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Viewing profile - p_wyt_12

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p_wyt_12
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Joined: Sat Oct 06, 2012 4:08 am
Last visited: Fri Nov 21, 2014 7:56 am
Total posts: 7
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 6 Posts / 85.71% of user’s posts ]
Most active topic: Help! How to keep track of expenses
[ 2 Posts / 28.57% of user’s posts ]

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Website: http://www.optionsforforeclosure.us

p_wyt_12 Posts

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 Forum: Personal Development   Topic: “My Life Goals and Objectives”

Posted: Sun Nov 11, 2012 8:50 am 

Replies: 11
Views: 9288


Amazing post. I've known about short term and long term goals when I was in high school and I think this one is more detailed. Will definitely try this one out, I'll just have to think my goals now since I'm kinda mixed up with things now. Thanks for posting this.

 Forum: Personal Finance   Topic: any good budgeting software out there?

Posted: Sun Nov 11, 2012 8:46 am 

Replies: 8
Views: 3068


I only use Microsoft Excel for budgeting but will definitely try those software mentioned if its a good thing to use. Thank you

 Forum: Personal Finance   Topic: Help! How to keep track of expenses

Posted: Sun Nov 11, 2012 8:42 am 

Replies: 23
Views: 4471


Frankly speaking, it's really hard to stick with the budget considering our economy now. It is hard to keep track of it because there'll be times that you have to spend on something that is out of the budget. Even though I can't keep track of it, I just assure that we live below what we can afford t...

 Forum: Personal Finance   Topic: Selling my underwater home, simple question

Posted: Thu Oct 18, 2012 2:06 pm 

Replies: 12
Views: 3693


I think what you are planning to do is great to increase the value of your property. I know it is really hard to cut down costs but it is great that you are making efforts to pay those debts with all your might. Hope you'll be successful in keeping some of the money after you sold it.

 Forum: Personal Finance   Topic: What to do with extra funds?

Posted: Thu Oct 18, 2012 1:46 pm 

Replies: 4
Views: 1481


Congratulations in having your first paycheck. If it were me, I'll probably spend half of that in paying my loan and half would be on savings or investments. But it's your decision so trust your instincts and go with it ;)

 Forum: Personal Finance   Topic: Should we sell/downsize our house to pay off our debt?

Posted: Wed Oct 10, 2012 8:43 am 

Replies: 15
Views: 3093


If it's a 40 year old house and still under mortgage, might as well sell it off to pay the mortgage. Since you don't have kids yet, it is okay to live in a condo as well. It is also safe since you're gonna be paying the dues. I understand that it is your way to cut some expenses so I support you on ...
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