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A place for Get Rich Slowly readers to ask questions
and exchange ideas
It is currently Fri Sep 30, 2016 4:48 pm

Viewing profile - Chibioki

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User statistics

Joined: Wed Oct 17, 2007 10:08 am
Last visited: Sun Apr 05, 2009 8:18 am
Total posts: 80
[0.09% of all posts / 0.02 posts per day]
Search user’s posts
Most active forum: Personal Finance
[ 44 Posts / 55.00% of user’s posts ]
Most active topic: Wedding and Money
[ 3 Posts / 3.75% of user’s posts ]



E-mail address:
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Location: Canada
Occupation: Retail

Chibioki Posts

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 Forum: Personal Finance   Topic: Cooking?

Posted: Sat Jan 24, 2009 3:12 pm 

Replies: 32
Views: 8702

Here is my actual spending on food and eating out [in November] Groceries 226.92 Eating out 169.49 Eating out includes; vending machine purchases, 1 fancy dinner out, 2 pizza nights, fast food meals and coffee with friends. If i average the meal's out it would have cost $897 for me and my SO to eat ...

 Forum: Personal Development   Topic: Need encouragement

Posted: Sat Jan 24, 2009 2:49 pm 

Replies: 11
Views: 7449

Thanks to everyone for their support.

I started crocheting again and once I'm done i'll take a look at those books [at the library :) ]

 Forum: Personal Development   Topic: Need encouragement

 Post subject: Need encouragement
Posted: Sat Jan 17, 2009 10:50 am 

Replies: 11
Views: 7449

Money is tight right now. My SO is in school right now full time and works part time 2-3 days a week. However he brings in very little money and we did not take out a student loan so most of our living expenses come out of my income. I know that I'll be happy with this choice when he's done school a...

 Forum: Personal Finance   Topic: Mom just started saving for retirement

Posted: Sun Nov 30, 2008 2:28 pm 

Replies: 29
Views: 6816

Sorry I didn't realize she asked for your help. Still she's not tell you the whole story. Thats understandable, but if she wants your help you need to be informed. How much debt does she have? Does she own her house? what's left on the mortgage? What are her expenses? How much will she get from SS? ...

 Forum: Personal Finance   Topic: Mom just started saving for retirement

Posted: Sat Nov 29, 2008 11:16 am 

Replies: 29
Views: 6816

I don't know as many of the details as I'd like. But my mother doesn't handle questions well, so asking was a bad idea. Sounds to me like your mom didn't ask you for help, and that your taking this upon yourself. Will she even listen to the advice you give her? Its understandable to be worried abou...

 Forum: Tips, Tricks, Links, Pointers   Topic: Before buying, ask yourself...

Posted: Mon Nov 17, 2008 1:16 pm 

Replies: 10
Views: 12132

One of the things i do when i'm shopping for something specific is before i even go out i ask how much its worth to me. Is a nice new purse worth $20, $40, $100? Once i decide how much something is worth to me i'm less likely to be swayed by the price tag or the word sale.

 Forum: Personal Development   Topic: Made in USA for Christmas - a personal challenge

Posted: Mon Nov 17, 2008 1:13 pm 

Replies: 13
Views: 8061

That Etsy site is GREAT. thanks for posting it.

Personally i think its a great idea.

 Forum: Personal Finance   Topic: Mom Says Teen Racked Up $7,000 On Own Credit Card

Posted: Sun Nov 16, 2008 11:35 am 

Replies: 2
Views: 2163

They can probably get the charges made before he was 18 removed, at least i hope they can. personally i think this is why you should talk to your kids and know something about what they are doing. I know WOW has a monthly fee so if i saw little johnny playing it and knew he didn't have a job i would...

 Forum: Personal Finance   Topic: How to get rid of huge student loan debt?

Posted: Mon Nov 10, 2008 9:49 pm 

Replies: 23
Views: 12554

Start looking for a job in your field NOW. Volunteering is a great way to get the experience everyone will tell you need, and its a good way to get connections. I don't know how many people graduate uni only to end up working in call centers.

 Forum: Tips, Tricks, Links, Pointers   Topic: Beans

 Post subject: Beans
Posted: Fri Nov 07, 2008 12:21 pm 

Replies: 3
Views: 4075

Okay we all know beans are cheap. I buy dried beans because they are lighter and take up less space. but sometimes i don't plan ahead and therefore don't soak them overnight. I've heard that you can soften them up by boiling them for a few minutes and then letting them sit. But every time i do that ...

 Forum: Personal Finance   Topic: Do you NEED a budget?

Posted: Fri Nov 07, 2008 8:34 am 

Replies: 26
Views: 6881

I like budgeting. I never went into debt without a budget and i did manage to save. But with a budget i can control what i spend my money on. I don't want to be the type of person who spends twice as much money on fast food as she does on groceries but thats exactly what happens without a budget. Wi...

 Forum: Personal Finance   Topic: Savings vs. Student loans?

Posted: Fri Nov 07, 2008 8:20 am 

Replies: 11
Views: 3617

I don't think there are CD's with interest rates of 6.5%. Granted i don't know much about investing but i would think that the interest rate of what you investing in would have to be greater than the interest rate of your debt in order for investing to be more profitable. [not to mention the effect ...

 Forum: Personal Finance   Topic: Student loan consolidation

Posted: Wed Nov 05, 2008 4:56 pm 

Replies: 5
Views: 2244

I've always wondered about consolidating debt. it doesn't seem like you need to [the interest isn't going to go much lower] so as long as you don't forget to make the payments you don't have to. personally i would leave it and make all my extra payments to the one with the highest interest first.

 Forum: Personal Finance   Topic: Informal poll: How much discretionary income do you have?

Posted: Sun Nov 02, 2008 11:37 pm 

Replies: 18
Views: 8512

living with partner, no kids, urban about 900 and i would call it variable expenses instead of discretionary income. Food is a necessity but you can choose to spend 200 or 800 on food a month. to me discretionary implies things you don't need [or at least don't need every month] like clothes or ente...
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