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Viewing profile - sulingsi

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sulingsi
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Joined: Thu Oct 18, 2007 1:11 pm
Last visited: Sun Mar 02, 2008 8:38 am
Total posts: 11
[0.01% of all posts / 0.00 posts per day]
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Most active forum: General Discussion
[ 6 Posts / 54.55% of user’s posts ]
Most active topic: Anyone else in a buy vs. rent dilemma?
[ 4 Posts / 36.36% of user’s posts ]

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Website: http://www.ugandavillageproject.org

sulingsi Posts

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 Forum: General Discussion   Topic: Anyone else in a buy vs. rent dilemma?

Posted: Sat Feb 16, 2008 9:22 pm 

Replies: 23
Views: 11706


true, part of the thing is that in 3 years I'll be a full fledged physician and my income will be going up to something like 8 or 10 times what it is now. and, @ autumnlaughing, the places I'm looking at in Boston are not condos, they are like studio apartments for $180K, and when I'm a fancy doctor...

 Forum: General Discussion   Topic: Anyone else in a buy vs. rent dilemma?

Posted: Sat Feb 16, 2008 8:22 am 

Replies: 23
Views: 11706


I agree, the market is not looking great for the future, I wouldn't expect to actually make money on a place in Boston like I did on my last house. But I did think it was a reasonable possibility that I could sell a place for about what I paid for it 4 years from now, and in that case was wondering ...

 Forum: General Discussion   Topic: Anyone else in a buy vs. rent dilemma?

Posted: Fri Feb 15, 2008 11:05 pm 

Replies: 23
Views: 11706


hi there: I'm looking for other people who are in a buy vs. rent quandary, or people who have feedback on it. I've been going back and forth over renting or buying for several months now and I just can't figure out what I want to do. It is a place we would only stay for 3-4 years, so the traditional...

 Forum: Personal Finance   Topic: uPromise/529 fund

Posted: Sun Dec 23, 2007 7:22 am 

Replies: 31
Views: 15775


Like Sam said: just ignore the marketing side of Upromise. Buy what you usually buy. And no one has mentioned one of the more significant money making parts of UPromise, which is that you can make anywhere from 3-8% back on purchases at restaurants (which is a lot more than like 0.03 cents on an ite...

 Forum: General Discussion   Topic: best cell phone deal for the frugal?

Posted: Tue Dec 11, 2007 8:14 pm 

Replies: 17
Views: 9287


Does anyone who's already done the legwork know what the best cell phone deal would be if you are a frugal type and starting fresh? Don't care about camera phones, media, etc. I have an old cell phone off Craigslist and use a family plan on Verizon currently, but my parents are kicking me off the pl...

 Forum: Personal Finance   Topic: Prosper for the developing world

Posted: Tue Dec 11, 2007 7:54 pm 

Replies: 3
Views: 2236


I absolutely love Kiva. There is nothing like giving money to a good cause and then getting that money back to be able to give it again. For those of you who truly enjoy the idea of helping people out of poverty, you must visit the Kiva site and see what it's about. It's even fun just to browse. I j...

 Forum: Personal Finance   Topic: Method for calculating effects of loan payments?

 Post subject: an Excel template
Posted: Sun Dec 02, 2007 7:43 pm 

Replies: 2
Views: 2184


OK, well I did turn this up: http://office.microsoft.com/en-us/templates/TC010197771033.aspx This would be cool for the average loan, unfortunately it doesn't work with the parameters of my loans (after all, most loan calculators assume you have to make a payment every month of some specific amount,...

 Forum: Personal Finance   Topic: Method for calculating effects of loan payments?

Posted: Sun Dec 02, 2007 4:26 pm 

Replies: 2
Views: 2184


Hi everyone: I'm trying to figure out how I can judge the impact of payments I'm making on my student loan debt. I have a total of about $175K currently in student loan debt (med school), but most of the loans are consolidated, and also the federal loans from a few years ago have very low interest r...

 Forum: General Discussion   Topic: share your frugal holiday gift idea

Posted: Wed Oct 31, 2007 6:35 pm 

Replies: 15
Views: 13946


This year we are planning to all donate to a great charity together (like Heifer International! I also love Kiva - http://www.kiva.org ) and also to pick a name out of hat and get that one person something special, instead of getting a bunch of generic gifts/small gifts. Everyone in my family has ev...

 Forum: Success Stories   Topic: Roth IRA, so I can be a philanthropist someday!

Posted: Thu Oct 18, 2007 1:32 pm 

Replies: 3
Views: 6259


Even though I do a lot of frugal things, like buying all my clothes at the thrift store, using coupons, and selling items on eBay in my spare time, the success that I am most proud of is definitely my Roth IRA. I am 26 years old, and when I was a sophomore in college, I became very passionate about ...
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