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A place for Get Rich Slowly readers to ask questions
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Viewing profile - slamjam

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slamjam
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Joined: Sun Sep 30, 2012 10:51 am
Last visited: Mon Jan 27, 2014 7:54 pm
Total posts: 7
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 7 Posts / 100.00% of user’s posts ]
Most active topic: No non-mortgage debt, full e-fund - where to focus now?
[ 4 Posts / 57.14% of user’s posts ]

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 Forum: Personal Finance   Topic: No non-mortgage debt, full e-fund - where to focus now?

Posted: Mon Mar 25, 2013 10:52 am 

Replies: 29
Views: 3391


Thanks for all the input guys. My work told me an HSA is out of the question, so that's off the table. At this point I feel like I have a solid plan: 1. Max out my 401k (S&P 500 index), stop contributing to Wife's fee-laden 403b 2. Open Roth IRA for my wife (riskier funds a la Bogleheads portfol...

 Forum: Personal Finance   Topic: No non-mortgage debt, full e-fund - where to focus now?

Posted: Sun Mar 24, 2013 10:51 am 

Replies: 29
Views: 3391


Thanks for the input so far, everyone. BF: After reading through that link, it seems like I definitely need to restructure. I have an S&P 500 Index available through my 401k as well, and it also happens to be the lowest expense ratio I can choose. Done! Also planning on opening a Roth IRA for my...

 Forum: Personal Finance   Topic: No non-mortgage debt, full e-fund - where to focus now?

Posted: Sat Mar 23, 2013 2:30 pm 

Replies: 29
Views: 3391


Hey all, You all helped me refinance our house the last time I posted (many thanks!). Hopefully I can get the same helpful advice this time around for more personal finance stuff :) I'm wondering what our next big 'step' should be. We've just topped off our emergency fund (a full 6 months of expense...

 Forum: Personal Finance   Topic: Refi advice for young couple

Posted: Mon Dec 17, 2012 11:52 pm 

Replies: 9
Views: 1959


Thought I would follow up on this since no one ever really does.. hopefully someone will appreciate it :) House did not drop in value - appraised at $265k. Our credit was also higher than expected, both 740+. We chose a 30-year conventional and locked our rate in at 3.375%. Due to high LTV had to fi...

 Forum: Personal Finance   Topic: Refi advice for young couple

Posted: Mon Oct 01, 2012 4:19 pm 

Replies: 9
Views: 1959


Thanks for the advice. What am I looking for in an online lender? I don't mind going online, but I want to make sure I'm dealing with a reputable lender. Is there a site I can check out? Googling yields more advertisements/homepages than impartial sites. As far as actually 'applying', don't they do ...

 Forum: Personal Finance   Topic: Refi advice for young couple

Posted: Sun Sep 30, 2012 11:28 am 

Replies: 9
Views: 1959


Hi everyone - long time lurker, first time poster. We want to lower our monthly payments but aren't sure if now is the time to go about a refi. Here's as much info as I can think of: Current loan: - Bank of America FHA 30-year fixed @ 4.75% - $246k borrowed - $239k balance (have just been paying min...
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