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A place for Get Rich Slowly readers to ask questions
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It is currently Sun Aug 28, 2016 7:05 pm

Viewing profile - jpham540

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Joined: Sun Jan 06, 2013 10:30 pm
Last visited: Sun Aug 28, 2016 12:43 am
Total posts: 161
[0.18% of all posts / 0.12 posts per day]
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Most active forum: Personal Finance
[ 92 Posts / 57.14% of user’s posts ]
Most active topic: Dirty Laundry
[ 8 Posts / 4.97% of user’s posts ]



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jpham540 Posts

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 Forum: Personal Finance   Topic: Need motivation

 Post subject: Re: Need motivation
Posted: Fri Aug 26, 2016 11:32 pm 

Replies: 12
Views: 192

Seem like you have a good handle on your expense. I think you should use your saving money to retire that car loan, unless you see yourself losing your job in the next couple of month. You can always rebuild your saving account.

Good luck with your descision

 Forum: News & Announcements   Topic: Walking Down The Road To Financial Independence

Posted: Fri Aug 26, 2016 11:21 pm 

Replies: 2
Views: 8769

Welcome to the forum Tyler,
Seem like we need more information so that we can help you. Maybe you should post all of your monthly income/expense so we can see what you're working with. Also what's your short/long term goals, that way we can assess your situation.

 Forum: News & Announcements   Topic: Share your Net-Worth!

 Post subject: Re: Share your Net-Worth!
Posted: Fri Aug 26, 2016 11:18 pm 

Replies: 12
Views: 11391

My net worth is $664,722, I'm 29 years old and I have been kind of in and out of this forum for awhile. I will try to be more active on this forum. You can follow me on my blog on my signature. I accumulated my wealth from working oversea and still currently working oversea now. I also do a lot of i...

 Forum: News & Announcements   Topic: Hello from Wisconsin!

 Post subject: Re: Hello from Wisconsin!
Posted: Fri Aug 26, 2016 11:04 pm 

Replies: 3
Views: 1714

Welcome Tom and good luck on your journey.

 Forum: Fiscal Fitness Journals   Topic: Dirty Laundry

 Post subject: Re: Dirty Laundry
Posted: Wed Jan 13, 2016 10:28 am 

Replies: 166
Views: 82017

Hi lmoot seem like you're doing good I see. Its been awhile since I posted on this forum, been mia for the past couple of months. Good job of paying down that mortgage so fast. Just curious about the balance transfer since I never done it myself. Is there any fee associated with doing a balance tran...

 Forum: Success Stories   Topic: One student loan down, one to go!

Posted: Fri Dec 26, 2014 8:33 am 

Replies: 4
Views: 8453

Nice Job apples :clap: , Keep up the good work.

 Forum: Personal Finance   Topic: Getting there!

 Post subject: Re: Getting there!
Posted: Fri Dec 26, 2014 8:09 am 

Replies: 6
Views: 1420

Welcome! it seem like you're right on track, the only thing I see is if I was in your shoe, I would use that $1,000 a month you're saving for the house and pay off that student loan. The 6.5% interest is too high for my liking I would definitely aggressively pay that off. Hope you will learn a lot f...

 Forum: Fiscal Fitness Journals   Topic: Dirty Laundry

 Post subject: Re: Dirty Laundry
Posted: Fri Dec 26, 2014 8:03 am 

Replies: 166
Views: 82017

Sounded like you had a good time in Africa, I know what you mean feeling queasy paying those expense. I quit my oversea job recently over in Afghanistan in October and been at home unemployed for almost 3 month. My expense is stacking up, I took an offer for new job with a different company so that'...

 Forum: Personal Finance   Topic: 2015 Goals

 Post subject: 2015 Goals
Posted: Fri Dec 26, 2014 7:42 am 

Replies: 4
Views: 1314

Just wondering if everyone has their 2015 goals yet? I have a couple of goals I want to accomplish next year. 401k - Will attempt to max this out, but since I started a new job my pay will be lower than before. For 2015 it is $18,000, I won't be able to contribute to my 401k until after 90 days of e...

 Forum: Personal Finance   Topic: Teenager needs Advice

 Post subject: Re: Teenager needs Advice
Posted: Thu Nov 27, 2014 12:35 pm 

Replies: 21
Views: 2276

Seem like you got a good head on your shoulder, hopefully your girlfriend pay you all the money she owe you. Also does any of your job offer a 401k? I would definitely knock out that CC debt first and after you finish you can start building your emergency fund. The rule of thumb is normally 3 - 6 mo...

 Forum: Fiscal Fitness Journals   Topic: John 2013 Goals

 Post subject: Re: John 2013 Goals
Posted: Thu Nov 27, 2014 12:24 pm 

Replies: 11
Views: 4367

Hello people didn't realize I haven't updated this thread for awhile. A lot have changed between my career & financial goals. I quit my job in October & went with a different company. Some of you may know I spent at least 3 years over in Afghanistan, and I think that is long enough for over ...

 Forum: Personal Finance   Topic: Saving & Investing a Mortgage Down Payment?

Posted: Tue Sep 30, 2014 8:19 am 

Replies: 6
Views: 903

I would probably just stick it in a saving account or a CD. I would stay away from index fund and mutual since it can be volatile, so you don't want to lose any money when you're close to buying.

 Forum: Tips, Tricks, Links, Pointers   Topic: Rental Property: Prospective Renters

Posted: Fri Sep 26, 2014 9:08 am 

Replies: 10
Views: 11028

We have an offer to rent out our property but the prospective tenants have some questionable history. Low credit scores (low 500), unpaid medical bills, a few collection agency accounts, supposedly never late on rent. One of the tenants has a misdemeanor (Resisting Officer Without Violence (Resisti...

 Forum: News & Announcements   Topic: A nice Brit introduction!

Posted: Sat Sep 20, 2014 9:35 am 

Replies: 2
Views: 1923

Hey James,
Welcome to the forum and nice to meet you. If you have any question just ask and we will try our best to help you.
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