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Viewing profile - margerie

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margerie
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Joined: Tue Aug 07, 2012 7:47 am
Last visited: Fri Apr 11, 2014 4:44 am
Total posts: 30
[0.03% of all posts / 0.02 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 25 Posts / 83.33% of user’s posts ]
Most active topic: Ready to roll
[ 25 Posts / 83.33% of user’s posts ]

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 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Fri Mar 28, 2014 4:34 am 

Replies: 44
Views: 12777


Been a while! I know this is a wonderful problem to have, but we're moving into a phase (probably temporary since we plan on having kids) where we are making more money than we know what to do with. For lack of a better strategy, I have just been throwing money at retirement accounts and I sure hope...

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Fri Jun 07, 2013 12:28 pm 

Replies: 44
Views: 12777


The good: my husband's new job is going wonderfully. He's going to be converted to full time! That might mean a bit of a cut in his hourly rate but it'll be worth it. The bad: I got diagnosed with bipolar 2 and the diagnosis came after I spent $4,000 in one month. I don't view this as an excuse as m...

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Thu Apr 04, 2013 3:49 pm 

Replies: 44
Views: 12777


Yay! He got two offers! Now to negotiate... but I feel really good about where he'd like to end up.

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Thu Apr 04, 2013 1:34 pm 

Replies: 44
Views: 12777


My husband has been offered a job! It's a six month, 1099 contact gig at $70 an hour. He has another job that we think he is a contender for. It would have more of a chance for conversion to W-2 and is at more of a household name kind of tech company. For that one, they are talking in the range of $...

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Fri Mar 29, 2013 6:01 am 

Replies: 44
Views: 12777


Thank you! There is definitely room for improvement but we're getting there. We're also spending a bit more on health related things but I think those are important. I think when I spend according to my values and not to fill an emotional black hole, well, that's a sign I'm doing much better with my...

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Fri Mar 15, 2013 6:39 am 

Replies: 44
Views: 12777


I've realized that we're going to easily hit 10k in our savings account this month. Probably a bit more. I'm so excited. The most we ever saved in the past was 4k.

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Fri Mar 01, 2013 8:39 am 

Replies: 44
Views: 12777


Savings: 8,300
Mortgage: 197,000

In general we've had a pretty good month. Life has been low key. I have seriously tamped down my overspending which feels great. We had about $400 worth of medical expenses but were able to cover them without halting our savings too much.

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Tue Feb 12, 2013 1:53 pm 

Replies: 44
Views: 12777


I don't think you should be embarrassed at all. Your savings is growing and you're working on some of the mental aspects of not spending. That's great progress! Thank you! It just felt a bit slow in January. We were short a paycheck and I spent a bit much on clothes. Also when I did our taxes, our ...

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Fri Feb 08, 2013 6:00 am 

Replies: 44
Views: 12777


Okay, it's been too long. I stayed away because I was feeling embarrassed that we hadn't made more progress. I gave up shopping for hobby supplies in the new year. At first it was rough but I'm feeling better all the time. More content, more relaxed. Enjoying all that I have instead of pining away f...

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Fri Dec 14, 2012 7:45 am 

Replies: 44
Views: 12777


Alright. Here's where we stand: Savings: $6190 Mortgage: $198,100 We have over 3 months of mortgage payments saved. Which feels pretty good. I got a 3% COL increase. It won't feel like much but every bit helps. One hiccup in January is we'll be short a paycheck because of a vacation. I think with th...

 Forum: Personal Finance   Topic: How do you learn to want less?

Posted: Tue Nov 20, 2012 11:39 am 

Replies: 20
Views: 3620


Can I ask what your hobbies are? You could explore variations on your hobbies that both build your creativity and reduce costs. If you are an artist for example you could prepare your own paints using natural pigments you collect and prepare yourself. The folks here are very ingenious at saving mon...

 Forum: Personal Finance   Topic: How do you learn to want less?

Posted: Mon Nov 19, 2012 5:21 pm 

Replies: 20
Views: 3620


I appreciate the insights. I know this is something I have to work on in service of the big picture in my life. - We have no more consumer/student loan debt as of just a few days ago. Our attention turns to saving and we have some finite goals for the next few years. But whatever we were paying towa...

 Forum: Personal Finance   Topic: How do you learn to want less?

Posted: Mon Nov 19, 2012 9:50 am 

Replies: 20
Views: 3620


I have a bit of a problem. I am filled with longing for stuff. It kinda doesn't matter what it is. I just want things. I go to online websites and fill up wish lists and carts full of stuff. Intellectually, I know that this stuff won't make me happy. I've read all about the hedonic treadmill. I also...

 Forum: Fiscal Fitness Journals   Topic: Ready to roll

 Post subject: Re: Ready to roll
Posted: Fri Nov 16, 2012 4:20 am 

Replies: 44
Views: 12777


It's windfall day! Actually, I hate calling it a windfall because technically, my husband earned this money. So it's more like mega-paycheck day. I paid off our credit cards and student loan. CC1 had a high of $2500, it is now $0 CC2 had a high of $8000, it is now $0 CC3 had a high of $2500, it is n...
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