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Viewing profile - odditie

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odditie
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Joined: Mon Nov 26, 2012 8:44 pm
Last visited: Tue Nov 27, 2012 1:55 pm
Total posts: 5
[0.01% of all posts / 0.00 posts per day]
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Most active forum: Personal Finance
[ 5 Posts / 100.00% of user’s posts ]
Most active topic: What should I do with my old credit card?
[ 4 Posts / 80.00% of user’s posts ]

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 Forum: Personal Finance   Topic: What should I do with my old credit card?

Posted: Tue Nov 27, 2012 1:33 pm 

Replies: 26
Views: 3821


Thanks, that helps put my mind at ease.

 Forum: Personal Finance   Topic: What should I do with my old credit card?

Posted: Tue Nov 27, 2012 8:11 am 

Replies: 26
Views: 3821


I just spoke with someone at Capital One and they told me they could not change it from a secured card like it was to a regular credit card without a fee.

At this point I think the only reasonable option I have is to cancel it and take the one year of credit history hit.

 Forum: Personal Finance   Topic: What should I do with my old credit card?

Posted: Tue Nov 27, 2012 6:34 am 

Replies: 26
Views: 3821


Thanks for the suggestion. I accepted the offer I received so I have that card coming. I will definitely contact Capital One to see if they can do something to make it a card without an annual fee. IF that doesn't work, what should I do? Since I only have a year on that card and it has a very small ...

 Forum: Personal Finance   Topic: What should I do with my old credit card?

Posted: Mon Nov 26, 2012 8:49 pm 

Replies: 26
Views: 3821


My credit score is a work in progress to say the least. Last year at this time I signed up for my first credit card in several years. It was a Capital One card that gave me a $200 limit with a $75 security deposit and a $29.95 annual fee. I got it with the goal of establishing positive history with ...
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