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Viewing profile - johnnywyoming

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johnnywyoming
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Joined: Sun Aug 12, 2012 1:15 pm
Last visited: Mon Dec 01, 2014 12:40 pm
Total posts: 6
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 6 Posts / 100.00% of user’s posts ]
Most active topic: What would you do?
[ 3 Posts / 50.00% of user’s posts ]

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 Forum: Personal Finance   Topic: To pay off home or save

 Post subject: Re: To pay off home or save
Posted: Wed Nov 26, 2014 6:46 am 

Replies: 6
Views: 1261


The choice I see is whether we want to be mortgage free at retirement with savings and retirement and ss as retirement income. No, there is not an income possibility from the land other than selling it. If we move into town and sell the property then we will be paying $$ for rent anyway, plus we can...

 Forum: Personal Finance   Topic: To pay off home or save

 Post subject: To pay off home or save
Posted: Tue Nov 25, 2014 12:53 pm 

Replies: 6
Views: 1261


Apologies for the long post but I need to lay out the story. My wife and I have been working to be debt free for 2 ½ years and have had some progress. We are now working from a solid monthly budget, have paid off all credit card debt, and are now working on our $32,000 land loan, (will be down to $2...

 Forum: Personal Finance   Topic: What would you do?

 Post subject: Re: What would you do?
Posted: Mon Aug 13, 2012 2:30 pm 

Replies: 6
Views: 1855


We have around 6,000 in an emergency savings account. The truck is necessary as we are 30 miles out of town and we haul water three times a week. It is a 2007 Chevy Silverado and we need the four wheel drive in the winter. My 1994 Suburban that was running great with a new motor, all paid for, was c...

 Forum: Personal Finance   Topic: What would you do?

 Post subject: Re: What would you do?
Posted: Mon Aug 13, 2012 7:51 am 

Replies: 6
Views: 1855


Well, that's why i am asking what would others do. I won't be retiring until 68 - 70. After discussing it more after my post we do think our best approach is to sell the rental house, use that income to pay off the VISA and the truck loan. Then snowball the school loan and the primary property. The ...

 Forum: Personal Finance   Topic: What would you do?

 Post subject: What would you do?
Posted: Sun Aug 12, 2012 1:45 pm 

Replies: 6
Views: 1855


I am 61, my wife 54. Monthly Net: 5,625 We have a retirement account with state of WY, around 30k right now. both employers contribute we do not yet. VISA - $16,289 @ 10% $365 per month Mortgage rental property $52,000 @ 6.3% 589.00 per month "Mortgage" primary property $38,230 @ 6.5% $500...
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