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It is currently Sun Sep 25, 2016 5:19 am



Viewing profile - Endora2000

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Endora2000
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Joined: Mon Nov 26, 2012 12:24 pm
Last visited: Mon Aug 22, 2016 9:22 am
Total posts: 7
[0.01% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 7 Posts / 100.00% of user’s posts ]
Most active topic: Windfall...what to do?
[ 4 Posts / 57.14% of user’s posts ]

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Endora2000 Posts

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 Forum: Personal Finance   Topic: Refinancing & Homeowner's Insurance Question

Posted: Mon Aug 22, 2016 8:31 am 

Replies: 5
Views: 221


We are STILL waiting to find out what the appraised amount is (even though the appraisal finally took place 2 weeks ago). I asked for a copy when it becomes available and I do not plan on contacting my homeowners insurance company until I know the appraisal came through at an acceptable level.

 Forum: Personal Finance   Topic: Refinancing & Homeowner's Insurance Question

Posted: Mon Aug 22, 2016 8:15 am 

Replies: 5
Views: 221


We are in the process of refinancing our mortgage and the person we are dealing with is now asking us to increase our homeowner's insurance policy to Fannie Mae's required amount. We have never been asked this with previous refinances and wonder if this is a new thing? We are already frustrated with...

 Forum: Personal Finance   Topic: Windfall...what to do?

 Post subject: Re: Windfall...what to do?
Posted: Thu Nov 29, 2012 8:36 am 

Replies: 12
Views: 2130


I think I will defintely go the route recommended of paying off in chunks until we get to the final payment. Thank you all for your guidance! I always pay electronically via my personal checking account through my bank (not through the BofA website). But I still have a payment book from BofA, which ...

 Forum: Personal Finance   Topic: Windfall...what to do?

 Post subject: Re: Windfall...what to do?
Posted: Tue Nov 27, 2012 9:11 am 

Replies: 12
Views: 2130


Thanks everyone for the advice. My mom clarified that I can spend the money however I wish, but the reason she gave me the $20k is because I incurred student loan debt. So I feel comfortable tackling this 2nd mortgage. Babysteps, I really like your idea of spending the $20k towards the 2nd mortgage ...

 Forum: Personal Finance   Topic: Windfall...what to do?

 Post subject: Re: Windfall...what to do?
Posted: Mon Nov 26, 2012 12:58 pm 

Replies: 12
Views: 2130


Thanks DoingHomework...that would definitely be the respectful thing to do. I plan to lay it all out to her to get her input. I don't think she even realizes what our mortgage looks like, etc.

 Forum: Personal Finance   Topic: Windfall...what to do?

 Post subject: Windfall...what to do?
Posted: Mon Nov 26, 2012 12:30 pm 

Replies: 12
Views: 2130


I’ve been a lurker for a long time, but finally have a reason to reach out and get some opinions on how best to proceed with a recent windfall. Here is our situation: We have fought our way out of debt over the past 5 or 6 years and no longer have any consumer debt. We currently owe the following: P...
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