money, but that hasn't happened so far. I love seeing people's actual expenses, so I thought I'd share mine here: 2007...

 Forum: Fiscal Fitness Journals   Topic: Fixing old mistakes, student neck deep in $100k of debt

 Post subject: Great start!
Posted: Fri Jan 23, 2009 10:00 pm 

Replies: 217
Views: 727664


You might not feel like you've really "started" yet, but just having this plan and awareness are awesome! One thing to look into may be to NOT consolidate your Perkins loans in with your other federal loans. They are the best loans you can have, and you would lose all the benefits if you c...

 Forum: Fiscal Fitness Journals   Topic: My Money Story-Ignorance & Denial, Enlightenment & P

Posted: Fri Jan 23, 2009 9:42 pm 

Replies: 28
Views: 36816


Cranky Belt, thanks for replying and the feedback! We opened the card because we wanted better rewards. We had a citi rewards card that we've paid off every month in full successfully for 2+ years and enjoyed many rewards, including two free plane flights, free hotel rooms, and $200 in student loan ...
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